Boursorama on LinkedIn: Info Press Success of the Bourso Livret and the Boursorama’s ultimate term…, Boursorama booklet account: a good savings solution
Boursorama booklet account: a good savings solution
Opening an account on Boursorama booklet is only possible for those who have a bank account in online banking. What is the procedure to follow ? Here is a summary to validate your customer journey.
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More than € 1 billion in 3 months collection at #boursorama ! �� ��The Bourso+ booklet and the term account stands out as referent products from the Boursorama #banque savings range. To discover the continuation �� #banque #savings #livret
[Press info] Success of the Bourso+ booklet and the term account of Boursorama Banque with more than a billion euros in collection in 3 months
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82,660 subscribers 4 J. Amended
“Since our 5 million customers already call us #bourso, we decided to listen to them ! �� We are delighted to announce to you that from October 2, Boursorama Banque Change Name and Logo to become #boursobank ! ➡️ A simpler name but always faithful to our original brand and to our core business. ➡️ A more accessible and more universal name to speak to the greatest number. ➡️ A more modern logo still in accordance with our graphic identity and our new ambition to have more than 8 million customers in 2026. ► Concretely what will change for our customers ? NOTHING ! We take care of everything ! No action will be carried out by our customers who can continue to connect, as usual, to their customer area. Their identifiers remain the same. ► �������� ���� ������������ �������� ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ������ ! Our services, our products and our banking prices do not change. We are still the cheapest #banque for the fifteenth consecutive year ! �� We recommend to our customers to remain vigilant for fraud attempts. We remind you that an advisor will never call you to ask you to make a transfer, nor to record an IBAN, or even to confirm your password or to validate sensitive operations which you are not at the origin. In doubt, hang up and contact our customer service. #Boursorama bank. And soon #boursobank, undertakes to simplify the bank, give purchasing power to its customers and offer, everyone, the ability to act on their money. »��https: // lnkd.in/esk4bcsf
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82,660 subscribers 2 SEM.
�� With more than 5 million customers who trust us, the #teambourso recruits on the trades: – Information systems, such as: SEP SIP SE �� – Risk Management, such as: Operational Risk Analyst �� – #gestion, such as: accounting controller �� and many others ! Find the advice of Pauline Renuart, #Recrutement manager before applying for one of our many offers �� https: // lnkd.in/ghwwfxj ��️ #JOB #Emploi #icicarecrute
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82,660 subscribers 2 SEM.
�� It’s the #Back to school week ! #Teambourso is found in a good mood before taking up the challenges of this second half. Whether at work, at school or the 2️⃣, good start to all ☀️
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82,660 subscribers 3 SEM. Amended
��️ fires, #canules. #Climat concerns us ! However, a new positive has slipped into our program “It’s worth it” concerning investments. This year, and for the first time, investments in renewable energies were higher than those on oil. For Laurent Morel, carbon 4, it’s historic ! ��️�� #Invironnement #Investment
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82,660 subscribers 1 month
�� Do you know the Sustainable and Solidarity Development Book (LDDS) of #boursorama ? It is a regulated and tax -free savings account, which means that your interests are exempt from income taxes and social security contributions. ✅ A remuneration rate of 3 % (fixed by the public authorities) with a ceiling at € 12,000, ✅ funds available at any time, ✅ tax exempt because part of the funds is used to finance projects for development development sustainable as the financing of energy saving work in old buildings. �� That’s not all … You can also, directly from your LDDS, make a donation to one or more partner associations. Humanitarian, health or social action, you will be spoiled for choice and will also be able to act at the service of the actions that are important to you.❤️ Discover more ↩️ https: // lnkd.In/Eh5ezeq3 #banque #finances #Solidarity
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82,660 subscribers 1 month
More than half of our customers come on the advice of a loved one �� and you, have you already shared your #boursorama bank experience with your loved ones and benefited from our #parraine of #Parraine ? Simply: �� A unique and personalized sponsorship code �� A sharing of the simple and fast code since the application �� A dedicated space to follow the evolution of the little + sponsorships: your teens can sponsor, also ! Additional conditions and information here �� https: // lnkd.in/ds36kues #banque #finances
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82,660 subscribers 1 month modified
You want to join the cheapest #banque ? �� Do like our + 5 million customers and open your 4 -click account ! 1️⃣ – Enter your personal information and download our app, 2️⃣ – Continue on the mobile route and scan your supporting documents, 3️⃣ – Proceed to your first payment, 4️⃣- Take full advantage of your #boursorama Banque �� https: // lnkd account.in/dgjr_je5
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82,660 subscribers 1 month
With a net profit of € 47M and an Rone (Return on Net Equity) of +66 % in the second quarter 2023, #boursorama Banque demonstrates the strong #profitability of its model. �� �� Boursorama is: ➡️ The cheapest #banque for 15 years, ➡️ 5 million customers, including more than 1 million acquired in 1 year, ➡️ A full range of high -performance products and services at the best price on the Bank, savings, #BOURSE, #credits, #Assurances and good plans of #Thecorner, ➡️ Optimal operational efficiency based on automated and 100% digital processes ➡️ 1st bank application with notes of 4, 9 On the iOS and Google Play�� blinds to find out +: https: // lnkd.In/Exumgizp
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82,660 subscribers 1 month modified
Augustians, here are 5️⃣ Tips #boursorama to facilitate your #Vacances ⬇️ �� Upstream ✅ Check that your card does not expire during your stay (ask for an early renewal), ✅ Make sure that the withdrawal and withdrawal ceilings and payment are sufficient, otherwise use the online ceiling increase service. �� On site ➡ When you use your card abroad, always ask for a withdrawal or payment ticket and keep it until the return. ➡ At the Ticket Distributor, if you notice a suspicious object, in particular for the insertion of the card and/or on the code entry keyboard (for example supplier), do not hesitate to indicate it to the employees of the bank banks Before use of the device. �� On the return carefully follow your accounts and quickly react in the event of an anomaly. To find out more and prepare for your departure, go here https: // LNKD.in/ewqhkbnf #banque #finances #Paiements
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82,660 subscribers 2 months
Like all quarters, we have organized an integration session for new employees of #Teambourso ! The objective: to meet and exchange with your colleagues other services, but also to understand the model and the challenges of our company. �� Placing the customer at the center of our model and making it independent, that is what makes our difference, and that is what is transmitted to all of our employees. �� �� “Satisfaction is everyone’s business at Boursorama, and not just employees in charge of customer relations. We are very often bank customers, as well as our loved ones […]. This dimension “all testers”, very anchored in the DNA of our teams and very precious, is part of the entrepreneurial culture of Boursorama. »Caroline Zanaret-Giros, Deputy Director General of Boursorama #boursorama #Banque #Finances
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Boursorama booklet account: a good savings solution
The Boursorama Banque booklet is part of the range of savings products offered by online banking. The objective of this booklet is to allow to pay funds that remain available at any time, and without the amount of amount. What are the characteristics of the Boursorama Banque booklet account ? How to subscribe to this product ? Here is all you need to know.
Characteristics of the Boursorama Bank booklet account
The Boursorama booklet account is an account that brings in interest, without limit of amount. Its operation does not generate any costs for the subscriber. The latter can also carry out all of its online operations, for personalized management independently. The minimum to place on this savings book and 10 euros.
Strengths of the Boursorama booklet account
The main asset of the Boursorama Banque booklet account is the absence of a ceiling. In other words: the subscriber can make deposits as he sees fit, without the risk of reaching a ceiling. The payments are therefore free and unlimited. This is a major difference with regulated booklets such as Booklet A and the Sustainable and Solidarity Development Booklet (LDDS). These are more restrictive because of a threshold limit of deposit not to be crossed (respectively 22,950 and 12,000 euros).
Another advantage of this savings product promoted by the Société Générale subsidiary: capital remuneration. This is an obvious difference with current accounts that absolutely do not pay the money placed. Rather than making your savings sleep on your current account, it is therefore better to place them on a booklet account whose current interest rate is 0.05% gross per year.
The calculation of interests is done by fifteen, retaining the numbers of real days. The deposited funds have interest on the date of the first day of the civilian fifteen according to the date of the deposit. The remuneration of liquidity is expressed until the last day of the civilian fifteen preceding the withdrawal. It is therefore advisable to make your payments in the last days of about fifteen civilians and to make withdrawals in the first days.
Why such a low rate (0.05% gross) ?
The account of the account of the account on booklet is not very high, including compared to the savings products previously mentioned. The rate of booklet A and LDDS are currently 3% net (since February 1, 2023). This weakness of the rate of the Boursorama booklet comes from the context of the low rate environment that the European Central Bank (ECB) exerts (ECB).
Online bank must align with reference rates. The good news is that this rate will not be able to decrease. On the contrary, the rise in the key rates of the ECB must lead to the rise in the rate of the account on the Boursorama Bank booklet. It is therefore wise to learn about the news to seize this opportunity.
In addition, the interest rate of 0.05% is gross, that is to say that it does not take into account taxation on gains. Indeed, unlike livouts A and LDDS taxed, capital gains are subject to income tax and social security contributions. If we deduce the single flat -rate levy (pfu) by 30%, the net rate drops to 0.04%.
Bourso+ booklet: a similar alternative
At the beginning of 2023, Boursorama Banque introduced a new booklet in its range of investments: the Bourso booklet+. The latter strictly follows the same operation as the account on booklet with two differences. The first is that this savings book is capped at 30,000 euros maximum. The second is that the yield is higher: it is 2% gross.
If you are thinking about how to make your savings grow, you have every interest in favoring the Bourso+ booklet for your capital up to 30,000 euros: this is where you will have the best remuneration. Beyond that, the only option is to place your money on the booklet account. This one does not impose any ceiling, so you can place much more important sums there.
Open an account on Boursorama Banque booklet
Opening an account on Boursorama booklet is only possible for those who have a bank account in online banking. What is the procedure to follow ? Here is a summary to validate your customer journey.
Who can open an account on booklet ?
The opening of an account on the Boursorama booklet does not impose any restrictions. It is even possible for a person to hold several more, the Boursorama savings product is accessible to both French residents and non-residents.
The offer also exists for couples for example who can open an account on a joint booklet. The co-holders then take charge of its common management. As for minors, Boursorama Banque offers them its formula counts on a young booklet with, again, free subscription and 100% line management.
Good to know : the Boursorama booklet account is not associated with a payment card. It is therefore necessary to transfer the funds to its Boursorama current account to use them.
What are the online subscription steps ?
The subscriber must go to the online bank website in order to fill in the membership form in a few minutes. He then chooses the amount of his first payment, knowing that the minimum amount is only 10 euros.
The customer only has to validate his contract which binds him with the online bank, by affixing his electronic signature. From this moment, his account on booklet is active. He can carry out the operations he wants from his customer area or his banking mobile application.
It should be remembered that Boursorama Banque applies no costs for opening, fence, management or movements. The customer accesses his savings product at any time, online, 24/7. He of course retains the possibility of contacting a bank advisor if necessary, at expanded time slots and on different contact channels (telephone, email, customer area, social networks).
Conclusion: Is it worth it ?
The Boursorama Banque booklet is a complementary product of regulated booklets, and it pays less. Once the threshold has been reached from the Boursorama or the LDDS Boursorama, the customer has the possibility of letting his money sleep on a current account.
If the remuneration is currently modest (0.05% gross), it has at least the merit of existing. Especially since the payments and withdrawals are free, free and unlimited. No deposit ceiling either, for this universal stock market booklet (individual or joint, for minor as adults). Note that the Bourso+ booklet is a novelty of Boursorama Banque and it is placed as an intermediate placement: it does not pay as much as a booklet A but it is much better than the account on booklet. Its disadvantage ? It is limited to 30,000 euros.