Our opinion and full test on the Banque Pro Shine Bank account – 2023

Shine offers you “all inclusive” formulas according to the business status of the creation of the statutes until the capital deposit.

Shine Bank Connection

The connection no longer works, I don’t know what to do. It’s been three days since I try several times ..

December 08, 2022 01:45 am

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Shine Bank Connection

I understand the urgency to connect Shine Bank to QBO, @Yannde.

We are currently studying online QuickBooks to Shine Bank. Rest assured that our product engineers work hard to find a permanent solution as soon as possible. I recommend that you contact our customer service. They can add your account to the list of concerned users. This guarantees that you are aware of the state of the survey and its solution. You can provide the inv-80064 to our representative as a reference.

1. Access the help located in the upper right corner of your QuickBooks account.
2. In the help window, click the Contact us button at the bottom.
3. Enter your question and click let’s talk about it.
4. Choose Start a cat or call us.

If you really need to categorize bank transactions now, you may want to consider manually downloading transactions in the program. I also add this article to help you keep your accounts balanced and up to date: reconcile an account in QuickBooks online.

Thank you for your patience during this period. If you have any other questions, I just want you to know that you are more than welcome to post here again, the help is at click.

Warning: Spanish translation is translated by Google Translate.

I UNDERSTAND THE URGENCY OF CONNECTING SHINE BANK TO QBO, @Yannde.

We are Currently Looking Into QuickBooks Online Connection to Shine Bank. You may rest assured that our product engineers are working hard to find a permanent solution as soon as possible. I am recommended Contacting Our Customer Care Team. They can add your account to the list of affected users. This ensures you’re in the loop about the investigation’s status and its fix. You can provides the inv-80064 to our representative as your reference.

1. Go to help located in the upper right corner of your quickbooks accord.
2. In the Help Window, click the contact us button located at the bottom.
3. Enter your question and click let’s talk .
4. Choose EITHER START A Chat or Call US .

If you really need to category bank transactions right now, you’ll want to consider manually uploading transactions into the program. I’m also adding this article to help keep your account balanced and up to date: Reconcile an account in quickbooks online.

I Thank you for your Patience During this Time. I just want you to know that you are more than welcoma to post here again, help is just a click away.

Our opinion and full test on the Banque Pro Shine Bank account – 2023

Shine presentation, the professional account for self -employed and small businesses

Created in 2017, the Neobanque Shine is particularly to individual entrepreneurs (micro-enterprises, self-employed, freelancers, independent. ) and VSEs / SMEs. It allows this increasingly growing population of entrepreneurs to acquire a bank account in order to manage their business.

As a mobile bank (payment establishment), Shine has a strong feature like other neobancs dedicated to professionals who is to offer very attractive banking rates and to eliminate certain costs such as movement commissions Unlike so -called traditional banks. To this is added additional services that help small businesses in their business management at a lower cost such as a billing software.

It is this strong differentiation that led the Neobanque Shine to be bought by Société Générale during the summer of 2020. On the one hand, for these 100,000 customers but also because individual companies are flourishing more and more especially since the uncertain climate created by the COVVI-19 crisis.

We offer a full guide, opinion & test on this 100% mobile bank intended for individual and TPE entrepreneurs. Discover our detailed analysis on this Neobanque in order to have an impartial and objective opinion on the advantages and disadvantages before opening a bank account at Shine.

✅ Advantages to subscribe to the mobile shine bank

• �� 1 month offered For Connectbanque readers
• Non -binding offer
• Offer adapted to individual entrepreneurs (micro-enterprises, self-employed, freelancers, independents. ) but also companies
• A map Free International Business Mastercard
• Simple, intuitive and secure mobile application (Available on iOS and Android) to manage your business: integrated billing tool, simplified accounting, transactions monitoring, payments configuration.
• Cash deposits and possible checks
• Possible share capital deposit online within 48 hours
• Accident guarantee of € 100 per day in case of hospitalization
• A RC Pro offer with Assurup to protect your business
• A business creation offer (Shine Start) to facilitate your procedures
• A dedicated tool for management of expenses / costs
• Customer service available by email, cat or shine phone (with appointment)

❎ Disadvantages of subscribing to the Pro Shine bank account

• Sepa transfers and samples limited to 20 or 50 per month. (Each additional operation is billed 0.40 €)
• No possible overdraft and professional credit offers.
• Lack of checkbook

Bank rates and costs of the Neobanque Shine

• 2 micro-enterprises (for individuals): Basic (€ 7.90 / month) and Plus (ex-premium) (€ 14.90 / month)
• 2 business formulas for VSEs / SMEs: Pro (ex-business) (€ 29.00 / month) and Business (€ 99.00 / month)
• Payment in the euro zone: free and unlimited
• Payments by card outside the euro zone: Basic: (1 € + 1.9% per payment), Premium: 1.9% per payment
• Withdrawals in the euro zone :: € 1 (and from 2 free withdrawals per month in addition)
• Distributor withdrawals outside the euro zone :: 1 € + 1.9%
• Check collection: With the premium formula, 2 free deposits per month then € 2 per check (up to € 10,000 per month and € 5,000 per check)
• Additional transfer (outgoing or incoming) and SEPA sampling: € 0.40 excl
• Refused check: 25 €
• Missing information on a check: € 5
• Contesting a payment per card: 25 €
• Circularization letter: 45 €

�� Shine withdrawal and payments

✔️ The Mastercard Basic

You have a monthly payment ceiling of € 40,000 and a monthly withdrawal ceiling € 1,500.

✔️ The Mastercard Business World Debit

It will allow you to have higher monthly ceilings or € 60,000 by card for payments and until 2 500 € € By card for your withdrawals.

☑️ Shine reviews of Connectbanque experts

After a complete test of the Neobanque Shine, we confirm that everything is done to manage your money as a pro and that it is part of Best line or mobile banks for professionals (micro-enterprises and VSEs) According to the advice of Connectbanque experts.

To start this notice, we appreciated the simple, intuitive and secure application which allows you to manage your bank account in real time with completely configurable notifications according to the needs of your professional activity. In addition, the Shine app is all because it offers to create your own invoices and simplified accounting allowing entrepreneurs to be independent in the management of their business. And that, without additional cost from Shine for these two features.

We therefore understand, the customer opinion of the mobile application on Apple and Android: the Shine Bank is noted according to the reviews at 4.7 out of 5 on Google Play & 4.9 out of 5 on the Apple Store.

From a security point of view, Shine reassures you with a double identification (the mobile application is connected to your phone number as well as a PIN code that you choose yourself) and protection of your funds, because your money is ensured up to € 100,000 by the Guarantee Fund Deposits and resolution (FGDR).

With an attractive basic price and the possibility of pay throughout the euro zone at no additional cost.

To conclude this opinion, there are certain elements to take into account before subscribing to the Shine banking account. There is no possible overdraft authorization, card payments outside the euro zone include costs (1.9%) which are still among the lowest on the market. The collection of checks can only be done on the more or higher offer.

�� To thank you for consulting our Shine opinion, we offer you The 1st month offered As a Connectbanque reader

⭐ Shine customer reviews on its pro & mobile application account

Since its arrival on the professionals market, the general opinion of customers on Shine has been very good with returns essentially focused on the functionalities available, low prices as well as the simplicity of managing your professional account via an effective application. The few negative reviews concerns Applepay’s availability.

• Customer opinion on the App Store obtains an exceptional note from 4.8/5 on more than 10,100 reviews.
• Customer opinion on the Trustpilot certified notice sites has a very good note of 4.5/5 on more than 2,200 reviews.

�� Zoom and opinion on L ‘SHINE Offer in detail: 2 pro formulas pro

Shine offers are accountable for professionals without commitment and with 30 days of free trials.

The bank for self -employed, Shine, offers a “basic” formula:

• A French Iban and a Mastercard Business prepaid card
• 30 transfers and sections SEPA / month

But also a more offer (ex-premium) with the following additional services:

• A MasterCard Business World Debit
• 20 virtual cards included
• Priority support 7 days a week
• 60 transfers or SEPA direct debits per month
• Check deposit: 2 free per month
• Accident coverage: € 100 per day
• Mobile insurance: coverage up to 150 € of screens repairs
• Protection Materials: Doubly of manufacturers guarantees
• Legal assistance via telephone experts

The prices evolve according to the size of the company: micro-enterprise or company.

�� Shine Start: Create your business online with Shine

Shine offers you “all inclusive” formulas according to the business status of the creation of the statutes until the capital deposit.

Business creator, deposit your 100% online capital

It is possible to deposit the share capital in the event of business creation with Shine from € 139 excl.

It’s a Simple and 100% online approach allowing to obtain the deposit certificate in record time of 48 hours under 3 steps:

• Opening of the Pro Shine account in a few minutes
• Capital transfer by simple transfer
• Issuance of the deposit certificate within 48 hours After receipt of funds.

You want to become self-employed (micro-enterprise) ?

Shine has a Formula dedicated to micro-enterprise which allows easy creation of your self-enterprise for only € 59 incl as well as the professional account for 6 months included.

You have:

• Simplified online procedures for business creation formalities
• Administrative assistance: Experts available 7 days a week for the calculation of charges
• A professional account dedicated to your auto-entrepreneur activity and a MasterCard card.

You are in the creation of your company (SAS, SASU, SA, EURL. )) ?

Shine designed Shine Start: an all inclusive business launch offer at reduced costs.

With a package from € 258 excl.

You get in this “business creation” pack:

• A professional account for 1 year With French Iban and a MasterCard card
• Drafting statutes with the support of legal experts
• The share capital deposit online
• Registration and Obtaining Kbis with the transplant
• An integrated billing tool and simplified accounts

An accountant at your disposal with Shine

Shine offers these pros customers an account of accounting support from € 79/month. This is a tailor-made offer that allows you to centralize your accounts with the following services:

• Accounting entry
• Tax declarations: VAT, taxes.
• The General Assembly (1 time per year)
• Tax assessment
• Unlimited social, fiscal & legal advice (telephone, email, appointment in the office)
• Dedicated accounting mission manager

A payment terminal to collect your customers with Shine

For barely € 19 for purchase, Shine offers A SUMUP TPE via an offer without subscribers to pay and without hidden fees with :

• A sober and elegant payment terminal
• A commission rate of 1.49%
• Contactless payments compatible with all CB as well as Apple and Google Pay
• IOS and Android app
• Dashboard with statistics

A RC Pro to protect your professional activity as a sign -up or VSE with Shine

Shine in partnership with Assurup offers professional civil liability insurance (RC Pro) to protect your business as well as your staff (managers, employees. )).

Like personal civil liability, RC Pro makes it possible to cover the damage caused to a third party by your company, employees or equipment.

The subscription is 100 % online and adapted to the activity of a VSE or micro-enterpriseE with:

• A subscription in 3 minutes
• from € 8.33 / month