Visa Premier Hello Bank card! Notice: All the information to know

* Cost of a local (from mainland France) or international (abroad) call according to your telephone operator.

Visa first* card

Find all the characteristics
of your first visa card.

*Supply of a debit card (international payment card with immediate debit) or
Supply of a debit card (international payment card with delayed debit).

• Customizable ceilings
• Extended insurance and assistance guarantees
• An international card

• Exclusive partner advantages
• Options to choose from (immediate or delayed flow of your choice)

In short

It’s without borders

In the euro zone when you pay by card in Euro, you have no additional bank charges.
When you travel, you can freely make your cash withdrawals throughout the euro zone. And thanks to the Global Alliance and BNP Paribas Global Network agreements, you can also withdraw money from partner banks abroad (excluding euro zone) at no additional cost !

These are savings

You will save money ! You benefit from permanent or punctual discounts with the many visa and BNP Paribas partners: hotels, car rental, travel, art of living, etc. Discover the Visa Premier partner offers
Access the first visa space

It’s customizable

Delayed flow, reinforced protection for your internet purchases, etc. Personalize your card options as you want ! (3)

It’s more flexibility

With the Visa Premier card, you can customize your payment and withdrawal ceilings (1): in real time on the app or online.

Is having a quiet mind

You are covered with extended guarantees of travel insurance and full assistance for you and your family in France as abroad (2): medical assistance, car rental, travel reservation, loss/flight/deterioration of your luggage, rental of ski equipment, etc.

It’s your card ?

The Visa Premier card is no longer marketed. If you hold it, nothing changes … unless you decide to crack for Hello Prime or Hello One !

(1) Within the limit of authorized ceilings and subject to acceptance of Hello Bank!.
(2) Within the limits and conditions provided for in the Information instructions for insurance and assistance of the Visa Premier [PDF – 4.4 MB].
(3) Subject to acceptance by the bank.

Features

What options for my card ?

Debit choice

Discover the delayed debit for your card: the payments made until the 28th of the month included are debited on the last working day of this month. After this date, payments are debited at the end of the following month.

Show more details

What is the price of my card ?

Your Visa Premier* card is free. For options and services related to your card, see the price guide [PDF – 573 KB] Hello Bank! *Supply of a debit card (international payment card with immediate debit), supply of a debit card (international payment card with delayed debit)

How to renew or replace my card ?

Renewal / replacement

You have a first visa card for your joint account and/or your individual account ? Your Visa Premier card is renewed on its due date and replaced in the event of an opposition or repair.

What are partner offers ?

First partners

Your Visa Premier card gives you dedicated advantages to renowned brands negotiated for you in the fields of travel, leisure and shopping. The advantages of the Evasion partners are accessible from the tips page, but also on the site www.visapremier.fr or by contacting the “first service number” at:

First press

This service allows you to benefit from reduced prices (up to 50%) to magazines and newspapers of the national and international press. At any time, the Visa Premier card offers you the possibility to modify your choice of magazines or to stop freely. To find out more, you can contact our team of advisers, from Monday to Saturday from 9 a.m. to 8 p.m. at:

What is the first insurance ?

The elements below present syntheticly the insurance services of the information notice whose terms and conditions are defined below. For more details concerning the ceilings, refer to the Visa Premier card guide [PDF – 4.4 MB]. Download the insurance instructions:
Visa Premier card insurance [PDF – 176 KB]

Cancellation or travel modification
Refund of non -recoverable costs in the event of cancellation or modification of a guaranteed trip due to: • Body involvement or death, • significant material damage, • Economic dismissal, • Obtaining a job, • A professional transfer, • Deleting or modifying leave by the employer.	Until € 5,000 including tax By insured and by calendar year.
Travel interruption
Refund of unused services in the event of an interruption of a guaranteed trip due to: • Body involvement or death, • significant material damage, • Economic dismissal, • Obtaining a job, • A professional transfer, • Deleting or modifying leave by the employer.	Until € 5,000 including tax By insured and by calendar year.
Rental vehicle
Refund of costs claimed by the lessor in the event of material damage or theft of the rental vehicle.	Within the limit of the deductible provided for by the rental contract and 2 claims per card provided and per calendar year.
Plane delay
Reimbursement of costs incurred (meals, hotel, modification of plane ticket, etc.) for regular or charter flights.	Until 400 € TTC delayed.
SNCF train delay
Reimbursement of costs incurred (meals, hotel, modification of train tickets, etc.)).	Until 400 € TTC delayed.
Baggage flight/loss/deterioration
Refund of the replacement value of stolen, lost or deteriorated luggage, when traveling in a public transportation.	Until 800 € TTC By luggage (Franchise of 70 € TTC)).
Luggage
Refund of basic necessities in the event of luggage delay.	Until 400 € TTC delayed.
Snow and mountain
Emergency and research costs
Covered the cost of rescue and research operations in the event of an injury.	Up to real costs billed.
First transport costs
Support for the cost of transport to the nearest medical or hospital center in the event of an injury.	Up to real costs billed.
Medical costs in France
Repayment of medical, pharmaceutical and hospitalization costs (in addition to organizations such as Social Security).	Until € 2,300 including tax by claim.
Mechanical ski lift packages and ski lessons
Reimbursement of unused packages and ski lessons following an injury preventing skiing.	Until 800 € TTC by insured.
Flight or broken ski and personal ski shoes
Refund of rental fees for replacement equipment in the event of broken or ski flight or personal ski shoes.	Until 8 days of rental.
Rented ski equipment
Reimbursement of the costs claimed by the rental company in the event of a break or theft of the rented ski equipment.	Until 800 € TTC by claim (20 % franchise)).
PUBLIC LIABILITY
Support for the consequences of damage caused to third parties (in addition or in the absence of personal insurance).	Until € 310,000 by claim.
DEFENSE AND APPEALS
Covered defense and remedy costs abroad.	Until 7,700 € by claim.
Death and disability
Payment of capital in the event of death or permanent infirmity.	Until € 310,000 by claim.
Civil liability abroad
Support for the consequences of bodily damage caused to third parties during a guaranteed trip abroad.	Until € 1,525,000 by claim.

The declaration of claim is to be made to: SPB Tip: Make your declaration online: https: // bnppvoyage.SPB.had via the “Request a refund” section

Hours of operation	7 days a week and 24 hours a day
Customer information	Card number, insured quality (card holder or beneficiary) as well as the name of the bank ensured card.
Client call number	+33 1 40 14 10 10 From abroad*
Fax number	09 70 82 03 58 +33 9 70 82 03 58 from abroad
Address	SPB Visa Card Insurance Premier BNP Paribas CS 90000 76095 Le Havre Cedex
E-mail address	[email protected]
Ask for information	https: // bnppvoyage.SPB.eu

* Cost of a local (from mainland France) or international (abroad) call according to your telephone operator

What is the first assistance ?

The elements below present syntheticly the assistance services of the information notice whose terms and conditions are defined below. For more details concerning the ceilings, refer to the Visa Premier card guide [PDF – 4.4 MB]. Download the assistance instructions:
Assistance Visa Premier [PDF – 165 KB]

Medical assistance, medical costs and other reimbursements

Blanket	Guaranteed ceilings
Transport / repatriation	Included
Back to the accompanying	1st class train. Economy class plane.
Visit a loved one	1st class train. Economy class plane.
Accommodation costs	With hospitalization: € 125 per night, max. 10 nights for the accompanying. Without hospitalization: € 125 per night, max. 10 nights for the beneficiary.
Accommodation extension costs	125 € per night, max. 375 €.
Return to children under the age of 15	100 € per night, max. 3 nights + 1st class train. Economy class plane.
Childcare under the age of 15	200 € per day, max. 5 days.
Refund of telephone costs	€ 100 per event.
Replacement driver	Included
Transport of domestic animals	Included
Advance on hospital costs abroad	Up to € 155,000 per beneficiary and per event.
Additional reimbursement of medical costs abroad	Up to € 155,000 per beneficiary and per event (franchise 50 €). Dental emergency: 700 €.
Anticipated return of the insured	1st class train. Economy class plane.
Death of the insured	Included

Travelers assistance

BLANKET	Guaranteed ceilings
Assistance in the event of legal proceedings	Criminal deposit advance: up to € 16,000. Advance of lawyer fees: up to € 16,000. Support for lawyer fees: up to € 3,100.
Help in continuing the trip	Assistance in administrative procedures: included. On -site fee: up to € 2,000.
Routing of objects	Rentry of files: Included. Rating of glasses, lenses or hearing prostheses: included. Document routing: included.
Transmission of urgent messages	Included

SUPPORT CONTACT

Benefit	First assistance
Provider	Europ Assistance
Hours of operation	7 days a week and 24 hours a day
Client call number	Before taking any initiative or initiating any expenditure, the prior agreement of Europ Assistance is imperative by calling or calling: From abroad: +33 1 41 85 97 02*
Fax number	+33 1 41 85 98 26

* Cost of a local (from mainland France) or international (abroad) call according to your telephone operator.

And if you were unlimited
For 5 € per month ?

With the Hello Prime offer:
• All your payments and withdrawals by card at no cost.
• A Hello Prime virtual card in addition to your Hello Prime card, practical for your online purchases.
• All your free instant transfers.
• Priority access to hello team. And much more … Discover Hello Prime

Visa Premier Hello Bank card! Notice: All the information to know !

Want a HEELL BANK’s VISA PRESIVE CARD OPINION! ? You are in the right place ! Hello Bank! Recently changed its offers to offer the Visa Premier card either for individual accounts but only for attached accounts.

Our Special Opinion file on the Hello Bank card! Visa Premier will aim to make your own mind of this card: opening condition, eligibility, ceilings, insurance, assistance, services … We tell you everything to find out if this Hello Bank card! is worth it or not !

Here, for the most impatient, a visa first hello bank opinion! In summary :

First hello bank visa! : Summary review

Visa Premier Hello Bank card! Notice in summary

Most of the Visa Premier Hello Bank card!

Our opinion on the Visa Premier bank card at Hello Bank! is positive : easy to access, free, high ceilings, practical assistance and insurance and finally an interesting partner program for travelers !

But you should know that this credit card is now accessible only to holders of attached accounts, which is its only defect. Aside from that, it is a high -performance card on many points for couples who would like to open a common account.

We can also cite in addition to our opinion on the Visa Premier card the other advantages emanating, this time, directly from the online bank Hello Bank! ::

• The Mobile App: Apple Pay and Paylib, account aggregator, ceilings management, tools to manage his budget
• The BNP Paribas agency network: deposit of checks and species
• A wide range of banking products
• A welcome offer of € 80 for the opening of a joint account

Visa Premier Hello Bank card! Notice: more complete analysis

1. What are the conditions for the first visa at Hello Bank! ?

Conditions for the Visa Premier card

Conditions to obtain the first hello bank visa! are in numbers of 5:

1. Open a hello bank joint account!
2. Fill out the account opening form
3. Sign the electronically
4. Give all supporting documents
5. Validate your joint account

First of all, It is imperative to fulfill the conditions of granting for the opening of a joint account. As a reminder, here are the minimum eligibility methods:

• To open a joint account at Hello Bank!, You must above all be a natural person, major and capable.
• You must also reside in France to claim this banking offer.
• You must also have subscribed to the Individual Deposit Account agreement Hello Bank!.
• Of course, to have a new bank account you must not be the subject of bank incidents with other financial organizations.
• When registering, you must send the requested supporting documents and make an initial payment to validate the account opening. This amount must be between € 10 and € 300.

Once you meet all the required eligibility conditions, you will have to wait for validation after studying your file by Hello Bank! so that the new joint account is definitely open.

Let us specify all the same that the acceptance conditions are analyzed on a case -by -case basis, in other words The request files are examined for each holder of the joint account.

Our opinion on the first hello visa concerning the conditions is that they are rather reasonable, with € 1,800 per month of income and a simple and quick allocation process.

2. The first visa at Hello Bank! Is it free ?

The answer is yes. The first hello bank visa payment card! does not cost anything to its owners and, in addition, unlike other financial institutions (online banks and conventional banks combined), it does not include specific constraints of use.

Indeed, with the Visa Premier Hello Bank card! ::

• There are no mandatory conditions of use as is often the case elsewhere. Indeed, some online banks require a minimum amount of expenses each month to keep free payment of the means of payment.
• The first visa card offered by Hello Bank! is free, but above all it remains for life !

The dematerialized establishment apartment at the BNP Paribas group can congratulate itself on standing out for its competitors sinceHe promises to obtain a bank card with multiple advantages without requiring a financial contribution in return.

The only condition let us remember: each holder of the joint account must be able to justify a minimum income of € 1,800. Once you have received it by post, this without cost payment card can support you in all your trips and allow you to make all daily purchases.

Our opinion on the first hello bank visa! Regarding his prices is obviously positive. The card is free for life and without condition of use while the subscription is on average € 130 in a classic bank ..

3. What are the ceilings of the first hello bank visa! ?

The ceilings of the Visa Premier card

For the first hello bank visa!, Here are the default ceilings:

• A limit of € 3,000 for payments, over 30 days.
• A 1000 € withdrawal ceiling, over 7 days.

To manage your budget in peace, it is essential to know the limits of your attached bank account in order to avoid unpleasant surprises or payment incidents. Know that these ceilings are not frozen: they can be increased according to your needs and income.

Our opinion on the first hello bank visa! Regarding the ceilings is positive insofar as they are rather high and not frozen: you can negotiate them with customer service.

4. What are the insurance and assistance of this card ?

Let’s find out together now what guarantees are included with the first visa card from Hello Bank! ::

• A Cancellation or Travel Modification Guarantee.
• A travel interruption guarantee in the event of an imperative.
• A specific warranty for rental vehicles.
• A warranty in the event of delay in transport: plane, SNCF train.
• A guarantee that protects you in the event of theft, loss or deterioration of your luggage.
• A guarantee that takes place for your trips to the snow and in the mountains.
• A death and disability guarantee.
• A civil liability guarantee for your trips abroad.

Other tailor-made assistance, whose goal is to protect you but also support your loved ones, come in addition to the guarantees mentioned above.

• Medical assistance that pays medical expenses as well as other reimbursements inherent in health problems.
• Specific assistance for travelers.

This means of payment with multiple advantages includes in its contract guarantees intended to facilitate the daily life of its holders, in particular for travel in France and abroad.

Our opinion on the first hello bank visa! Regarding insurance and assistance is positive: practical insurance for travelers in the event of seeds and adapted assistance to deal with many unforeseen events.

5. The exclusive advantages of the first hello bank visa!

There Free first visa card offered by Hello Bank! includes exclusive services and access to a catalog that contains a number of promotions:

• You can benefit from exceptional discounts for many activities.
• No less than 225,000 hotels also offer very attractive discounts.
• Car rental companies provide holders of the Visa Premier vehicle card at unbeatable prices.
• Major brands will make you take advantage of special promotions to shop.

To discover all the brands and establishments concerned by these discounts, we invite you to go to the Visa site or to contact the Hello Bank teams!.

Our opinion on the first hello bank visa! Regarding his partnerships is that they are interesting and are also a very good reason to move towards this card to save money if you travel regularly.

Visa first hello bank visa card review! : in conclusion

Our opinion on the Visa Premier Hello Bank card! can be summed up by the following elements:

• A card only accessible for the opening of a hello bank joint account!
• A free and accessible card from 1800 € in income
• high ceilings allowing intensive use of its card
• Insurance and assistance practically at a premium card
• exclusive partnerships
• Only disadvantage: only accessible with a joint account

We detail our opinion on the first hello bank visa! below.

We will have seen it throughout this file, the Visa Premier Bank Card for free offered by Hello Bank! accumulates strengths. On a daily basis, it is a means of payment that can support you in all circumstances since withdrawal or payment capacities are quite high compared to the Visa Classic card For example.

• The opening of a shared account with your spouse is a good way to control the family budget while taking advantage of special reductions. And to keep an eye on your expenses, don’t forget that you have access to your joint account in real time from your personal customer area on the www site.hellobank.FR or via the mobile application.
• In addition, the International Visa Premier card by Hello Bank! is the best ally of travel enthusiasts thanks to its panel of assistance and insurance. And to best prepare your future trips in France or in foreign countries, we advise you to download the certificates of certificate beforehand to leave the mind.
• Payment cards included with the hello bank joint account! allow you to pay for your purchases and withdraw money from automatic ticket distributors in nearly 60,000 agencies from the Global Alliance network, or fifty countries around the world.
• Last advantage, and not least, If you open a joint account you receive two bank cards : one for each holder. Which is very practical to manage your account as you see fit and avoid disappointments.

A suggestion or the desire to give your opinion on the Visa Premier Hello Bank card! ? Put us a little comment, we will be happy to answer you or bounce back on your remarks !