Money withdrawal in a business: how the cash back works

To be really a winner, it is better to take into account certain essential criteria.

The number of merchants: It is obvious that you must opt ​​for the cashback platform which offers the most merchants, because you are more likely to find your happiness there.

The Commission : On the one hand, the sites do not all offer the same commission percentage so find out well before registering. The rate fluctuates between 1 and 30% on average depending on the products. On the other hand, some sites take an annual subscription on your earnings, others directly unpack their committee on your purchases. It is therefore important to read these conditions in order to estimate your total gain.

Retrocession methods: Check well from what minimum amount the cashback site can pay you the sums acquired. Also read the payment frequency and the payment method (transfer, check, paypal).

User reviews: Consult the reviews, user forums of these platforms to help you make your choice. They are often the best guides.

The cashback, what is exactly ?

You make online purchases and increase your purchasing power ! This is what the cashback system offers. If this way to save money has taken time to settle in France, it is now on the rise.

The cashback, what is ?

At the start, this system applied to certain bank cards. Their carriers then received a sum according to the purchases made.
Today, and since the late 90s, cashback has existed on the web.
You then touch a commission proportional to the shopping on the internet.
In short the cashback sites are assimilated to business carriers and receive from the merchant sites of the commissions of which they retrocede you.

The cashback, how it works ?

You must register on a specific cashback platform. There are several in France: Mailorama, EbuyClub, Cashstore, Fabuleos, MyDen, WebDucor (to finance charity associations). Registration is free, one per household.
Then go to the directory of merchant sites offered and click on the access links to the various brands.
You can now shop. And in the next 30 days, the cashback site recredits you a percentage of the amount spent.
Finally, once your prize pool has reached a certain amount, you have the possibility of requesting the payment of this sum (consult the general conditions of each site).

How to choose your cashback site ?

To be really a winner, it is better to take into account certain essential criteria.

The number of merchants: It is obvious that you must opt ​​for the cashback platform which offers the most merchants, because you are more likely to find your happiness there.

The Commission : On the one hand, the sites do not all offer the same commission percentage so find out well before registering. The rate fluctuates between 1 and 30% on average depending on the products. On the other hand, some sites take an annual subscription on your earnings, others directly unpack their committee on your purchases. It is therefore important to read these conditions in order to estimate your total gain.

Retrocession methods: Check well from what minimum amount the cashback site can pay you the sums acquired. Also read the payment frequency and the payment method (transfer, check, paypal).

User reviews: Consult the reviews, user forums of these platforms to help you make your choice. They are often the best guides.

Our opinion

Here is an interesting concept where everyone is a winner.
If you are a follower of online purchases, you might as well go through this system which costs you nothing and which can bring you a little.
Of course, you should know that to receive a little money, it will necessarily be necessary to spend a lot. It’s particularly worth it on big purchases like a computer, a TV, household appliances ..
Nevertheless this should not prevent you from comparing prices before buying.
We advise you to register on several platforms in order to have access to a larger number of merchants.
For information, a comparison* put in the lead four cashback platforms for their seriousness: Cashstore, Edengo, Igraal, Mailorama.

* Netbusiness-Team.com, January 2011

Money withdrawal in a business: how the cash back works ?

THE cash back is a service that gradually arrives in France. This allows you to withdraw money in cash from a merchant after having purchased a bank card. Concretely, what is the cash back ? How it works ? All answers.

THE cash back, A way to obtain species

THE cash back, or withdrawal of species to purchase, is a method that has existed for a few years in several countries.

The principle: allow you to withdraw money in cash During an operation by Bank card At a merchant.

• Please note, the cash back is not a mandatory service for shops, not all of them offer it.
• This species withdrawal service here should not be confused with practice, of the same name, used in particular in online trade and which makes it possible to offer reductions to the consumer after the purchase of an item, via a refund.

THE cash back, How does it work in shops ?

Concretely, the cash back works as follows: you buy by Bank card An article, for example at a price of € 20, but you make a payment of € 60 in order to recover 40 € in species.

This method aims to facilitate access to withdrawal in areas where distributors are less present.

• The purchase of a property or a service is compulsory to be able to benefit from a cash back.
• The decree of December 24, 2018 specifies that the minimum purchase amount made as part of the cash back is fixed at 1 €, the maximum amount that the merchant can return to the customer being set to 60 €. This service can only be provided at the request (formulated before payment) of the customer acting for non -professional purposes.
• Payments by check, by paper title (gift voucher, vacuum vouchers), by a special payment instrument (prepaid card) or a special dematerialized payment title cannot give rise to supply of species.

THE cash back, What compulsory information ?

Since January 29, 2019, a decree has required the compulsory display of information near payment terminals or the collection location, in order to inform consumers:

• of the list of payment instruments accepted or refused
• of the minimum amount of the purchase payment transaction as part of which species are provided (€ 1)
• of the maximum amount that the merchant can return to the customer (€ 60)
• of the’Indication of the free or paid nature of the service and, in this case, the costs and commissions received all taxes included (TTC).

Failure to comply with these prescriptions may have the effect of a 5th class (€ 1,500)

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Learn more about the cash back

• Cash withdrawalOn the Public Service site.Fr
• Cash back: a new way to remove specieson the insurance site, bank, info service savings