The essentials of the mobile bank in my hand

+ of freedom :

My French Bank 17+

My French Bank is a safe banking site. You can look at your time your bank statement you have your RIB on the application which avoids moving to remove a RIB or ask the bank. You can master your expense with an overdraft at 0 €. The price is from € 2.99. The withdrawal ceiling is € 1000 over 7 days. The payment ceiling is € 5,000 over 30 days. When you wanted to withdraw money in another country is 0 € of costs. You can benefit from cashback according to the proposed brand is so you are credited to your bank account. You also have the possibility of putting money in a piggy bank to plan your various projects. You can make SMS transfers to possibly refund your friends or other person. You can also block or unlock your card if you need. You have medical assistance insurance abroad and many other insurance for € 2 per month. I leave you my OYSV812 sponsorship code when you open my French Bank you receive 20 € for you and for the one who sponsors you.

Superserver, 21/10/2019

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Account opened in post office at the end of July, to date I had zero concerns. Food with my agricultural credit card works well, and the piggy bank is a very practical service.
To not have a problem do not forget to enter the code received by mail to be able to validate the transfers then.
If you change your phone just go to the website and click on Deylonize my app, it’s not the sea to drink.
It is a digital bank only therefore no species deposit or checks for checks and above all you must be a minimum stretch with digital tools. For my part I have not yet needed to call customer service (which unlike N26 is in France and not in India)

Important gaps

My French Bank is an accessible neobanque offering two cards and a fairly successful application. The ideal account is interesting insofar as it allows higher ceilings of premium insurance and a CBADGE CB CBADGE VISA DEBIT CARD. This card is recognized as Visa Classic and therefore allows you to pay everywhere without the usual refusals of Electron cards. There remains the problem of offline and tolerance of this kind of card which can be problematic in various situations. On the other hand there are amazing shortcomings for a neobanque that wants to be in tune with the times: no instant transfers it is a major handicap in 2023 and I made it the experience during the Pentecote bridge. Indeed I was made a transfer on Friday which was credited until the following Wednesday evening . Virtual cards are also missing to secure online purchases and a dynamic cryptogram to counter fraud. I regret cosmetics updates that only modify the app with choices that are not always tasteful like this blinding red highlighting on the outstanding account. Red is a color of the Neobank but on outstanding it really makes a task and gives the impression that we are in the negative. Apple Pay arrives it’s true but we always have unreachable customer service and we expect an efficient cat like N26 or Revolut.

Developer response ,

Good morning,
Thank you for this very complete return ! I send your suggestions to the service concerned ! 🙂
The my French Bank team.

Confidentiality of the app

The developer My French Bank indicated that data processing as described below could be among the practices of the app in terms of confidentiality. To find out more, consult the developer’s privacy policy.

Data establishing a link with you

• financial informations
• Contact details
• Contacts
• User contents
• Identifiers

Data not establishing any link with you

The following data can be collected, but it is not linked to your identity:

• Location
• Identifiers
• Use data
• Diagnostic

Confidentiality practices may vary, in particular depending on the features you use or your age. Learn more

Most of the mobile bank in my hand

All the services of a mobile, simple and practical bank, from € 2.90 per month (1) !

Expenses classified automatically
Sharing expenses
Customer service by phone

My French Bank in 3 accounts

+ Or – 18 years old ? Everyone has an account to their measure !

The original account

Perfect for everyday life with most of my French Bank services in my app.

The ideal account

The new account of my French Bank, more generous purchasing power and a more generous card.

Westart account

The account for 12-17 year olds. Super practical for teens, super reassuring for parents.

More than 600,000 customers trust us

“I am very satisfied with everything my French Bank does. The application is perfect, easy to use and very secure.»

Didier, Play Store, 02/04/2023

Very practical bank for trips outside the euro zone. Very easy to use application.

Nicolas, Trustpilot, 04/22/2023

“Very simple to use, balance in real time. There for 3 years without any concern.»

Nino 1333, Play Store, 31/03/2023

My French Bank cards

Whatever my account my French bank, I have an international visa card that accompanies me on a daily basis. It is accepted everywhere in France or abroad. For even more security, I temporarily block it in case of forgetting and I parameter my ceilings at will (2) .

Manage your budget !

I stop running in all directions to monitor my account ! From my app my French bank, I am all my accounts, even those of my other banks. I know in real time if I have a little too flamed and where my money spends. Without effort, my expenses and income are automatically classified.

I see everything, I understand everything, I manage everything and that, it’s nice.

Travel to the French spirit quietly

When I go on vacation abroad, there are 0 costs ** on my payments and withdrawals. Nothing, nothingness ! I even benefit from all visa insurance !

And with that, I discover the world the light spirit.

Still more than purchasing power !

With cashback, I automatically earn euros using my card in my favorite brands. I even have vouchers for exclusive discounts !

That’s going to be jealous.

And if we got to know ?

My French Bank is the 100% mobile bank of the La Banque Post Group. Accessible bank, open to everyone, without resource conditions, we claim loud and clear the values ​​of proximity and simplicity which make the DNA of the post office and the postal bank.

My French Bank: 100% mobile bank of the La Banque Postale group

Accessible bank, open to everyone, my French Bank offers all the services that allow you to manage its daily budget and master its expenses to simplify the life of its customers.

My French Bank is part of the lifestyle of a hyper-connected generation, to its community, to its peers. To meet their expectations, it is based on the latest technological developments: a real -time information system, 100 % mobile experience, 100 % digital means of payment and useful daily services ..

It is an accessible digital bank, open to all, without resources. Everyone can open a remote account on mobile, tablet, computer or post office. Its customer service, based in Lille, is open Monday to Friday from 8 a.m. to 8 p.m. and Saturday from 9 a.m. to 6 p.m.

What my French Bank has in her bag

It’s all-in-one bank with: an account, a unique map, and services that make my life easier. The MA French Bank offer is made up of three non -binding accounts:

The original account

• An app to manage everything
• A real time account
• An international visa card
• Useful services to manage better and enjoy more
• 0 costs abroad

Opening a bank account in a few minutes online or in a post office is possible !

The ideal account

For € 6.90/month*$ access all the services of the original account with:

+ of freedom: zero costs abroad and extended insurance*$

+ solidarity commitment: cards committed to education or the environment

+ purchasing power: cashback and vouchers

• Tariff in force on 01/01/2022, excluding optional insurance and excluding incident costs.
• My French Bank will not pay any costs from payments and withdrawals abroad

Westart account – for 12-17 year olds

For 2 €/month, open an account to your child. It will benefit from:

• 1 app* dedicated to manage your accounts independently
• 1 app for you to follow your child’s expenses in real time
• Services to facilitate your daily life: transfer by SMS, recovery of the secret code in the event of forgetting, blocking and unlocking the card in the event of loss, ..
• An international visa card at no cost abroad*$

• My French Bank will not pay any costs from payments and withdrawals abroad

Common and ideal common accounts:

A fluid, clear app !
From my mobile, I can manage everything … When I want, where I want: pay, follow my budget in real time, make a transfer, block my card if I lose it and unlock it when I find it and even recover the secret code of my card in case of forgetting.

Light spirit trips !
With my international visa card, no costs on payments and withdrawals when I travel abroad*$
Whether I travel to France or abroad, I have medical assistance in the event of a problem and my family is also covered.

Save without thinking about it
My piggy bank allows me to save me with each purchase. Rounded, % or fixed amount on each expense: I constitute a reserve of money without it stinging. In addition I have the opportunity to support a cause that is close to my heart by making donations from my piggy bank.

Mobile and skillful !
With my visa card, I can pay without contact or with my smartphone thanks to Apple Pay and Samsung Pay*$

• My French Bank will not pay any costs from payments and withdrawals abroad
• Mobile payment is available with Samsung Pay and Apple Pay. Depending on the general conditions of Apple Pay and Samsung Pay.

Virements by SMS*$ !
I reimburse my friends instantly by SMS, more rib to memorize, the mobile number is enough.

Configurable notifications
Always more control thanks to my instant and configurable notifications. I decide from what amount I would like to receive a notification whatsoever for my purchases, my transfers or to warn my remaining balance.

Share with easily !
Roommate, weekend or vacation with friends ? With we share, I know who owes to whom: finished heads.

The easy kitty !
A birthday, a starting pot to organize ? With Let’s Kittante, I no longer advance money for everyone. And in addition, it is 100% free.*$

Money for gold projects !
With my French Bank and KisskissBankBank, I can participate in the financing of beautiful projects or downright launch mine.

• No fees either when the kitty is opened or when recovering funds.

The exclusive services of the ideal account

+ of freedom :

• Free of charge on all my withdrawals and payments in France and abroad.
• Extended insurance: travel insurance for my tribe and me, snow insurance and mountains and vehicle rental insurance.
• A more generous ideal card: Payment ceiling increased to € 5,000 Over 30 sliding days (vs € 3,000 for the original account).

+ solidarity commitment:

My French Bank is committed to two foundations, Break Poverty and Goodplanet, and leaves me the possibility of choosing a card that looks like me to support a cause.

+ purchasing power:

• My cashback: I recover a small part of my expenses, online or in store, Using the card From my ideal account in partner brands.
• My vouchers: I pay less than the value displayed on the purchase voucher in partner brands. I can use them online or in store or just offer them.

Westart account for 12-17 year olds

The practical bank account for my teenager:
With his mobile, my teenager manages his account as a big. At each payment, his account is updated in real time. My teen will not have a unpleasant surprise, he knows exactly what he paid for and what left on his account. With its international visa card your teenager pays all over the world without cost*. It is also compatible with Apple Pay and Samsung Pay.
Icing on the cake, in a few clicks since its application he may ask you for pocket money or reimburse his loved ones thanks to the transfer by SMS.

The reassuring bank account for me:
Since my dedicated application I easily parameter her card so that she perfectly meets her needs: her expenditure, withdrawal ceilings, the possibility of making online or abroad purchases.
At every moment I can see where it is on his account and I can even instantly supply his account if necessary with my bank card or program a regular transfer.