The 5 best applications to manage your budget in 2023

Probably the most recommended application, Mint, created in 2006 by Inuit (QuickBooks, Turbotax), allows you to group all your accounts. You can easily establish your budget by dividing it by category and link your expenses to your current account, credit cards, CELI, etc. Create alerts for your invoices to pay and to avoid the planned exceeding. A big plus: the application allows you to remotely delete your personal information in the event of a flight or loss of your phone.

The best applications to manage your finances in 2023

You have like objective of better managing your finances During the new year? Easier said than done ! But exit budgets complicated in Excel: now everything is done in a few clicks on our smartphones thanks to technology. To compile your monthly expenses, your income, your investments and savings, here are our suggestions for Best applications to manage your finances in 2023.

Mint

Cost : free

Available on : iOS & Android, in English only

Probably the most recommended application, Mint, created in 2006 by Inuit (QuickBooks, Turbotax), allows you to group all your accounts. You can easily establish your budget by dividing it by category and link your expenses to your current account, credit cards, CELI, etc. Create alerts for your invoices to pay and to avoid the planned exceeding. A big plus: the application allows you to remotely delete your personal information in the event of a flight or loss of your phone.

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Fudget

Cost : free

Available on : iOS & Android, in English only

Fudget is simple and practical. Compile your expenses and income, add your savings goals and voila. There are no categories, no graphics, nothing sophisticated. This is probably the most basic finance management application on the market, perfect if you just want to have regular follow -up of the most and the fewer from your bank account.

Spendeee

Cost : free with paid options

Available on : iOS & Android, accessible in French

Spendeee is in our opinion the happy mixture of Fudget and Mint. The application obviously makes it possible to follow up on your expenses and income, including categories and reminders, while simplicity. Spendee thus paints a portrait of your finances with pretty graphics easy to read. Small more: the application allows you to link your crypto currency accounts and create accounts shared with one or more people (monthly cost). It is also possible to have multiple “wallets” for special occasions (Christmas, birthdays, wedding, etc.) and change the motto of your expenses, which is always practical during travel.

Master Rimthong/Pexels

Portfolio (wallet)

Cost : $ 2.79 on iOS, $ 3.00 on Android

Available on : iOS & Android, accessible in French

List number one in several countries and chosen “Best financial application” by Apple, “Portfuille” was developed by the Swedish company Block21. It is actually very easy to use to enter expenses and income, classify them by categories and thus visually obtain a clear graph of your financial situation. It also allows you to export your data in the form of Excel or Numbers file.

Hardbacon

Cost: Free basic version, premium version at a cost of $ 12.99 per month

Available on : iOS & Android, accessible in French

This application created in Quebec allows you to make your budget, but it also helps you to better plan your expenses in order to achieve your goals. By synchronizing your accounts, you will have an overview of your financial situation, while observing, in a simple glance, where your money goes. In addition, Hardbacon offers personalized investment advice according to your financial situation. Many tools are also accessible to help you make good decisions about your credit cards, insurance, mortgage, etc. You can do a free trial of the Premium version for a period of 30 days.

Your financial institution

Cost : free

Available on : iOS & Android

Did you know that your financial institution offers you budget management tools ? The options vary a lot from one bank to another, but it remains that via their applications, it is possible to divide its expenses into categories and set savings objectives. The advantage is that you will not need to add your accounts to an application, however, if you do business with more than one institution, you will have to manage your assets separately.

Your financial health will be much better for the coming months, only to be diligent.e and insert your expenses regularly.

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The 5 best applications to manage your budget in 2023

Need to opimize your expenses a little bit ? To bail out the accounts by better managing your budget and your income ? We have analyzed for you the applications that could help you enrich yourself a little more this year.

Content :

• 1. Money Lover: a simple application to manage your expenses
• 2. Spendeee: a social application for budget management
• 3. Buddy: your partner for the digital budget
• 4. Roov: your budgetary application and your online accountant
• 5. Handwallet – Expense Manager: an application for professional management of your finances

1. Money Lover: a simple application to manage your expenses

Money Lover is an application to easily manage your finances. Its simple and elegant interface allows you to manage your income and expenses. Thanks to graphic analyzes, you will also get a clear image of your financial habits.

This budget application has several advantages, such as:

• Budget management: Follow daily transactions by categories (expenses: food, shopping; income: salary, gift; etc.))
• Budget planning: alarm when the budget is reached
• A calendar with future and fixed expenses (rent, loan refund, etc.))
• Possible synchronization on smartphone, tablet and computer.
• Connection with bank accounts
• Set and follow savings objectives
• Scan and organize cabinets
• Graphic transactions analysis
• Different currencies to follow your expenses on vacation

This application is available for free on the Apple Store, Google Play and Microsoft Store, but it has restrictions and advertisements. To have additional useful functions, such as export of data to Excel or an unlimited number of wallets, and to deactivate advertising, you must pay € 2.20/month or € 17.64/year.

2. Spendeee: a social application for budget management

Spendeee is a free application that allows you to manage your budget thanks to a practical interface and attractive graphics. This budgetary application is distinguished from others by its social section which allows you to share and manage your budget with several people, such as your partner or your roommate.

The advantages of the application are as follows:

• Connect to your online bank applications, your electronic wallet or your cryptographic wallet to see your money in one place.
• Follow your expenses by category and analyze them using graphics.
• Optimize your expenses by setting budgetary objectives
• Personalized notifications for optimal budget management
• Different currencies to follow your expenses on vacation
• Shared budgets to effectively follow your finances with your roommate

3. Buddy: your partner for the digital budget

Buddy is a practical application to manage your daily, weekly and monthly budget. It helps you manage your fixed expenses and indicates the amount you can still spend in certain categories. You can save the money that remains at the end of the month.

With this simple budget application, you can do the following:

• Establish a budgetary plan according to your salary.
• Share budgets with your partner or friends, for example
• Help you not exceed your budget
• Provides how much money you will have at the end of the month.
• Take stock of your savings and debts
• Take stock of your expenses, income and savings.
• Divide expenses and settle them with friends or family

4. Roov: your budgetary application and your online accountant

Roov is an application that helps you in the management and administration of your budget. Thanks to this application, you can follow all your income and expenses from several accounts and several banks and visualize them in one place. You can also download and organize all kinds of documents and invoices.

The advantages of this budgetary application:

• All your accounts with different banks in a single practical overview
• Categorize and analyze your income, costs and expenses
• Analyze the trends in your income and long -term expenses.
• Overview of your debts
• Alerts in places where you can save money
• Alerts on future payments and budget overruns
• Highly secure digital archives for all your documents
• Share your wallet with your partner, your child, your accountant or other people.

5. Handwallet – Expense Manager: an application for professional management of your finances

Handwallet – Expense Manager is a free application that allows you to manage your budget with simple but professional tools. This budgetary application was created for individuals and professionals and has a simple and fluid interface.

This application contains many features. Some of the possibilities:

• Manage your income and expenses
• Bind transactions to a category, a place, a person or a project.
• Immediate analysis of expenses, income and balance thanks to graphics
• Possibility to save voice messages
• Management of different accounts (professional account and personal account) and cards
• Data security: The user can choose to define a PIN code to unlock the application and secure its data.
• Several videos and articles with advice on budget management and savings
• Possible synchronization with the cloud
• Professional users can scan and manage their invoices, their delivery vouchers and VAT.

You now have everything you need to effectively manage your budget and start the new year on healthy financial bases ! Do not hesitate to compare financial institutions and find the credit card or the loan that suits you best.

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