Free Card and Current Account

With your current account, find in addition all the innovative services that make Lydia DNA.

Card payments

An app. A current account. Three means of payment. With Lydia, you benefit from a card ecosystem for all situations.

The physical card

To pay and withdraw everywhere

The classic. The essential payment method.

Free with the Lydia Bleu and Lydia Black current accounts, the Lydia Visa card allows you to pay for all merchants and withdraw money in all distributors, even abroad.

Internet cards

For 100 % secure online payments

• Free virtual cards with a different number from that of your main card
• Free and generated in an instant
• Your virtual card is self -destructing after payment or when you wish
• For all your payments but also your online subscriptions

Mobile payment
without contact

To pay in store simply with your smartphone

No need to have your Lydia card in hand to be able to use it: your smartphone is enough to pay in all merchants.

In 1 minute, directly from the app, set up your Lydia card to pay by simple contact on your phone on the payment terminal.

It is completely secure, without amount of amount at each transaction and it works with all smartphone models.

There is always a good reason to prefer Lydia cards

The cashback

With our automatic cashback program, you make money on your purchases with a selection of brands. By paying with Lydia cards, it’s 2% bonus. At each payment.

Lydia roulette

A chance in 1000 to see your purchase refunded for each payment in a Lydia card. The more you use it and the more opportunities you have to win.

Buy now and pay later

An unexpected expenditure or the good deal that we do not want to let pass: our payment method in several times works at all traders, online as in store, simply with the Lydia card. And it’s immediate effect.

Free Card and Current Account

An app, an account, a card: download Lydia for free and benefit from the essential services of a current account for your daily expenses.

Free.
Unconditional.
For everyone.

Download the app, create your account and benefit from a current account in a few minutes as well as a visa card.

No income conditions, no conditions of use, no initial deposit: it’s free and accessible to all.

The essentials of a current account

With the Lydia visa card, you pay everywhere, in stores and online. All this, at no cost and around the world.

Thanks to its French Iban, you simply manage your money and your samples.

And as it is essential, you benefit from a human customer service and available, available to you directly in the app.

The Lydia touch in addition

With your current account, find in addition all the innovative services that make Lydia DNA.

The duo account opened in two minutes, single -use virtual cards for secure online payments, online prize pools created in an instant and instant reimbursements, simply with the phone number.

All in a clear and intuitive mobile application, downloadable for free.

A secure app and your guaranteed money

Lydia is a French company based and managed in Paris, Lyon, Nantes and Bordeaux.

Registered as an electronic currency providing payment services (Bank Code 17598), it is controlled by the prudential and resolution control authority, like any French bank.

Your money is thus protected, deposited in a cantonment account benefiting from the deposit guarantee up to € 100,000 per customer.

Unlock more features with Lydia+

Need more services ? Go to Lydia+ and take advantage of advanced features to manage your money even more freely.