Bankin embarks on the Cons Cons

Expert in mobile payment, Bankin ’offers its users a” all-in-one “application (to download for free) which simplifies and optimizes the management of your finances.

Everything about the
Mini loan by Floa Bank the experience of Julien

Julien, 34, is a nurse in Nantes.
What he likes to do the most is taking pictures and traveling. Right now, Julien has a crazy project: going around Europe and taking a selfie* at the top of the highest buildings or mountains of each country. If Julien likes adventure, he is nonetheless providing: a trip like this, it is prepared upstream, so as not to find himself in the open up !
To realize his dream, Julien then has an idea: Subscribe a mini boost to Floa In order to pay his journey.

Thus, he will be able to devote himself fully to his passion and make beautiful images to feed his second activity ! Floa’s mini-breakdown is a simple and secure online credit solution to cope with emergencies or carry out projects in a short time.

The mini-breakdown offer

Your urgent cash needs can be overcome with Floa !
You can also request to benefit from our mini-loan offer via the solution of one of our partners:

The mini boost (1)

From 100 to 2,500 € at Floa.

Our partner Bankin (2)

If you are at Bankin, offer mini loan from 100 to 1,000 €.

The small express loan Lydia (3)

Ask for a boost mini-break between 100 and € 1,500 from your Lydia application.

The mini boost (1)

From 100 to 2,500 € at Floa.

Our partner Bankin (2)

If you are at Bankin, offer mini loan from 100 to 1,000 €.

The small express loan Lydia (3)

Ask for a boost mini-break between 100 and € 1,500 from your Lydia application.

The advantages of the mini-breakup that pleased Julien

Like Julien, you want to discover the mini loan of Floa ? Nothing’s easier !

To subscribe to the online boost mini-breakdown at Floa:

– Register from the form, or if you are Cdiscount customer, log in with your Cdiscount identifiers

– Load your RIB and your ID to allow Floa to make the instant transfer

– Discover the total amount borrowed, and the associated costs, and forward to carry out your projects !

To ask for a boost mini-breakdown via Lydia:

– Open the Lydia app on your smartphone

– Ask for a small express loan in a few seconds

To subscribe to a boost mini-breakdown via Bankin:

– Go to the Bankin App, where your information is saved and pre-filled

– Choose the offer that corresponds to your need.

To subscribe to the online boost mini-breakdown at Floa:

– Register from the form, or if you are Cdiscount customer, log in with your Cdiscount identifiers

– Load your RIB and your ID to allow Floa to make the instant transfer

– Discover the total amount borrowed, and the associated costs, and forward to carry out your projects !

To ask for a boost mini-breakdown via Lydia:

– Open the Lydia app on your smartphone

– Ask for a small express loan in a few seconds

To subscribe to a boost mini-breakdown via Bankin:

– Go to the Bankin App, where your information is saved and pre-filled

– Choose the offer that corresponds to your need.

The mini loans from Floa is the solution to deal with the emergencies of daily life or carry out a short -term project.

So don’t wait any longer to take advantage of our offer !

The Mini-Prêt Guide Coup de Pouce

+ – All about the mini-breakdown

What is a boost mini-breakdown ?

Expenditure is like the weather: they sometimes arrive by surprise in our lives, during a move, a happy event or simply because you must absolutely change the appliance appliance ! When they arise, think Floa: we always have an offer for each stages of your life. Among them, the boost mini-breakdown: a practical and simple financing solution to meet immediate and important needs.

The boost mini-breakdown is a 100% online quick credit solution allows you to borrow a small amount in record time: up to € 2500 by making an online “boost” request at Floa and until ‘at € 1000 via the mobile payment applications of our partners Lydia and Bankin’.

How a mini-breakdown in a boost ?

It’s simple like Floa:

• From your mobile boost or computer app, you make your mini-breakdown request;

• You identify yourself, then download your RIB and your identity document to receive the funds;

• You receive the funds in a few hours. They are not called mini-creed for nothing !

As for the reimbursement period of a boost mini-breakdown, it never exceeds 90 days.

To whom the mini-breakdown is intended for ?

To everybody ! The boost mini-breakdown allows you to more easily manage unforeseen events, meet your desires or a financial emergency.

What are the advantages of a boost mini-breakdown ?

• Speed: Unlike most conventional consumption credits, you quickly know if the boost mini-breakdown is granted to you: in a few hours or seconds. No more expectations before receiving an answer !

• Freedom : No need to provide project proof to spend your money as you understand. Important purchase, personal project, internet payment, withdrawal to the distributor: everyone has their own, everyone has their own reason to take out a mini boost loan in complete freedom !

No more dead ends, pitfalls and time constraints when you are financially in an emergency. With our mini-breakdown offers, you have solutions in hand !

What projects can be financed by a boost mini-breakdown ?

Repair equipment, adjust late invoices: we all have a reason to need a boost mini-loan. That’s good, it is designed to meet all types of needs ! No longer make your home wait to renovate or this urgent trip: make a mini-breakdown reimbursable in less than 90 days.

+ – Subscribe to a boost mini-breakdown

What are the supporting documents to provide to subscribe to a boost mini-breakdown

The only documents that will be requested will only be used to confirm that it is you that the money is sent and to transfer the funds to you: your valid identity document and a bank identity statement to your name. That’s all ! You just have to use your money as you see fit.

What amount can I borrow via a boost mini-breakdown?

As a rule, the quick mini-loan offers are between € 100 and € 1,000. At Floa, we go further: it is possible to borrow up to € 1,000 via the mobile payment applications of our partners Lydia and Bankin ‘and up to € 2,500 via our mobile application or our site oncoupouce.com !

Is there a right of withdrawal with a boost mini-breakdown ?

Absolutely. From the subscription date, you have 14 days to cancel your minimum boost request. You just have to print, fill and then send the withdrawal slip that accompanies the general conditions of your loan contract by post.

+ – The mini-loan proposed by Floa

What is the boost offer by Floa ?

Sometimes we just need a little amount to regain balance for a complicated month or to cope with a last -minute emergency.
It is to meet these needs that Floa launched the “my boost” solution in 2017: in a few clicks, we access this mini loan. The subscription is not easier: where the same procedure can take weeks for traditional financial organizations, with Floa, we receive the amount borrowed (from € 100 and up to € 2,500 maximum) and with l‘Express option ** in only 24 hours. And all this without getting around, without extension form and with costs.

Repayable in four monthly payments, including a first when subscribing, the boost is the ideal tool to keep your hand on your budget in all circumstances. Just connect to the dedicated site (Click here) Thanks to your Cdiscount identifiers or with your Floa bank card. Once your rib is (to recover the funds) and your identity card (to prove that it is you) Received by our services, money can be released and fired in your bank account.

What is the mini-breakdown via Lydia ?

Simple request made from your smartphone via the Lydia mobile payment application (to download for free), You can borrow from 100 to 1,500 € and receive the money in your account … in a few minutes !

In France, only Floa and its partner Lydia are now able to offer you an immediate mini-credit solution. A request that still requires several days of waiting in traditional banks, we treat it in a few minutes !

Repayable in 3 months, the instant mini-loan Lydia relies on 4 pillars:

• immediacy (to have extreme responsiveness and meet unforeseen expenses at the time t)

• the simplicity (no additional proof or extension form: once your Lydia account has been validated, each transaction is carried out instantly)

• transparency (zero unpleasant surprises: the total amount of the reimbursement, the schedule and the exact cost of the loan are displayed before the loan subscription)

• flexibility (whatever the reason you are taking money, you are free to spend it as you wish !)).

What is the boost mini-breakdown via Bankin ’ ?

Expert in mobile payment, Bankin ’offers its users a” all-in-one “application (to download for free) which simplifies and optimizes the management of your finances.

The new credit offer available to you by Bankin ’in partnership with Floa is really advantageous, since it adjusts according to the request of each user. For loans less than € 1,000, this is our boost mini-breakdown solution (in 24 hours, with the express ** option) which is privileged.

Another strong point: the subscription route is simple and quick for those who hate the administrative ! Thanks to the information recorded by users in the Bankin ’application, the mini-credit request forms are pre-filled. Result: time saving is remarkable, and the customer experience becomes much more fluid. In addition, no proof of project is necessary to validate your mini-breakdown request. No need for tax notice or income documents, since you explicitly consent to share some of your personal data with Floa.

It can be useful
Since 2020, Bankin ’also offers you a full and attractive range of credit solutions developed in partnership with Floa via its mobile application in partnership with Floa.

When you make a request for financing between € 1,000 and € 50,000, Bankin ’automatically searches for the Crédit Floa solution best suited to your personal and financial profile, the one that will meet your needs without jeopardizing your budgetary balance.

Why put it simple when you can make even simpler with Floa ?

Bankin embarks on the Cons Cons

Until then, the Bankin application was intended to serve as a personal coach in terms of bank account management and budget for individuals. But today, Fintech wants to expand its catalog and develop a consumer credit offer, in collaboration with Casino Bank. This offer will have the main advantage of being easy to subscribe.

Because consumption will resume

At the end of the confinement, the individual is torn between two attitudes to adopt. On the one hand, it is tempted to Play the card of caution and limit superfluous expenses in order to anticipate other difficulties linked to the crisis.

On the other hand, after these months of deprivation, he wants to find the desire to spend, to undertake projects. It is on this possibility that the Bankin application puts by developing its new offer based on consumer loans.

In order to be able to set up this new service, the Fintech had to collaborate with a banking establishment.

Important to initiate the necessary capital while it develops the subscription tool to a loan, it decided to ally itself at Banque Casino.

The two entities are animated by the same will, namely the continuous improvement of the customer experience.

What rate for your project ?

Three offers that unlock in 24 hours

The strength of this new offer comes from its instantaneity. Indeed, the borrower is exempt from the tedious task of providing various documents since as a bank customer, all the information concerning him is already recorded in the application. Besides, the latter integrates A “scoring” tool allowing fintech to quickly assess the solvency of the borrower.

Important The procedure is therefore greatly accelerated, the fintech even going so far as to preremplify the loan request forms. If the credit is granted, the funds are released within 24 hours.

Regarding offers, Bankin has planned 3 options:

• The “boost of the bank” offer which allows you to obtain small credits not exceeding 1,000 euros;
• Another more substantial which offers a range ranging from 1,000 to 50,000 euros;
• And a final which aims to finance a project through staggered payments (between 200 and 1,000 euros).