Cashback Lydia

To save money and avoid tensions within the couple: Lydia gives you 5 good reasons to use a money management app.

Prices and limits of the Lydia application

The prices and limits in force from April 11, 2023 (the pricing conditions applicable before this date are detailed here).

Prices

Offered with Lydia Standard

Incident costs:
Beyond 2 automatic samples rejected per month, each additional rejection is billed € 5.
Beyond 5 payments per Lydia card refused per month, each additional refusal is billed € 0.50.

Other exceptional costs:
– 2.5 % commission, regardless of the user’s subscription, on funds collected via bank card payment form;
– € 30 of a file fees per transaction on a disputed Lydia card, beyond 10 oppositions over 12 months;
– 20 € of directory fees by management of unpaid bank card;
– € 99 management fees in the event of irregular use of Lydia services, in contradiction with CGU;
– 100 € of costs per attachment-attribution (within the limits of the balances available on all accounts held by the user);
– 10 % of the sum due to the public treasury within the limit of a ceiling of € 100 per administrative entry to third party holder (within the limits of the sales available on all accounts held by the user);
– 30 € of maximum costs per year, in the event of inactivity for 12 consecutive months within the meaning of the ECKERT law (within the limits of the balances available on all the accounts held by the user);
– 2.9 % commission, regardless of the user’s subscription, on the funds collected via the CAGNETTE service.me (now closed service).
Lydia reserves the right to deire additional costs in the event of non-compliance with article 14 of the CGU.

4 Lydia plastic cards can be ordered every month maximum.

Prices

Offered with Lydia Standard

Incident costs:
Beyond 2 automatic samples rejected per month, each additional rejection is billed € 5.
Beyond 5 payments per Lydia card refused per month, each additional refusal is billed € 0.50.

Other exceptional costs:
– 2.5 % commission, regardless of the user’s subscription, on funds collected via bank card payment form;
– € 30 of a file fees per transaction on a disputed Lydia card, beyond 10 oppositions over 12 months;
– 20 € of directory fees by management of unpaid bank card;
– € 99 management fees in the event of irregular use of Lydia services, in contradiction with CGU;
– 100 € of costs per attachment-attribution (within the limits of the balances available on all accounts held by the user);
– 10 % of the sum due to the public treasury within the limit of a ceiling of € 100 per administrative entry to third party holder (within the limits of the sales available on all accounts held by the user);
– 30 € of maximum costs per year, in the event of inactivity for 12 consecutive months within the meaning of the ECKERT law (within the limits of the balances available on all the accounts held by the user);
– 2.9 % commission, regardless of the user’s subscription, on the funds collected via the CAGNETTE service.me (now closed service).
Lydia reserves the right to deire additional costs in the event of non-compliance with article 14 of the CGU.

4 Lydia plastic cards can be ordered every month maximum.

Boundaries

(1) A “card recharging” means an account credit or a prize pool whose source is an external bank card recorded. Users will not be authorized to make more than 50 recharges per card per month, for a total of € 2,000.
(2) Users will not be allowed to make more than 50 withdrawals to the distributors per month.
(3) Users will not be allowed to withdraw more than € 2,000 per month from the distributor for Lydia Standard, Lydia+ and Lydia Green+ users, and not more than € 5,000 for Lydia Black users+.

If a commission applies, it will be at least € 0.10, except concerning withdrawals to the distributor where the minimum is € 1.
Only the operation or part that exceeds the limit is invoiced.
If an operation is exceeded several limits, only the limit generating the highest costs applies.

Users whose identity has not been verified can be subject to additional or more restrictive limits. Lydia will have to check the identity of the User not verified if one of the following conditions is carried out:
– Maximum silver amount received on a Lydia account over 30 consecutive days: € 150;
– Maximum amount of payments issued with a Lydia account over 30 consecutive days: € 150;
– Cumulative amount of money received on the Lydia account since its creation: € 1,000;
– Maximum amount of a purchase of property or service: € 50;
– Maximum sum of an outgoing transfer: € 50;
– Cumulative sum of outgoing transfers since the creation of the Lydia account: € 150;
– Opening of the Lydia account more than 12 months ago.

In order to take advantage of more freedom of transactions with Lydia, just check your identity here.

Safety and compliance limits can also be applied to prevent abusive and/or illegal use of Lydia services.

Boundaries

(1) A “card recharging” means an account credit or a prize pool whose source is an external bank card recorded. Users will not be authorized to make more than 50 recharges per card per month, for a total of € 2,000.
(2) Users will not be allowed to make more than 50 withdrawals to the distributors per month.
(3) Users will not be allowed to withdraw more than € 2,000 per month from the distributor for Lydia Standard, Lydia+ and Lydia Green+ users, and not more than € 5,000 for Lydia Black users+.

If a commission applies, it will be at least € 0.10, except concerning withdrawals to the distributor where the minimum is € 1.
Only the operation or part that exceeds the limit is invoiced.
If an operation is exceeded several limits, only the limit generating the highest costs applies.

Users whose identity has not been verified can be subject to additional or more restrictive limits. Lydia will have to check the identity of the User not verified if one of the following conditions is carried out:
– Maximum silver amount received on a Lydia account over 30 consecutive days: € 150;
– Maximum amount of payments issued with a Lydia account over 30 consecutive days: € 150;
– Cumulative amount of money received on the Lydia account since its creation: € 1,000;
– Maximum amount of a purchase of property or service: € 50;
– Maximum sum of an outgoing transfer: € 50;
– Cumulative sum of outgoing transfers since the creation of the Lydia account: € 150;
– Opening of the Lydia account more than 12 months ago.

In order to take advantage of more freedom of transactions with Lydia, just check your identity here.

Safety and compliance limits can also be applied to prevent abusive and/or illegal use of Lydia services.

Cashback

Manage her money with Lydia, it simplifies life but not that. Now it can also bring you money with our automatic cashback program. A simple and free way to save money on your purchases.

Lydia’s cashback on payments

Lydia’s cashback program is a loyalty program without coupons to be printed, promo codes or loyalty card to present at each purchase.

The activation of cashback is done automatically after having subscribed to a paid version of Lydia and it is enough to settle your purchases in a selection of large brand as usual: the cumulation of all these discounts is directly paid to the Lydia account.

Cashback each purchase in a selection of brands

You just have to pay for your Lydia card purchases from partner merchants to benefit from a cashback percentage of up to 30% on the first order and 6% on average on regular orders.

Automatic discounts, cashback without constraints

With the cashback on payments, there is no tedious process to follow to the letter to take advantage of the cashback: the program works online as in store, on all products, simply in card payment in a selection of signs.

New brands every month

Each month, new traders join the Lydia automatic discount program.

Clothes, services, food … There is something for everyone and, at any time, you can consult the latest arrivals directly on your Lydia application.

Finally, the percentage of amount transferred evolves and special offers are regularly offered.

Learn more about the cashback

Save money even with a small salary: a simple calculation with a table month per month

Calculate how much money you can save even with a small salary, it’s simple thanks to the table to manage your budget !

5 reasons to use an application to manage the couple’s budget

To save money and avoid tensions within the couple: Lydia gives you 5 good reasons to use a money management app.

You have questions about Lydia automatic discounts ?

Is there a sponsorship system with the Lydia cashback program ?

No, there is no possibility of sponsoring someone on the Lydia cashback program. Nevertheless, sponsorship offers to discover Lydia subscriptions are regularly offered throughout the year and allow the godfather and the godson to be rewarded for a certain sums after several payments with Lydia. And as automatic discounts are a free cashback program, it’s just as interesting.