Société Générale transfer ceiling: what is the maximum amount

If the ceilings applied to the transfers of Société Générale do not suit you, know that it is possible to modify them. The only methods that make it possible to remove these limits to Société Générale are to contact the bank on its service number or get closer to its bank advisor.

Société Générale is launching instant payment for companies

Société Générale business customers can now issue and receive instant payments*. From their “Sogecash net” banking application on the Internet **, they just have to choose the recipient of the transfer. The transaction is carried out in less than 10 seconds. As soon as he receives the notification, the beneficiary is credited and can immediately use the transferred sum. This service, available 24 hours a day, 7 days a week, is available as an option, at a cost of € 0.60 excl. Tax per transaction issued, one cost among the cheapest on the market.

Instant payment thus simplifies the transfer of money in many situations. It allows for example to immediately pay a supplier to delivery against merchandise, to instantly correct an erroneous payment or even to reimburse a customer directly upon the return of their purchase.

“” After the success of instant payment with individuals, we are proud to be among the first banks in France to offer this innovative service to companies. The instantaneousness and irrevocability of treatment allow them to fluidify relationships both with their suppliers and with their customers “Explains Houria Chaiblaine, director of the business market.

*The amount of the transfer is capped at € 15,000 per operation, within the limit of the daily payment ceiling provided for in the subscription.
** The option will also be available from a mobile, secondly.

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Société Générale transfer ceiling: what is the maximum amount?

What is the maximum amount that can be turned with Société Générale ? Can we increase the transfer ceiling and how to proceed if this is the case ? What are the types of transfers that can be made with Société Générale ? Questions that we will answer in this article !

With a Wise account, benefit from many advantages, including the possibility of sending money to more than 70 countries and in 50 different currencies, such as the euro, the dollar and the pound sterling, among others.

Note that Wise relies on the real price of the market when converting currencies, allowing to save on each transfer operation !

Société Générale transfer ceiling: everything you need to know

In France, there is no regulation that obliges banks to respect a common ceiling for transfers. All banks in France apply their own limits to transfers. But what these ceilings consist of at Société Générale ? Focus.

Instant company Société Générale Ceiling: the limit not to be exceeded

Instant transfer is a transfer immediately treated by the bank. To Société Générale for example, a period of 20 seconds¹ is sufficient for the transferred funds to be on the beneficiary’s account.

As for the ceiling of the instant company Société Générale, the latter is to € 15,000 by operation and up to € 150,000 per day². Note the possibility of making this type of transfer online, from the web platform and the mobile application of Société Générale.

Société Générale Standard transfer ceiling

About the Standard transfers (punctual or permanent), that is to say emitted from a account to a third-party account, Société Générale applies a ceiling of € 50,000 per operation².

An operation that the issuer can repeat as many times as they want since it does not exist No daily ceiling For this type of transfer to Société Générale. As a precaution, supporting documents can be required when large sums are transferred.

Société Générale International Transfer Ceiling

The international transfer ceiling at Société Générale is € 50,000 per operation and rises up to € 150,000 per day². This is the same ceiling applied to sepa transfers Société Générale.

With a Wise account, you can send up to 6 million EUR per transfer.
Learn more →

Edit the Ceiling General Society Control: the procedure to follow

If the ceilings applied to the transfers of Société Générale do not suit you, know that it is possible to modify them. The only methods that make it possible to remove these limits to Société Générale are to contact the bank on its service number or get closer to its bank advisor.

According to profiles and the nature of the request, the customer could fill in formalities and provide some documents before his request is validated.

FAQ Ceiling Virement Société Générale

Let us conclude this point on the company General Society transfer by this FAQ to learn more about the subject.

Société Générale Ceiling Internet transfer: What is the limit not to be exceeded ?

Société Générale allows you to carry out Online transfers, via its site and its mobile application. The ceilings applied to transfers on the Internet are the same as those of the transfers made from a counter.

What is the ceiling of an external transfer Société Générale ?

External transfers at Société Générale (in mainland France) on registered beneficiary have a ceiling of € 10,000 ² by operation.

How to make a transfer from my customer area ?

To make a transfer from Société Générale Customer Space, start by accessing your customer account from the Bank’s site or mobile application.

Then select the beneficiary of your choice or add one if he does not appear in your contact list.

Finally, choose the type of transfer you want to make, the amount of the amount to be transferred and validate the operation.

With Wise, send money easily and save money on all your transfers !

While most traditional banks use a rate increased during international transfers, Wise goes through the unlimited interbank price by converting currencies.

Speaking of currencies, the Wise account allows you to manage and have 50 and send your money to more than 70 countries with minimal costs.

Note also that Wise clearly and precisely mentions the costs that the issuer of the order must pay before proceeding to the transfer. We let you see for yourself how advantageous they are in relation to what is done elsewhere.

Finally, be aware that the opening of your account is 100% free, and no monthly or annual expenses are to be expected.

1. Treatment time for an instant transfer to Société Générale.
2. Ceilings applied to transfers at Société Générale.

Sources verified the last time on April 15, 2023.

This publication is provided for general information only and does not aim to cover all aspects of the subjects it deals with. This is not the only source of advice on which you should rely. You must obtain professional or specialized advice before taking, or to abstain, to make any decision on the basis of the content of this publication. The information contained in this publication does not constitute legal, tax advice or other professional advice from Wise Payments Limited or its affiliated companies. Past results do not guarantee a similar result. We do not make any declaration, guaranteed, express or implicit, that the content of the publication is exact, complete or up to date.

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