Postal Bank: La Poste banking offer, bank account closure letter – La Poste

Bank account closure letter

The account included in the my French Bank offer, on the other hand, does not integrate an overview. Finally, even if it is a very connected bank, note that it is still accompanied by a team of dedicated advisers, completely listening to you. Again, for your tranquility of mind, all kinds of insurance are included, in particular to protect your mobile, your purchases or even your e-reputation in the event of identity theft !

Postal bank

Postal bank is placed as a different bank from others. Born of La Poste, former public service, the Banque Postale wants to provide a local service while developing its commercial activity.

Postal Bank plans to retain its customers by quality of service and customer satisfaction. For this, the bank develops a multi -channel offer and opens up to a large clientele of young people, heritage customers, associations and companies.

Original account at € 2.9/month and ideal account at € 6.9/month
Westart account for teens at € 2/monthly an account

Already customer of an online bank? Discover online banks on Culturebanque.

The customer’s interest first: let’s prove the difference

The associated accounts and services of the Postal Bank

La Banque Postale is a public bank which was born in 2006 and which belongs 100 % to the La Poste group. Based on a large distribution network in post offices, the postal banking has the advantage of being very well distributed throughout French territory. Initially, it is a bank exclusively reserved for individuals. However, now, La Banque Postale has also opened up to businesses as well as local communities. If you are an individual looking for a new bank, here is the offer offered by the brand.

Postal Bank’s bank account to manage your current operations

The bank account of the postal banking is intended for any adult or minor (accompanied by their legal representative). This account can be attached, individual or in joint possession. Likewise, each holder can hold one or more accounts.

Postal banking bank accounts make it possible to carry out current operations necessary for your daily life. You are free to choose to domicile your income and samples. Then choose your payment method: a bank card and/or a checkbook. Benefit from an authorized overdraft. Receive your account statements by Internet or by mail. Adjust your invoices or prepare your projects… Postale Bank offers a wide range of products and services to satisfy all your desires.

The postal bank account formula

The postal bank account formula allows you to benefit from several products and services at an advantageous rate. This is an offer that brings together most of the banking products offered by the brand. Then, you are free to add options to customize this package and make a tailor-made formula.

The account formula is accessible from 16 years old and can be taken out directly on the postal banking site or in a post office.

To set up all your expenses, La Banque Postale offers several payment cards, from the simple Visa Classic card to the highest range Visa Platinum or Infinite, including the famous visa first.

Your account statements, on the other hand, are sent to you monthly online or by mail. Free SMS alerts can be planned.

ALIATYS AND ALIATYS PLUS insurance is responsible for preserving your peace of mind, ensuring your means of payment against loss or theft.

Finally, an overdraft authorized at the preferential rate of 15 % can be implemented, in accordance with your postal bank advisor.

My French Bank, the 100 % mobile formula of the Postal Bank

More recently, to contact a new generation of customers, younger and hyperconnected, the Banque Postale launched the MA FRENCH BANK offer 100 % mobile. Based on the latest technological developments, this offer has a real -time information system and allows you to manage all of its accounts from a simple smartphone. Likewise, it also offers many digital means of payment, such as the Pay call system. With my French Bank of Postal Bank, expenses are automatically classified, the transfers are made by SMS Te and your card is blocked and unlocks endlessly. Other more innovative features also join others, such as the MA Tirelire services, Let’s CAGNOTTE or WE SHARE.

The account included in the my French Bank offer, on the other hand, does not integrate an overview. Finally, even if it is a very connected bank, note that it is still accompanied by a team of dedicated advisers, completely listening to you. Again, for your tranquility of mind, all kinds of insurance are included, in particular to protect your mobile, your purchases or even your e-reputation in the event of identity theft !

How to open an account to the postal bank ?

Whether you opt for a my French bank formula or a more traditional account formula at the postal bank, the opening of your account can be completely online. For my French Bank, it is made from your mobile, in record time ! For your account formula, you are free to download your supporting documents on the Internet or go to a post office to open your account with an advisor.

Of course, in addition to the services mentioned above, the postal bank offers a whole bunch of insurance to protect your account or your whole family, both in the different times of your life and in the event of death. La Banque Postale also offers many savings solutions and supports all your projects thanks to its online simulators or the advisory assistance of its bank advisers. Insurance, mortgage loan, consumer credit, savings … The postal bank continues to flesh out its product catalog, while integrating new features to seduce even younger customers.

Communication

La Banque Postale is a local bank which is aimed at a wide population. The bank wishes to obtain the confidence of its customers by developing a lasting relationship, through the simplicity and transparency of banking solutions. Finally, the bank focuses on personalized support for its customers, to be a useful and united player regardless of customers’ projects.

Slogan

Postal Bank is defined as “much more than a bank”, resulting from La Poste services, the Postal Bank wants to mark its difference.

Logo

It takes up the color code and the postal service symbol.

TV media

His latest advertising campaign is resolutely turned towards simplicity and personalization: the representation of a folding. We discover all the activities of the La Poste group, in particular the mail which is presented as a guarantee of trust, the bank for relational then the mobile and the web for innovation.

Key figures

2011 finance:

Net banking product: 5.211 billion euros (5.215 billion euros in 2010)

Including 5.021 billion in euros for the retail bank, 120 million euros in asset management, 89.5 million euros in insurance.

Bank account closure letter

You want change bank or just turn a bank account ? If this is the case, you will have to make the written request to the banking establishment concerned.

Since 2005, French law stipulates that you can do so free of charge without justification of reason. For this to be established as soon as possible, favor the sending of a registered letter with acknowledgment of receipt. Do not hesitate to complete the bank account closing letter proposed by post.

Your document exceeds the maximum authorized weight of 25 MB.

Added politeness formula

You can consult, modify or delete the politeness formula directly in the publisher.

You can consult, modify or delete the signature directly in the publisher.

Politeness

Select a politeness formula

  • Please accept, madam, sir, my distinguished greetings,
  • Thanking you for your understanding, please believe, madam, sir in the assurance of my deep respect.
  • Pending your answer, please receive, madam, sir, my respectful greetings.
  • In the meantime, please, madam, sir, to accept my respectful greetings.
  • Thanking you in advance, please accept, madam, sir, the expression of my distinguished greetings.
  • Thank you for the attention you will pay to my request and I ask you to believe in the assurance of my distinguished consideration,
  • I remain at your disposal for possible additional information.
  • Pending a response from you, please receive, madam, sir, the expression of my distinguished greetings.
  • best regard,

Signature of the letter

  • Draw
  • Import
  • To write
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