Questions on 4x payment applications, pay in 4 x at no cost with Paypal – Denise
Pay in 4 x at no cost with Paypal
[Be careful, if you are overseas , payment in several times, it is by there, with Alma. No paypal account needed ! You can pay in 2x, 3x, 4x, it’s as you want directly with your usual payment card !
Paypal 4 times
How is my 4x payment request assessed ?
Our decision -making process is automated and we assess your financial situation, the information you have provided in your request and the information on your use and your history with PayPal in order to decide whether the 4x payment is right for you right now. We may also use an external office data to assess your request.
Will a 4x payment request have an impact on my solvency index ?
No. A 4X payment request will have no impact on your solvency index.
My 4x payment request was rejected. For what?
If your request is rejected, you can always use Paypal to pay securely with other payment methods of your wallet. We will send you an email explaining why your request was not accepted.
Pay in 4 x at no cost with Paypal
How can I make a paypal payment in 4x ?
You just have to choose to pay with Paypal when you shop online, connect to your Paypal account, and you will see a 4x payment option, if you are eligible, and if this purchase is eligible. If this is the case, ask for payment in 4x in a few steps, get an instantaneous response and finish your purchase.
“Payment in 4x” is available for people with a PayPal account for which they are registered as resident in mainland France.
[Be careful, if you are overseas , payment in several times, it is by there, with Alma. No paypal account needed ! You can pay in 2x, 3x, 4x, it’s as you want directly with your usual payment card !
Concretely :
1. Choose Paypal as a payment method
2. Payment in 3x or 4x will be displayed (see photo) if it is available for your account, and if you have not reached your payment ceiling: select it.
3. Your request is verified in real time for an answer in a few seconds.
4. Finalize payment
Are there any costs associated with Paypal payment in 4x ?
No, there are no costs associated with the provision of a 4x payment.
From what amount can I use this service ? 4x payments are available for eligible basket values between € 50 and 2000 €
How are the 4 delayed payment paypal payment for payment ?
1. The first immediately (by CB, via the recorded bank account or the paypal balance)
2. The second 30 days later (m+1)
3. The third 60 days later (M+2)
4. The last 90 days maximum after (m+3)
Can I have several payments in 4x at the same time ?
Yes. If the 4x payment option is displayed at the time of payment, you can create a new payment in 4x. You can display all your payments in 4x in one and the same place in your Paypal account in the 4x payments section, in particular the deadlines you have reimbursed in the last 12 months.
My Paypal account does not offer me payment in 4x, why ?
The Paypal payment solution in four times makes it possible to stagger its purchase in three monthly payments, subject to acceptance by Paypal. It is therefore the platform that deals with requests. The answer is immediate. If the payment in 4x does not appear during payment via Paypal, as in the image above, it is often that you have reached your payment ceiling: increase it via your bank account or contact Paypal: it is Of course necessary to have a PAYPAL account associated with a means of payment verified.
I placed the order, because I thought that payment in 4x would be offered to me after payment, or I did not see the option during payment, why ?
Your PayPal account did not offer you the option for various reasons, the most common being that you have reached your payment ceiling: do not hesitate to contact the customer service of Paypal 0186995653 dedicated to this question: maybe your account was not eligible. If you wish to cancel, suddenly, your order placed with us, send us an email within half an hour depending on your order confirmation.
• Learn more about payment in 4x at no cost with Paypal here
Paypal 4 times
4x payment is a feature that allows you to divide your purchase into 4 payments, the deposit being due at the time of the transaction and the following 3 payments made once a month thereafter.
Can I use 4x payment ?
We offer 4x payment to an increasing number of users. You must be a registered French resident and being over 18 to make a request. You must also have a PAYPAL account as a rule or open a PAYPAL account.
4x payment is not available for certain merchants and certain goods. If you choose 4x payment as a payment method when paying with Paypal, you will be accompanied throughout the request procedure. You will receive a decision instantly, but not everyone will be accepted according to our internal checks.
How to pay with 4x payment ?
You just have to choose to pay with Paypal when you shop online. If it is an eligible transaction, 4x payment will be among the available payment methods. If this is the case, ask for payment in 4x in a few steps, get an instantaneous response and finish your purchase.
What amounts of purchase are eligible for payment in 4x ?
You can use 4x payment for eligible basket values between € 30 EUR and € EUR 2,000.
What are the general conditions of payment in 4x ?
You must read the loan contract for your 4x payment formula before sending your request. The link to the loan contract will be available when choosing a 4x payment request at the time of payment. You will also have the possibility to download the loan contract.
Once your deferred payment has started, we will send you an email containing important information on your payment formula in 4x, in particular the procedure to follow to find your loan contract.
4x payment includes fees ?
If you choose to pay with 4x payment, you have no fees to pay.
How long will my payment contract last in 4x last ?
Your individual subscription will last 3 months in total. The deposit will be due at the time of the transaction and 3 subsequent payments will be made once a month thereafter.
Where can I pay with 4x payment ?
4x payment is available from selected merchants who accept Paypal. Transactions can be carried out in all currencies supported by Paypal. Currency conversion fees will apply, in accordance with the provisions of the Terms of Use of the Paypal Service.