Sustainable and solidarity development booklet (LDDS)

If you become a non -resident, you can keep your ldds . On the other hand, you will not be able to do any operation (withdrawal or payment). If you want to recover the funds, then you will have to close your LDDS.

How the sustainable and united development booklet works and which can open it ?

The sustainable and united development booklet (LDDS) is a regulated and tax -free savings product, available at any time.

Major natural persons with their tax domicile in France can open this type of account.
It is only possible to hold one LDDS per taxpayer and the latter cannot be transferred from one establishment to another (2 for spouses in common taxation). It is not possible to open a joint ldds.
Minors with personal income and having requested separate taxation can also open a LDDS.

If you become a non -resident, you can keep your ldds . On the other hand, you will not be able to do any operation (withdrawal or payment). If you want to recover the funds, then you will have to close your LDDS.

The current interest rate is 3% net (rate in force since 02/01/2023). Interests are calculated by fortnight and paid annually at the end of the year or at the time of the fence.
The payment at the opening is 10 euros and the ceiling is 12,000 euros.

To open this savings account, go to the “Products” section then on “Sustainable and Solidarity Development Booklet“”. To access this page directly, click on the link: https: // bour.SO/LDDS

Similar questions

Sustainable and solidarity development booklet (LDDS)

Offer reserved for adults and capable, and valid for any first effective opening of an individual stock market banking account (excluding Boursorama Banque professional account, excluding specific supply, see tariff brochure) with concomitant bank card request made from 08/01/2023.

The account opening request is reserved for any new customer beneficiary of the “BRS100” commercial offer code.

A bonus of € 20 for the opening of a Boursorama Banque bank account. The sum of € 20 will be credited to the bank account on the day of its effective opening.
And

A premium 80 € for ordering a WELCOME or Ultim bank card: € 80 of premium for any order of WELCOME or Ultim bank card carried out concomitantly at the request for a bank account opening, and accepted by Boursorama Banque. The sum of € 80 will be credited to the bank account on the day of its effective opening subject to acceptance of the bank card application file by Boursorama Banque.
Or
Free of the first 8 contributions for the subscription of the Metal offer: you benefit, in accordance with the price brochure, from the free eight first contributions for the subscription of the concomitant metal offer at the request of opening a first Banking account (tariff in force on 08/01/2023, subject to change of pricing policy by Boursorama), subject to acceptance of your file by Boursorama. A payment of 80 cents will be paid on the same bank account in the 8th month.

In the event of subscription via the route in the application (eligible for Welcome, ultimous cards with systematic authorization only): the file must be complete and comply with the opening of the bank account via the application. Any incomplete file after 5 working days will have to be redone since the first stage of the subscription route. The first payment must reach Boursorama Banque once the electronic signature of the contract is made and the request for a bank card accepted by Boursorama Banque, to open the right to the payment of the commercial premium.

In case of subscription without the application (eligible for Welcome cards, ultimous with systematic authorization only): the file must be complete and conform within two months of the initial request: all supporting documents (outside the first payment, unless the latter is made by check in the event of paper subscription) must be attached before this date. The first payment will have to reach Boursorama Banque no later than 5 working days after receipt of the email which will indicate to the new customer that it can proceed to this first payment to open the right to the payment premium.

Offer limited to a single offer per person and not combined with any other Boursorama Banque offer.

In the event of closing of the customer’s account, either on the initiative of the customer himself, or on the initiative of Boursorama Banque in the event of seriously reprehensible behavior of the customer, during the 24 months following their effective opening, Boursorama Banque reserves the right to deire the amount corresponding to the premium or welcome premiums from which he benefited within the framework of this commercial offer.