Samsung Pay in France: how it works

Samsung went beyond the simple electronic portfolio by offering to Samsung Pay holders to benefit from interesting features, such as:

Paying with your Samsung phone: Samsung Wallet is the solution

Like Google and Apple who have developed their Google Pay and Apple Pay, Samsung, Korean manufacturer has also launched its own contactless payment on mobile payment application. How does the Samsung Pay application work and what are its advantages and disadvantages of its main competitors ? Answer in this dedicated guide.

Apple Pay	Google Pay	Samsung Pay
Compatible smartphones	IPhone 5 SE and the following	Smartphones compatible with NFC technology	Galaxy A5 and the following
Benefits	Large number of compatible banks Usable with Apple Watch	Payment between possible individuals High payment ceilings	Compatible with all types of payment terminal
Where to download it ?	Apple Store	Google Play Store	Google Play Store Galaxy Store

�� What is Samsung Pay (the new Samsung Wallet) ?

Samsung Pay, also called Samsung Wallet, is a mobile wallet. Concretely, this is an application available on certain models of smartphones of the Samsung brand (and in particular those of the latest generation such as the Galaxy A9, Galaxy S22, Galaxy Note20. ), but also certain models of Galaxy Watch (such as the Galaxy Watch5 or Gear Sport), which allows Set your purchases simply and quickly, thanks to your smartphone.

The technology used for the Samsung Pay app is identical to contactless technology, integrated into certain bank cards: this is NFC (Near Field Communication) technology. The NFC is a wireless data transmission technology, which works shortly and which allows information to be exchanged between two smartphones or two countable NFC devices.

Concretely, Samsung Wallet integrates two distinct features:

• Contactless payment that allows you to make purchases directly from your Samsung Grace smartphone to Samsung Pay;
• Importing your loyalty cards: instead of presenting your physically loyalty card, you can present the bar code from your smartphone to the cash register of your favorite brands.

And in addition, Samsung Pay allows you to also integrate your restaurant titles cards Apetiz and restaurant tickets ® Edenred.

Good to know Samsung Wallet Also allows you to pay your purchases online, on the internet, without entering your bank card numbers. The option is available as soon as you see the “Samsung Pay” logo displayed.

�� How to pay with Samsung Pay ?

The operation of the Samsung mobile payment application is relatively simple. First of all, it is necessary to Download Samsung Pay on his smartphone From the Google Play Store (or the Galaxy Store) if the application is not already preinstalled on the phone andSave your Samsung account on the application, as well as its bank card. To do this, simply open the application, click on “Add a card”, position your bank card in front of the phone camera and follow the instructions.

Be careful however, if you have a Galaxy S7, S7 Edge or A5 (dating from 2017), you must first install all the available updates of Android ™ software, search for the Samsung Pay application on your smartphone, open the ‘Application and save your Samsung account and your bank card.

Once the bank card has been recorded in the Samsung Wallet application, it is then possible toMake a payment directly thanks to your smartphone By respecting the steps below:

• Authenticate with a PIN code, a fingerprint or iris;
• Enter the Samsung Pay application while sweeping the edge screen to the top to open the tab;
• Position the rear of the smartphone against the payment terminal and make the purchase.

Good to know you have a galaxy watch account ? To pay your purchases directly AEVC your connected watch, you just have to keep the “Back” button, selecting the bank card with which you want to adjust by turning the telescope, press “pay” and approach your watch payment terminal.

�� Samsung Pay vs Google Pay vs Apple Pay: What is the best option ?

Overall, customer reviews on the Samsung Pay mobile portfolio are relatively good, although the application has suffered from recurring malfunctions for a few months. Here is a comparative, non-exhaustive table, advantages and disadvantages of Samsung Pay compared to its main competitors.

Samsung Pay
Note: 4.4/5 on Google Play Store

• A simple to use, reliable and intuitive application;
• Safety of the transaction by fingerprint / IRIS imprint or PIN code;
• Samsung Rewards program which saves points and take advantage of discounts during a future purchase.

• Recurring dysfunctions following a change of smartphone or an update;
• The application could, according to some users, integrate other features (such as gift cards for example);
• Some concerns to display certain loyalty cards which harm readability in store;
• The application is only compatible with certain models of smartphones, only of the Samsung brand.

Google Pay
Note: 4.0/5 on Google Play Store

• Easy to use application;
• The integration of boarding cards to take the plane is a plus;
• The application is compatible with many telephone brands incorporating the Android system.

• Certain features appreciated by users have been deleted (app -shoots for example);
• Some dysfunctions reported in terms of payment confirmation and history;
• The display of all the cards could be optimized to lighten the user’s search time.

Apple Pay
Note: 2.8/5 on Apple Store

• Very fluid application for contactless payment;
• Secure application thanks to the fingerprint, iris or a PIN code;
• The application is widely accepted by many brands/banks.

• Some users go up the fact that it is no longer possible to integrate loyalty cards;
• The application is only compatible with certain iPhone models (the most recent).

✅ What are the banks compatible with Samsung Pay ?

To be able to use the Samsung Pay application, The recorded bank card must be a visa, mastercard or maestro And must be issued from one of the banks below:

From 0 €/month

From € 7.20/month

From € 2.90/month

From 0 €/month

But also the banks below:

• BCP bank;
• Banque de Savoie;
• Palatine bank;
• Banque Populaire;
• Savings bank;
• Agricultural credit ;
• Crédit Coopératif;
• Credit North ;
• The postal bank ;
• Max;
• Pcs.

You can also integrate your Ticket Restaurant type bank cards and Apetiz directly in Samsung Pay

Samsung is not yet available in the following banks : BNP Paribas, Société Générale, Hello Bank!, Monabanq, Revolut, N26, Nickel, Orange Bank, Globe Trotter, HSBC, ING, Bforbank, Xaalys, Pixpay, Kard, Etoro, Nalo, Degiro, Yomoni, Freedom, Vivid.

❌ How to deactivate Samsung Pay ?

To no longer use the Samsung Pay application, several options are possible, it all depends on the characteristics of the smartphone.

If the application has been downloaded manually by the user, it is enough to go to the “settings” of the phone, from the “Applications” section, search “Samsung Play” in the list and press the ‘icon to open the available settings. Then justPress “uninstall” to confirm the deletion of the application.

It may be that on some models of Samsung, the application is preinstalled directly in the smartphone, in which case, it is impossible to remove Samsung Pay. In this case, Three options are possible to no longer use the Samsung Pay service ::

• Disable the payment tab. From the Samsung Pay application, go to the “Menu” icon, then “Settings” and in the “Quick access” section then deactivate all the unwanted options;
• Delete the payment card and/or loyalty card recorded in the application. From the application, select the card to delete, press the “More options” icon and “delete the PAY” tab “. Fill in the PIN code associated with the Samsung Pay account to validate the operation;
• Disable Samsung Pay notifications. From the application, press the “Menu” icon, then “Settings”, then “Notifications” and deactivate the unwanted options. To block all notifications of Samsung Pay at the same time, just deactivate the “Notifications display” option.

�� FAQ on Samsung Pay (New Samsung Wallet)

�� My Samsung Pay does not work: what to do ?

Sometimes the Samsung Pay app does not work. In this case, the first reflex to have is to Check if your device is compatible with the application. If this is the case, the dysfunction comes from elsewhere and in this case, you can try the following procedure:

• Enter the Samsung Pay application;
• Press “information”, then “storage”;
• Select “empty the cache”, then “delete data”;
• Restart the phone;
• Try again.

If this solution does not solve the problem, you can try to Uninstall and re-install the application. As a last resort, you will need Contact Samsung customer service To determine the cause of the problem.

�� I forgot my PIN code for Samsung Pay: how to do ?

The PIN code of your Samsung Pay application is not necessarily identical to the one that allows you to lock your smartphone. If you forgot your Samsung Pay Pin code, don’t panic, You can simply reset it By following the instructions below:

• Go to the menu of your smartphone, “Settings” tab, “Applications”, “Samsung Pay”, “Storage” and press “Delete the data”;
• Your PIN code is then reset;
• Configure a new PIN code;
• Reactivate your payment cards and import your loyalty cards again.

�� Is there a payment limit with Samsung Pay ?

No more now. Previously, the payment ceiling via the Samsung Pay application was limited to € 50. Today, this is no longer the case, The only payment limit corresponds to the ceiling of the registered bank card in the app.

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Samsung Pay in France: how it works ?

Following the expansion of contactless payment systems, the Korean giant has offered its French users since June 2018, its contactless payment service. How it works ? What banks offer it ? Is it really useful ?

Samsung Pay: how it works ?

Samsung Pay has an operation very close to the Apple Pay. It is an electronic portfolio allowing its users to pay without contact. Users add their bank card to the Samsung Pay electronic wallet and can pay via their phone or Samsung connected object in thousands of merchants, without any other ceiling than that of the bank card. With Samsung Pay, it is therefore possible to perform contactless payments exceeding the limit of € 50.

The payment solution can also be used to pay on the Galaxy Store and Galaxy Themes. Samsung has planned to launch in-app and web payment in partnership with two major French e-commerce sites.

How to install Samsung Pay ?

• Download The Samsung Pay application on Google Play
• Save His card on the application by clicking on the “Add a card” tab
• Position his card in front of the camera and follow the instructions displayed
• Once the card has been saved on Samsung Pay, the Customer can make their first payment !

How to pay with Samsung Pay ?

• Turn on your Samsung smartphone
• Slide your bottom to the top so that the virtual card is displayed
• Authell by PIN code, digital imprint or iris analysis
• Approach the smartphone from the payment terminal and make the purchase.

However, Samsung Pay is only available on latest generation Samsung devices such as :

• Galaxy has : Galaxy A9, Galaxy A8, Galaxy A7, Galaxy A6/A6+, Galaxy A5 (2017), Galaxy A40, Galaxy A50 and Galaxy A70
• Galaxy S : Galaxy S22/S22+/S22 Ultra 5G, Galaxy S21/S21+/S21 Ultra 5G/S21 Fe, Galaxy S20/S20+/S20 Ultra 5g, Galaxy S10E/S10/S10+, Galaxy S9/S9+, Galaxy S8/S8+, Galaxy S7 /S7 Edge
• Galaxy Note: Galaxy Note20, Galaxy Note20 Ultra 5g, Galaxy Note10/Note10+/Note10 Lite, Galaxy Note9, Galaxy Note 8
• Galaxy Z : Galaxy Z Fold3, Galaxy Z Fold2, Galaxy Fold, Galaxy Z Flip3, Galaxy Z Flip & Galaxy Z Flip 5G

Since May 2019, the payment system has also been compatible on certain SmartWatches models. In 2022, Samsung Pay was thus compatible with connected watches:

• GalaxyWatch, Galaxy Watch 3, Galaxy Watch 4
• Galaxy Watch Active, Galaxy Watch Active 2
• Gear S3 (Classic & Frontier), Gear Sport.

Samsung Pay features

Samsung went beyond the simple electronic portfolio by offering to Samsung Pay holders to benefit from interesting features, such as:

• Samsung Rewards : a cashback system made in samsung allowing users to win points with each payment. The points are converted to gifts or stays and participate in contests. Gifts are Samsung objects ranging from smartphone shell to connected watch.
• All your cards on the same application : the application allows you to keep credit, debit, loyalty cards as well as restaurant titles on your Samsung

A secure application

Samsung Pay has implemented various authentication means to ensure its customers maximum security. Transactions are protected by the anti-fraud system of the bank as well as authentication by pine, imprint or scan of iris. In addition, Samsung uses “tokenization” technology.

What is tokenization ? There tokenization avoids hacking of the payment system by installing a system of disposable banking data. This term, from the vocabulary of cryptocurrency, designates a system which includes only disposable data called “tokens”, which are replaced by permanent banking data.

What banks offer Samsung Pay ?

Samsung Pay is a payment solution recent offered by few banks. As an example, it is possible to find Samsung Pay in the following banks:

• BCP Bank
• Savoy Bank
• Popular bank
• Balance Bank
• Caisse d’Epargne
• Agricultural fund
• Fortuneo Bank
• My French Bank
• Pcs

Banks can also offer Paylib and Apple Pay simultaneously.

Samsung is not available in my bank : Crédit Mutuel, LCL. There are many banks not yet offering Samsung Pay but offering other mobile payment systems, or even the instant transfer. More banks offer Apple Pay (present on the market since 2015), or Paylib (launched in 2013 by BNP Paribas, La Banque Postale and Société Générale) or Google Pay (arrived in France January 2018). Contactless payment via mobile remains an option and must not be a determining element in the choice of a bank.
To compare banks online and choose the one that suits you the most, it’s here.

In addition, Samsung Pay is also a partner of other services not directly linked to the banking sector:

To deactivate the Samsung Pay tab

• Go to the section from the home screen
• Go to Samsung Pay and open the application
• Set in the settings represented by the three small points at the top right
• Select “Use favorite cards”
• Choose the options that you want to deactivate

The mobile payment service gradually integrating online banks increasingly banks, traditional or online, offer their customers mobile payment.

Our opinion on Samsung Pay Samsung Pay allows mobile payment, but also to record loyalty cards and even its catering tickets. From a general point of view, this system resembles a Samsung version of the Apple Pay, with certain additional options like Samsung Rewards. However, Samsung Pay is offered by few banks.

Samsung Pay customer reviews

The Samsung Pay application has a note of 4.7/5 on the Play Store in June 2022. In general, comments are rather positive : users appreciate the security of transactions, the possibility of adding its loyalty cards and its ease of use.
However, some deplore that many banks are not available, others that the application does not work following an update.

Samsung Pay or Google Pay ? Although Google Pay is available on all Android mobiles, this is not the case with Samsung Pay, only usable on Samsung mobiles. In terms of features, the two mobile portfolios are similar: the two work for contactless payment and in-app purchases. With the difference that it is also possible to make purchases on the Internet with Google Pay.

F.HAS.Q: pay with Samsung Pay

Samsung Pay does not work on my Samsung device, what to do ?

Samsung on his page F.HAS.Q, explains that this problem was frequently postponed For the following devices: Gear S3, Galaxy Watch, Active Galaxy Watch and Galaxy Watch Galaxy 2. On the Samsung forums, users say they have problems with their Galaxy S10 and S10+

Samsung advises users meeting bugs Empty the app cache. It is also recommended to always have a up -to -date device To avoid bugs with the payment system.

Is Samsung Pay free ?

Samsung Pay, like Apple Pay, is Downloadable for free on Google Play Store.

How to know if my merchant accepts payments by Samsung Pay ?

It is possible to pay with Samsung Pay in all shops accepting contactless payment. As soon as the “contactless” symbol is displayed, it is possible to pay with Samsung Pay. Samsung allows its customers to pay without contact beyond the limit of the 50 euros Use of contactless by card. Regarding online payment, it is possible to pay on the internet with Samsung Pay. When paying an online purchase, If the site accepts the mobile payment of the Korean giant, Samsung Pay is offered at the same time as the other means of payment during the purchase confirmation.

How to delete Samsung Pay ?

Samsung Pay is available on Google Play, But is also preinstalled On Samsung smartphones of the latest generations. If the application is preinstalled on the phone, it is Unable to delete it without going through manipulations that could damage the telephone operating system. Samsung therefore left its customers the possibility of simply deactivate the tab.

What is Samsung Pay ?

You have forgotten your credit card or you have no cash on you ? Do not worry because using Samsung Pay, Simple and secure mobile payment application, you can make all your purchases in peace and around the world.

Samsung Pay is a mobile payment system that allows you to pay via your smartphone. This application simplifies you all payment because it is simple and, above all, secure. In addition, payment via this application is accepted worldwide thanks to its security system with many stages (unique identification, encrypted data, secure platform -knox) is a maximum safety guarantee for stores and for Payment platforms.

To use Samsung Pay, You just have to sweep your screen from bottom to top from the tab located on the lower edge of your smartphone then approach it with the payment terminal and, here it is, your transaction is made !

Below you will find all the devices compatible with Samsung Pay:

• Galaxy A: A34 5G, A54 5G, A53, A52 5G, A52S 5G, A72, A22 4G, A20E, A40, A41, A42 5G, A32, A50, A51, A70, A71, A80, A7, A8, A9, , A6+, A5 (2017).
• Galaxy S: S23, S23+, S23 Ultra, S22, S22+, S22 Ultra 5G, S21, S21+, S21 Ultra 5G, S21 Fe, S20, S20+, S20 Ultra 5G, S20 Fe, S10E, S10, S10+, S9, S9+, S8, S8+, S7, S7 Edge.
• Galaxy Note: note20, note20 ultra 5g, note10, note10+, note10 Lite, note9, note 8.
• Galaxy Z: Z Fold4, Z Flip4, Z Fold3, Z Fold2, Fold, Z Flip3, Z Flip and Z Flip 5G.
• Galaxy M: M33 5G, M23 5G.
• Galaxy Watch, Galaxy Watch3, Galaxy Watch4, Galaxy Watch5, Galaxy Watch5 Pro, Galaxy Watch Active, Galaxy Watch Active 2, Gear S3 (Classic & Frontier), Gear Sport.