Pay online with Paypal without account or bank card

Once you have associated your bank account with your Paypal, you can recharge it at any time. To get there you must:

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Pay online with Paypal without account or bank card

Pay online without sharing your personal information

You like to shop online, but you don’t necessarily like the idea of ​​sharing your bank card information ? Or you may not have a bank card simply ? You should not be limited.e when it comes to paying online. With online payment options such as Paypal, you can do your shopping worldwide in a large number of online stores, without worrying about protecting your personal data. Paying with Paypal without bank account and bank account is easier than you think !

• What is Paypal ?

Paypal is an online service that you can use to make online shopping, pay products or services. You can also use your Paypal account without bank account or bank card to share the addition of a restaurant with friend.e.s and send a payment request. If you have your own store (online) or if you like to sell products on online sales sites, PayPal offers a simple way to send and receive money in completeness. You can even pay your race with Uber now using PayPal.

• Pay money

Send someone your unique QR code or paypal link.To receive my payment directly on your own PayPal account. Paying with Paypal without account is also possible. One of the main advantages of the use of Paypal is to be able to send money to anyone, anywhere in the world, provided you have a PayPal account.

You may have heard of another online service called Skrill. Paypal and Skrill are similar on several plans. Both services can be used to send and receive money and can be used to make online shopping without having to use a bank card. To find out more about these two services, consult our article making the comparison between Skrill and Paypal.

Can I use Paypal without bank account ?

You can of course create and use Paypal without account or bank card. However, you can find yourself somewhat limited.e in what you can do with your PayPal account if you do not associate it with your bank account. You can still receive payments from other people on your PayPal account if necessary. If you have money on your Paypal account, you can also send money to other PayPal account holders. Also note that there are other ways to pay online if you do not have a bank account.

• Creation of a PayPal account

How can you start using PayPal ? You must first register with your name and email address. Then add money to your Paypal account, more specifically your PayPal wallet. This portfolio can be considered your online wallet, and it can be associated with your bank account, your credit card or your debit card.

You can also choose to supply your PayPal portfolio without using a card or bank account, for example using a prepaid payment card such as the Neosurf or Transcash code. To add money to your Paypal account with a prepaid payment card such as Paysafecard, you just need to send Landscaper money to Paypal. Once the funds transferred to your PayPal portfolio, you are ready.e to make your online shopping, without having to enter your personal and private information (such as information on your bank card).

• Use of Paypal privately or commercial

We have seen above that you can use Paypal without a bank card, as long as you have money in your PayPal wallet. You can donate to charitable works from your account and pay for services such as taxi reservations. Sell ​​yourself with online services or products? A Paypal merchant account could suit you.

If you provide services or sell online products, you can opt for a merchant account or a private account on PayPal. The creation of an account is free. However, you pay minimal costs for all services, such as the transfer of money to other PayPal account holders.

• Use Paypal without bank account to withdraw money

You do not need to link a bank account to your PayPal account to receive payments. If you wish to use your Paypal account for commercial purposes, you may be wondering how to withdraw your funds without using a bank account. A practical solution is to use the funds you have on your PayPal account to buy a landscaper card.

How to pay with Paypal without a bank card ?

You don’t need to have a bank card to use PayPal. You can use your PayPal account with a bank account or a current account. You can also choose to use an anonymous prepaid payment card to send money to your PayPal wallet. People who do not wish to share their personal online bank card information often decide to use Paypal without a bank card, and even without a bank account.

Many users.Rices of this payment method choose to send landscape money to their PayPal portfolio. In this way, they can protect their privacy and limit the risk of leaking information on the Internet.

However, using your Paypal account with your bank card has certain advantages, especially if you have a bank card that makes you gain something when you use it for PayPal transactions.

• Can I use prepared payment cards on PayPal ?

Yes you can ! In addition, it is easy to use a prepaid payment card to add funds to your PayPal account. Just make sure you choose the right prepaid card. In this way, you will not have to connect your bank details or information from your usual bank card to your PayPal account. Make sure you choose the right prepaid payment card or the right gift card and simply add the value of the card (or the amount you need to put in your wallet) on your PayPal account.

• Choose the right prepaid card for you

If you want to protect your personal data and want to use a digital (or physics) prepaid code to recharge your PayPal wallet, here are some points to keep in mind:

1. Choose a prepaid card or code that you can buy without providing personal information (name, address, bank account number).
2. Choose a prepaid payment card with a visa or mastercard logo to be able to withdraw funds from your PayPal portfolio directly on your card.
3. Buy a prepaid card or code that can be purchased in cash in stores.
4. Choose a prepaid card that you can pay without account or bank card. You can for example buy prepaid cards and pay them with other prepaid cards or even your PayPal account. The seller of the prepaid card will only see the email address linked to your PayPal account.
5. You are looking for the most practical option ? Choose a prepaid card that you can recharge online in a few seconds.

• Send money to your PayPal wallet from a prepaid payment card

You can recharge your prepaid payment card and add the value to your PayPal account whenever you need it. Make sure, however, that the gift card or prepaid payment card has a visa or maestro logo. Many people who prefer to use a prepaid payment card to transfer funds to their PayPal account use a landscaped code.

• What is Paysafecard ?

Paysafecard is an online prepaid payment method. It is easy to use and corresponds to a single 16 -digit PIN code. No personal information is necessary to buy your code from a reseller, and you do not need a bank account or a banking card to buy a landscape code.

This code can be purchased as a physical ticket, but can also be purchased in the form of digital code. Paysafecard has now become the main online payment method for people who prefer to pay online without using a bank card.

When you make online purchases (or when you use your Paysafecard balance to recharge your PayPal portfolio), the amount you have spent is deducted from your landscaper balance.

Use Paypal with a prepaid payment card

You can use a prepaid payment card to add funds to your PayPal wallet, but you cannot use a prepaid payment card on PayPal to pay subscriptions or for other invoices that are automatically levied from your PayPal wallet.

You can choose to use prepared payment cards on Paypal when the card has an American Express, Discover, Mastercard or Visa logo. Paysafecard is a popular prepaid payment card that you can easily recharge online, in seconds.

You must first order your landscaped Mastercard prepaid card on the landsaine website. Then you can easily recharge Landscaper online when you need it. And you can even buy your landscaped credit with PayPal !

Why use Paypal without a bank card ?

Why use Paypal without a bank card ? An ordinary bank card is linked to a lot of personal information, such as your name, address, bank details, etc. Payment cards as well as prepaid codes offer good payment options for those who cannot have ordinary bank card or for those who simply do not want to have an ordinary bank card. Using Paysafecard to send money to your PayPal wallet, you can control the amount of information you share online. The same goes for bank accounts. You can easily receive money on Paypal without bank account. There are different ways to transfer, but also to recover the money present on your Paypal account without the need for a personal bank account.

How to put money on a PayPal account: Guide 2023

With more than 5 years of experience, Ismael is SEO consultant and Fintech editor. On Exiap, Ismael has been demystifying the world of currencies, exchange rates and international money transfers for years.

As a editor at IMPAP, Lucia specializes in edition of articles on business and finance, reflecting her unique perspective on international money transfers and currency changes thanks to her life experience in several countries , which allows him to reach a global audience.

Paypal is a means of online payment recognized worldwide as one of the most reliable solutions to carry out transactions. After recharging your account, you can use it to send money quickly and safely in many countries around the world. Paypal can also be used for online payments in France and abroad. However, despite its many advantages, Paypal is not really the cheapest means of payment on the market, especially for international transfers.

In this article, we will approach 3 different ways of put of money on a Paypal account, Powering methods and transaction costs applied by Paypal. And since Paypal is not necessarily the best solution For international transfers, we will also present you Some alternatives more advantageous as Wise And Revolut.

Key points namely:

• There is no need to have money in your Paypal account to make payments online.
• Your PayPal account can be linked to an account or a bank card to be recharged.
• You can add money to your Paypal account via a bank transfer to make your online purchases.

Summary :

• Can we add money to Paypal in France ?
• 3 ways to recharge the paypal account balance
• Advantages and disadvantages of the use of Paypal in France
• Alternatives to Paypal
• How much does it cost to add money to Paypal ?
• How long will it take to add money on Paypal ?

Can we add money to Paypal in France ?

In some countries, the use of Paypal can be limited. Therefore, users may not be able to add money to their accounts. Fortunately, this restriction does not apply to France. In fact, if you live in France, you can make a paypal recharge in several different ways.

To be able to put money on Paypal in France, you still have to fulfill an essential condition: register your bank account and confirm it. You can then transfer money from your bank account to your PayPal account.

If you wish, you can also link a bank card to your PayPal account or ask a friend to transfer money. We will discuss the methods of recharging a PAYPAL account in more detail later.

3 ways to recharge the paypal account balance

If you use Paypal, know that there are several ways to recharge your balance. You can therefore choose the method that suits you the most according to your needs. However, adding money to your Paypal account is not really essential. Indeed, you can link your bank account to your Paypal to facilitate transactions. Therefore, the bank card is automatically debited during your purchases.

If you wish, however, you can first recharge your Paypal account before making transactions. Here are 3 ways to do it:

• Add money to Paypal from a bank account
• Add money to Paypal from a credit or debit card
• Receive money from your friends and family on your PayPal account

Option 1: Add money to Paypal from a bank account ?

The first option to supply your PayPal account is to use your bank account. You can do it once you have saved and confirmed your bank account. If this is not yet the case, you just have to follow the different stages of the procedure to get there:

1. Connect to your PayPal account
2. Click on “wallet”
3. Then click on the “link a bank account” option ’’ ’
4. Select your bank
5. Choose a confirmation mode (instantaneous or within 3 to 5 days)
6. Confirm and finish the configuration

Once you have associated your bank account with your Paypal, you can recharge it at any time. To get there you must:

1. Connect to your PayPal account
2. Go to ‘’ wallet ’’
3. Click on “Transfer money”
4. Choose the option “Add money to your balance”
5. Enter your bank details and finally confirm

Option 2: Add money to Paypal from a credit or debit card ?

If you wish, you can do without your bank account to recharge your PayPal account. Indeed, you can also feed it using a credit or debit card. To do this, you must first link your card to your account by following the stages below:

• Connect to your PayPal account
• Click on “Portfuille”
• Choose the “Add a credit or debit card” option “
• Follow the instructions to confirm and finish the procedure

Once you have linked your card to your account, you can now use it directly for your transactions. Indeed, you will not need to transfer money to your PayPal account beforehand before sending money to a loved one or making online purchases. The amount will be deducted directly from the balance available on the card.

Option 3: Receive money from your friends and family on your PayPal account

You can also recharge your Paypal account by receiving money from your family or friends. This solution prevents you from having to associate a bank account or card beforehand. It is also free in some cases. Indeed, if the sender sends the amount from his bank account, a debit card or his PayPal account, the transaction is carried out at no cost. Likewise, it is free if it is not necessary to convert currency.

How to add money via the Paypal application ?

Paypal has a mobile application that also allows you to recharge your account more easily. To do this from the application here are the steps to follow:

1. Click on “Dashboard”
2. Press ‘’ Transfer ’’
3. Select the option of adding money to the account
4. Enter the amount then confirm

Advantages and disadvantages of the use of Paypal in France

It is undeniable, the use of Paypal in France has many advantages. Unfortunately despite the most brought, this online payment system also has some drawbacks.

• Absence of credit card processing fees for sellers
• Paypal has a policy of protecting sellers in the event of loss or deterioration of products during their shipping
• Buyers can request a refund when they are victims of scams on fraudulent sites
• Buyers can carry out transactions in the EEA without commissions

• Paypal exchange rate is very high for converting currencies
• Transactions with certain African and Middle East countries are almost impossible
• All online sales sites do not allow Paypal as a payment method

Alternatives to Paypal

Paypal is a payment solution used around the world for almost 20 years. Most users use it to make online purchases or to send money to their friends and family. However, when it comes to making international transfers, this may not be the best option. Indeed, the PayPal online payment system applies many costs for international transfers, which are often high. In addition, there are currency conversion costs with a higher exchange rate than average. Indeed, for this type of operations, Paypal applies an increase of 3 to 4% of the exchange rate as the case may be.

The following table presents the information relating to transactions with the best alternatives to Paypal that you can use in France:

	Worldremit	Wise	Current
Account opening fees	Free	Free	Free
Monthly account holding fees	No charges	No charges	No charges
Supplier’s card order costs	No additional fees	Varies depending on the type of card	No charges
International transfers	Overall affordable but variable costs depending on the amount sent and the type of transfer	Between 0.5 and 3.22% of the amount transferred	3 euros + costs of potential banks
Exchange rate	Increased exchange rate	Market exchange rate without any increase	Exchange rate + a small increase of 0.45%
Better for	Cash withdrawal	International transfers	Send and receive money in more than 20 currencies

As you will have noticed from the data in the table, the alternatives presented are much more advantageous than Paypal for international transfers. They avoid very high international transfer costs. In addition, thanks to Wise for example, you can send money to another currency without any exchange rate increase.

• Wise: Wise is undoubtedly the best option for your international transfers. This supplier allows you to create a free multidism account with a multitude of cards. You can make international transfers to the real exchange rate of the market without any increase.

• Worldremit: This is a good option to make cash withdrawals. This supplier allows you to create an account for free for its transactions. However, a slight increase in the exchange rate is applied. → Worldremit Avis 2023

• Current: Currencyfair is also a good option for international transfers compared to Paypal. However, this supplier applies an increase in the exchange rate. It is therefore not the cheapest if you plan to send money to a foreign currency.

How much does it cost to add money to Paypal ?

Add money to your Paypal account is not done without cost. Indeed, depending on the method chosen, costs are applied. Here is a summary table of these costs:

Service	Paypal fees
Recharge your Paypal account from your bank account	No charges
Bind your credit card to your PayPal account	No charges
Receive money from family or friends	No fees as long as there is no currency conversion
Receive money from another country	5% of the amount of the transaction (between 1.99 and 3.99 euros)
Send money to another country	Between 0.5 and 2% depending on the country of destination
Send money to another country in a foreign currency	5% of the amount + exchange rate increased by 3%

How long will it take to add money on Paypal ?

Adding money to your PayPal account can take several days depending on different factors. In general, it takes between 1 to 3 working days so that the funds are credited to your account. However, the transfer time may vary depending on several elements such as:

• The method used to add funds : Certain methods, such as bank transfer, can take more time.
• Currency : if you make a transfer to a currency different from that of your Paypal account, this can take longer due to the currency conversion process.
• The amount transferred : transfers of important amounts may be subject to additional verification for security reasons, which can lead to additional time.

Note that if you make a transfer request during the weekend, it can take an additional day or two before the funds are credited to your account.

If you need to transfer money quickly, Paypal offers a service called “Instant Transfer” which allows money to be transferred in a few minutes. However, this service may result in additional costs.

Conclusion

Paypal is a means of online payment useful for millions of users around the world. It can be used in France by associating your account or bank card. Once the account is active, it can be used to receive and send money in all countries where Paypal is available. However, Paypal also has its limits.

Indeed, Paypal is not very suitable for international transfers because of its many costs. Paypal also applies an increase in the exchange rate for transactions involving currency conversions. This is not the case for certain specialized suppliers such as Wise. Indeed, these are clearly a better option to benefit from reduced transfer costs as well as the real exchange rate of the market.

FAQ: How to recharge Paypal ?

How to feed your Paypal account instantly ?

To instantly recharge your Paypal account, you have three possibilities: you can make a transfer from your bank account, use your credit or debit card, or receive money from your family or friends.

How to put money on Paypal without credit card ?

To recharge Paypal without credit card, you can connect your paypal to your bank account.

Can I recharge my paypal account without a bank card ?

Yes, it is possible to recharge your Paypal account without credit card. You have two other options to do so: recharge by bank transfer or receive money from your family or friends.

Can I use Paypal without bank account ?

Yes, you can use Paypal without bank account. Indeed, you can link your account to a credit or debit card.