Postal bank democratizes instant transfer with the generalization of this service and its free – postal banking, transfer – FAQ – La Banque Postale
How to benefit from the instant transfer service
The instant transfer allows you to make, all year round, 7 days a week, 24 hours a day, including weekends and holidays, payment in less than 10 seconds. Irrevocable, this service makes it possible to transfer money in real time, from its mobile banking application or via its online banking space La Banque Postale, and to make funds immediately available and reusable by the beneficiary.
Postal bank democratizes instant transfer with the generalization of this service and its free
True to its citizen values of accessibility and responsibility, the Banque Postale has deleted since January 1 the costs relating to the instant online transfer and will generalize its use with its 20 million customers from May 202222. This new initiative is part of the Postal Bank’s strategy to make innovation useful to the greatest number accessible, to simplify digital customer journeys and to accelerate the deployment of new means of payment.
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April 06, 2022 Reading 2 min
The Postal Bank has decided to democratize the Payment Instant with its customers, individuals and businesses, making this service free online, previously invoiced 70 euros of euros for individuals and 80 cents for professionals and businesses.
In order to accelerate the deployment of this new service, the postal bank will generalize the use of the instant Payment 2 from May 2022: it will gradually replace the standard transfer, for all the occasional transfers made in the European SEPA 3 area until ‘at 1.000 € for individuals and 7.€ 700 for legal persons.
The instant transfer allows you to make, all year round, 7 days a week, 24 hours a day, including weekends and holidays, payment in less than 10 seconds. Irrevocable, this service makes it possible to transfer money in real time, from its mobile banking application or via its online banking space La Banque Postale, and to make funds immediately available and reusable by the beneficiary.
1. Since January 1, 2022 for individuals and April 1, 2022 for legal persons
2. Within the limits of the authorized ceilings and excluding programmed permanent transfers
3. The SEPA space (single Euro Payments Area or single space of payments in euros) at 1/01/2022 covers the Member States of the European Union to which are added Andorra, Iceland, Liechtenstein, Monaco, Norway, The United Kingdom, Saint Marin, Switzerland and the Vatican.
How to benefit from the instant transfer service ?
To benefit from the instant transfer, use the mobile application and add the beneficiary to your contact list. Transfer funds easily.
The instant transfer is accessible free of charge to all customers and allows you to send as well as receive money in a few seconds.
This free service is open to all customers of La Banque Postale.
You have no specific action to do to receive or issue instant transfers. You just have to hold a CCP at La Banque Postale and have an online banking identifier.
The instant transfer is accessible free of charge to all customers and allows you to send as well as receive money in a few seconds.
This free service is open to all customers of La Banque Postale.
You have no specific action to do to receive or issue instant transfers. You just have to hold a CCP at La Banque Postale and have an online banking identifier.