Revolut Launches Limited Edition 24-Carat Gold Plad Card

Revolut is no Stranger to Enabling Customers to Add their Own Flair to their Payment Options with its Collection of Eye-Catching Cards. The Limited Edition 24-Carat Gold Card Joins The Existing Metal Editions in Lavender, Gold, Rose, Silver Space Gray, and Black.

Revolut Metal: Opinion on the premium account of the neo-ban

Neo-banks are increasingly looking to replace your main account among traditional banks. If free offers are not complete enough, paid offers offer very advantageous characteristics.

Let’s see together the most sophisticated offer in neo-banque revolut. With its account and metal card, the 100 % digital bank offers you all that it has best to offer. So let’s see together in this revolut metal opinion, that they are the characteristics of the offer, and its interest at the same time in the face of other formulas, as well as in the face of competition. You can also discover the prices, conditions and our advice to better choose your account from a neo-ban.

Introduction to Revolut Metal account

Before getting into the detail of the characteristics of the offer, let’s start this revolut metal opinion with a recall of what a neo-banque is and the current place of Revolut. In the fascinating digital revolution, the world of the bank has experienced a size transition.

In the past two years, the boom in offers and their democratization among customers have accelerated. Since then, banks have become digital, that is to say accessible directly via its smartphone, with an application. New full-fledged startups have positioned themselves, which are now called neo-banks.

At the same time, traditional banks have tried to counterattack, and today offer digital banking establishments called “online banks” like Hello Bank!. Between the two models, the distinction is materialized by the presence of a physical network in online banks. But within neo-banks, technological advantages and flexibility are undeniable.

Revolut launched in 2015, and is today as one of the main players in the neo-ban. Many customers have chosen to trust him – they are more than 8 million today, in 36 countries. This has created some confidence for the acquisition of new people, and Revolut is taking advantage of its stature today. Among investors, confidence is also part. Revolut believes in his model, and for the next five years of his career, the acquisition will be exponential, with a target of 100 million customers by 2025.

To please, the neo-Banque offers three account offers to its customers. The first, called “standard”, is free (you can find our Revolut Standard VS Metal comparison here). The second is called “Revolut Premium” and requests to subscribe to a subscription of € 7.99 per month. The latest offer, the most upscale and complete, is therefore called Revolut Metal. At € 13.99 per month, it offers all the advantages of the Neo-Banque Revolut. Here is our revolut metal opinion, its characteristics, its advantages, its prices and its insurance.

Open a Revolut Metal account

Between traditional banks and neo-banks, a gap exists: their level of flexibility. In 2020, new 100 % digital banks have this advantage of being extremely flexible. They offer fast, simple and few constraints inscriptions. On this point, Revolut absolutely does not derogate from the rule. On its site, it even guarantees registration in less than 10 minutes, and this is indeed the case.

To be able to open a Revolut Metal account, nothing could be simpler: you will need a phone number, a smartphone (naturally), to be at least 18 years old (the only criterion linked to yourself), and be resident in one countries where Revolut is currently available. Do not ask yourself the question for France, neo-banque is present and will very soon exceed a million customers.

Small warning: if you are abroad and want to subscribe to Revolut, remember to indicate France as your place of residence, if you do not have a work permit, visa or identity document of the identity document country in which you are. Subsequently, sending the bank card can always be done in the destination country in which you are, but it is important to note your real country of permanent residence, to be able to justify your identity.

Let’s summarize what is necessary to open a metal revolut account:

• Be at least 18 years old
• Have a smartphone and a phone number
• Reside in one of the countries covered by Revolut
• Have an identity document

Once you have registered your phone number, Revolut will go through a security step for the creation of your Revolut Metal account. This step is much simpler than those of the old models, where a substantial number of documents justifying your identity were requested. Here, you will only need a copy of your identity document, as well as to make a kind of video call in selfie mode, so that Revolut can confirm that it is indeed you, and that You are not an automatic machine either.

On the income conditions, know that Revolut follows the same policy as the other neo-banks: you do not need a certain level of income, even with the Revolut Metal offer. This is a first advantage compared to traditional banks and online banks: even to open a premium account and have the advantages of its bank card, you will not be discriminated against by your level of income.

This article concerns our Revolut Metal opinion, but know that these conditions are required for all the offers currently offered by Revolut.

Characteristics of the Revolut Metal offer

The Revolut Metal account

For the time being, neo-banks do not yet offer financial products such as credits. But they know it well: to be able to increase their presence, it is first by treating their banking base that they must pass. Then, what the revolut metal bank account offers ? On this point, the characteristics are close to those of the standard and Revolut Premium revolut offers, quite simply because the elements of differentiation are mainly on the part of the bank card. But let’s see together the elements to note here, in our review Revolut Metal.

Revolut talks about “account” for its three different offers, but it is indeed important to note that each of the three offers has an account with similar characteristics. To start, the Revolut Metal account is an account that does not allow overdrafts. Thus, you can have this safety of never being in the red, and paying additional costs. In addition, you will have to be careful: with a bank card with systematic authorization and a current account that does not allow overruns, you will have to keep an eye on the savings you have on it.

All Revolut accounts offer to make separate sepa transfers. But for transfers outside Europe and in a foreign currency, the neo-Banque invoices a commission of 0.5 % for its customers to the free offer. Thus, by subscribing to the metal account, you will have the possibility of making transfers outside Europe at no cost from revolut, unlimitedly. Nevertheless, pay attention to the issuing or receiver bank, unfortunately, it surely applies a different policy. We advise you to go through services such as TransferWise if you want to make faster and cheaper money transfers.

The Revolut Metal current account is very simple. But thanks to the Revolut application, you will be able to configure and personalize a whole bunch of elements. For example, the neo-banque proposes to create sub-accounts. It is useful to categorize its different budgets. In the same way, the Revolut Metal current account can be used by several people, if you decide for example to order several bank cards. Generally, this is used in families or in situations of people as a couple.

A very aesthetic and advantages bank card

Now let’s move on to the real differences in Revolut Metal. The bank card part is the most important to find out the advantages of the Revolut Metal card. But above all: let’s take the time to talk about the care taken by the most premium neo-banque: entirely made of metal, it is far from the plastic offered in traditional banks, and competitions the Mastercard Gold or Visa Premier. Here, you can choose your color, and its manufacture should give you a guarantee of solidity if you are used to taking your bank card everywhere everywhere.

The Revolut Metal card is obviously compatible with contactless payments. They are limited to transactions of less than € 30, but Revolut has set up an even more attractive and safe feature to make faster payments. Indeed, the Revolut Metal card offers to export to our smartphone, and generate models of “ephemeral” cards.

Thus, if you want to make a purchase on the Internet and you do not want your bank card information to be disclosed, you can generate a “false” card, available only for this payment, and which will no longer exist. A good way to keep confidence in internet payments.

Also be aware that Revolut has compatibility with Apple Pay. The mobile payment service of the Cupertino firm allows you to scan your bank card on the Apple Pay wallet, and you will be able to make your purchases by simply using the NFC card present in your smartphone to pay.

If you are an Android user, the Google Pay app is also available to revolut customers. Whether for one or the other application, this payment method has the advantage of being very security also: you will need to use the fingerprint sensor or facial recognition to unlock your Revolut Metal bank card, or Enter a code well if you do not have this equipment mentioned.

The Revolut Metal card is the most complete in the advantages offered by Revolut. On the insurance section, it offers international medical coverage, and also covers dental costs. A plus for travelers, who will also benefit from a repayment guarantee up to € 370 in the event of the end of a flight, or delay in your luggage of more than 4 hours.

On the insurance part of your card, be aware that the Premium Revolut offers offer the “World Express Delivery” service. What is it about ? In the event of loss of your bank card, Revolut undertakes to deliver a new one in three days, whatever the place where you are in the world.

Payments and withdrawals at no cost abroad

The neo-banks have started to interest customers thanks to their international advantages. This is always the case today in front of traditional banks: take a revolut bank card and the foreigner will no longer be a border. With Revolut Metal, advantages are present in relation to a standard revolut card or Revolut Premium.

First, know that all revolut cards guarantee you payments abroad without any additional costs. You will have no commission in Revolut or any additional exchange fees. The Revolut Metal card offers a ceiling of 7,000 euros in payments per 4 -day edge. Normally, this should suit everyone. You can learn more about our revolut review.

On part of withdrawals, Revolut Metal is preferable to other offers. Indeed, it is still the difficult part to which neo-banks are not completely free. At Revolut, a small delay exists against N26 (whose offer is nevertheless more expensive): free withdrawals are limited to the amount of money. Thus, Revolut Metal offers up to 600 euros in free withdrawal per month, whatever the number of withdrawals. At N26, no limit is set, but this only concerns the premium offer: if not, customers can take advantage of 5 free withdrawals, before adding a commission of € 2 on each of them.

Compared to the other two revolut offers, Revolut Metal offers a much higher free withdrawal amount. On the free account, they are limited to 200 euros, when the premium offer is limited to 400 euros. It is still that additional costs at 2 % are still competitive against exchange offices, especially those present at airports, as well as traditional banks, which generally charge at 5 %. So if you want to have liquid when traveling, we advise you greatly to subscribe to Revolut Metal: you will very quickly be winning, instead of putting your 13 euros (or more) in exchange fees.

Summary Revolut Metal Payments and withdrawals

• Payments at no additional cost in euros
• Payments at no additional cost abroad
• Free withdrawals up to € 600 France/foreigner

The Revolut Metal account does not have a transfer ceiling, but for withdrawals, it will take a maximum of 5,000 euros per day. For once, Revolut is more interesting than N26, which limits withdrawals to 2,500 euros per day.

Other advantages with Revolut Metal

The Revolut Metal account offers several other advantages, compared to online banks, competitors as well as in front of its other offers. We have already told you about ephemeral cards, express insurance in the event of loss of your bank card. Besides these services, there is also access to a secure platform to buy and exchange cryptocurrencies (Bitstamp), the possibility of obtaining cashback during our payments (0.1 % in France, 1 % at the ‘foreigner), but also access a concierge service if you need to make a reservation but you do not have time, or get information on something.

Our Revolut Metal opinion is all the more positive thanks to access to airport salons included in the Premium Revolut offer. We note that the metal card allows you to go for free or at low cost to lounges, thanks to the loungekey pass. In the same way, if your plane accuses a delay of more than an hour, you will have access to the Salon of the Company in question. This free access is available for you, but also your loved ones who accompany you.

Priority customer support

Let’s finish on the part of the Revolut Metal characteristics by evoking customer service. Compared to online banks, neo-banks do not have physical interlocutors or premises. But thanks to their application, they can answer most of the questions and requests that customers can ask.

By choosing to subscribe to the most premium revolut offer, you can take advantage of a priority customer service. Thus, your problems or your simple questions will be dealt with in priority, which is an undeniable advantage, while the bank does not have physical agencies. Now let’s move on to the conclusion and our revolut metal opinion.

Our opinion on Revolut Metal

Finally, the Revolut Metal offer is aimed at two types of customers: individuals already satisfied with the model of neo-banks and who wish to benefit from the maximum of the advantages of these, as well as people who would like to take advantage of the advantages of Visa cards First or Mastercard Gold cheaper. Revolut Metal, this is the most complete offer offered by Revolut, and certainly the most advantageous if you have a daily life that regularly takes you abroad, or if you have a long -term travel project.

This is the most expensive offer in the range, but Revolut is still below N26 prices, while not spreading its customers of the advantages linked to free payments and withdrawals abroad. Its most beautiful effect metal card also has all the advantages related to connection with its banking application. You can configure it to the card, choose to deactivate it, generate ephemeral digital cards, but also to add other cards to the same account, to share it with other people.

Finally, compared to traditional banks and their online banking variations, Revolut Metal has the advantage of flexibility in the face of income and expenditure conditions. You will not need to justify a certain level of food for the account each month, just as you can leave your card inactive for weeks or even months. Revolut will not put you aside or ask you to pay additional costs.

Revolut Launches Limited Edition 24-Carat Gold Plad Card

Revolut, the Financial Superapp with over 16 million Customers Worldwide, today announced it is introductory a limited edition 24-carat gold-plated metal card for customers in the uk, us and eea.

This striking card will be available for all revolut customers on all plans in the uk, us and Europe to order in-app from November 26th-in Time to turn heads during the Holiday Season. Like Gold, these rare cards are highly sought-after and supplies are limited so Those who are interested should. The Limited Edition 24-Carat Real Gold-Plated Cards Cost £ 79.99. Shipping Costs are included in the price.

Carefully Crafted from a single sheet of reinforced steel-like revolut’s metal cards-the limited edition gold card is then luxuriously plated in real 24-carat gold daring the metulus design process. Customers Should Handle The Card With Care To Avoid Any Scratches from Keys and Sharp Edges on the Brilliant – But Soft – Real Gold Plating. At the same 18g weight as a revolut metal card, the card sits comortublic in a wallet.

“The 24-Carat Gold-Plated Card is in a class of its own, designed for those that look to add some luxury to their lives” Said Alan Chang, Revolut’s chief returned officer. “With Everyday User Experience in Mind, We’re Always Looking to Provide Consumers With Greater Optionality and Control To Add Their Character To Their Revolut Cards, Which They Carry With Them ALMOST EVERYWHERE They go.»

Revolut is no Stranger to Enabling Customers to Add their Own Flair to their Payment Options with its Collection of Eye-Catching Cards. The Limited Edition 24-Carat Gold Card Joins The Existing Metal Editions in Lavender, Gold, Rose, Silver Space Gray, and Black.

Earlier this month, Revolut Launched Personalized Metal Cards, Becoming the First Player in the Industry to Enable Its Metal and Premium Customers to Create Drawings on Their Own Cards Directly in-app. This feature enables revolut customers on paid plans to personalize cards of different colors and materials depending on their subcription plan plan.

From Personalized Cards to the Deliciously Indulgent 24-Carat Gold Platd Cards, Revolut is excited to involve its Customers in the Creative Process and Equip Them with Payment Card Designs that reflect their lifestyles. The Limited Edition 24-Carat Real Gold-Plated Cards can be ordered in-app by revolut standard, plus, premium and metal customers in the uk, us and eea.