Société Générale: online bank for individuals and professionals

Up to € 80 offered + Sobrio at € 1/month

Open a bank account in Société Générale: online and in agency

Société Générale is well established in the French banking landscape. The bank offers various banking products. It is possible to open an online or agency bank account. The account opening procedure is done in just 3 steps. Let’s see which ones !

To open a Société Générale bank account, customers Make an appointment online and go to a banking agency To finalize the opening of the account.

New customers can also Open a general society account entirely online From the Société Générale site or application.

Open an account at Société Générale agency

Thanks to the Société Générale’s very dense network of very dense agencies, new customers are spoiled for choice to find the‘closest agency to their home. They benefit from the opening of the Personalized follow -up of an advisor agency.

Choose the agency of your choice and the desired appointment schedule.

The slots offered by Société Générale are from Tuesday to Saturday morning (9 a.m. – 1 p.m.) and afternoon (2 p.m. – 5:45 p.m.) and Saturday morning (9 a.m. – 1 p.m.).

Meet your advisor and choose together the most suitable offer.

Supply the list of documents requested.

Sign with your advisor your new account agreement.

Updated data in September 2023

Open an online society account

Some traditional banks are trying to get closer to the offer of online banks by offering their future customers to open a 100% online bank account. Opening an online bank account with Société Générale is done in a few steps:

The steps to open an online general society account

Steps	Details
1. Fill out the online pre -registration form	Fill out the form concerning his personal informations (name, firstname, adress…)
2. Provide the requested supporting documents	Scan or photograph them vouchers requested and perform a Dynamic selfie, to confirm your identity.
3. Perform a videoconferencing with an advisor	Meet your adviser at a distance Immediately or by making an appointment from the application.
4. Electronically sign its new account agreement	Validate itOpening of your Société Générale account by signing your account agreement electronically and remotely.
�� Learn more	Open a General Society Account

Updated data in September 2023

Passage by the application necessary to open an online account with Société Générale, you must use the Société Générale application to make steps 2 and 3. It is therefore necessary to install the Société Générale application before having finalized the opening of the account.

What conditions to open a general society account ?

THE Conditions to open a general society account are the following :

• Being a major, capable and non -customer general customer
• be French tax resident
• have a domicile address
• Do not be hosted with a third party unless you are a student, you are under 26 years old, you are staying with your parents or by your employer
• You are not based on the Banque de France (in a banking prohibition)

How to open an account when you are a minor ? A non-emancipated minor can also open a bank account provided that its legal guardian gives his agreement. Société Générale thus offers an offer adapted to the needs of a minor with basic banking services, as well as a reduced contribution for the bank card.

What is the minimum amount to open a SG bank account ? 0 €, there is No minimum amount to open a Société Générale Current account.

Supporting documents to open a General Société Account ?

Supporting documents to open a General Société Account

Vouchers	Details
An identity document	Passport, identity card, residence permit
Proof of address	Water, gas, electricity, tax notice or crous of less than 3 months
Revenue proof	Salary bulletins of less than 3 months, tax notice
�� Learn more	Open a General Society Account

Updated data September 2023

The following documents are at Download directly to the Société Générale secure customer area for an online account opening, or Bring during the appointment with an advisor For an agency opening.

Obtain a general society account: what deadlines ?

For an entirely online opening

1. The online account opening form takes only one ten minutes fill.
2. Once the request was confirmed by videoconferencing with a Société Générale advisor, either immediately or by appointment, and the account of account signed electronically, it will be necessary to wait 24 hours for account opening is effective.
3. The means of payments are then immediately sent by post, and arrive at the home of the subscriber within 5 working days.

For opening an online current account with signature in agency

1. After the appointment in agency with a Société Générale advisor to send the supporting documents and sign the account agreement, the effective opening of the account is activated within 24 hours.
2. We will then have to wait 5 working days To receive his payment methods at his home by post.

Want to know more about Société Générale

Discover our guides on the Société Générale offer:

Société Générale: online bank for individuals and professionals

Up to € 80 offered + Sobrio at € 1/month

The SG, formerly Société Générale, is the 3rd French bank with the most assets and the 6th bank in Europe. With agencies everywhere in France, the SG no longer needs to make itself known. Let’s review the banking and annexed products offered by Société Générale.

�� Who is the SG, formerly Société Générale ?

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• Current account
• Teenage account
• Joint account
• Pro account
• Saving
• Real estate credit and personal loan
• Sotck exchange

• A large choice of bank cards: visa, mastercard, etc
• An extended banking offer: credit, scholarship, savings
• Quick account opening and 100% online
• Cashback
• Customer service that can be reached from Monday to Saturday
• Cat available 24/7

• A large choice of bank cards: visa, mastercard, etc
• An extended banking offer: credit, scholarship, savings
• Quick account opening and 100% online
• Cashback
• Customer service that can be reached from Monday to Saturday
• Cat available 24/7

Long known as Societe Generale, The bank is now called SG, After merging with the Crédit du Nord group.

What does the Société Générale in 2023 ? Look at the key figures:

• Turnover: 28.06 billion € (2022)
• Number of customers: 31 million customers (Statista data of 2023)
• Workforce: 117,000 people
• 1849 agencies in France (Statista data of 2021)

��‍♂️ The account of accounts for individuals of Société Générale

Société Générale offers 2 current account offers for individuals ::

• Kapsul offer: € 2 per month
• The Sobrio offer: € 7.20 per month

Kapsul: the standard offer

The SG Kapsul offer is a standard offer that gives access to a bank account as well as a bank card. It is accessible for only € 2 per month, a really attractive offer for a traditional bank ! With the Kapsul offer, you have access to all the services of a standard offer. Small more with the “Traveler collection” option which allows you to exempt the commissions set by the bank during operation outside the euro zone (€ 26/year).

Sobrio: the complete offer of the SG

The Sobrio offer is much more complete than its little sister. For € 7.20 per month, the account holder benefits from: 3 cards to choose from (including the first visa), an authorized overdraft, a full assistance service and no account holding fees. The advantage of the Sobrio offer: the price is variable depending on the age of the subscriber. If you are between 18 and 24 years old, the subscription is only € 3 per month.

KASPUL GENERAL SOCIETY
2 €/month

GENERAL SOCIETY CLASSIC
€ 7.90/month

➡️ International fees

• �� Withdrawal in euro zone: ✔️ 1 €/withdrawal (excluding Dab Société Générale)
• �� Withdrawal outside the euro zone: 3 € + 2.70%
• ✈️ International payments 1 € + 2.70%

➡️ International fees

• �� Withdrawal in euro zone: ✔️ 3 free withdrawals per month excluding dab sogebeyond € 1 per withdrawal
• �� Withdrawal outside the euro zone: 3 € + 2.70%
• ✈️ International payments 1 € + 2.70%

• No account holding fees

• No account holding fees

• Intervention committee: € 8/maximum operation of € 80 per month
• no authorized overdraft

• Intervention committee: € 8/maximum operation of € 80 per month
• Discovered authorized available on request

• Instant transfer: € 0.80/transfer
• International transfer: € 9
• Free separate transfer

• Instant transfer: € 0.80/transfer
• International transfer: € 9
• Free separate transfer

�� Bank cards offered by Société Générale

If you choose the Kapsul offer, you will not have the choice of the bank card. Kapsul card ceilings are 300 €/7d for withdrawals and € 1000/month for card payments.

By choosing the Sobrio offer of the Societe Generale, You can choose your bank card from the two Visa and Mastercard distribution networks. You have the choice between 4 cards on the Visa network and two from the Mastercard network.

• Visa network : Visa Classic card, Visa Premier card, Infinite visa card and Visa Evolution card
• Mastercard network : MasterCard Classic card and Gold Mastercard card

SG customers can also benefit from an SG blue card service in order to make 100% secure online payments. Accessible to almost all customers, the Kapsul offer is the only one who cannot benefit from the service.

Let’s see in more detail the offers of Kapsul, Visa Classic and Visa Premier: prices, type of flow, authorized discovered, ceilings.

KASPUL GENERAL SOCIETY
2 €/month

GENERAL SOCIETY CLASSIC
€ 7.90/month

GENERAL SOCIETY First
€ 14.90/month

✔️ Immediate debit

✔️ Immediate debit

✔️ Delayed flow

✔️ Immediate debit

✔️ Delayed flow

✔️ No income condition

✔️ No income condition

✔️ No income condition

Withdrawal
300 €/7d

Payment
€ 1,000/30 days

Withdrawal
€ 500/7d

Payment
€ 1,500/30 days

Withdrawal
€ 1,500/7d

Payment
€ 3,500/30 days

• �� Death / Disability Guarantee
• �� Transport delay guarantee
• �� Luggage delay guarantee
• �� Loss or Luggage Luggage Guarantee
• �� Civil liability guarantee abroad
• �� Rental vehicle warranty
• ��️ Interruption/travel cancellation guarantee
• ❄️ Snow and mountain guarantee

• �� Death / Disability Guarantee
• �� Transport delay guarantee
• �� Luggage delay guarantee
• �� Loss or Luggage Luggage Guarantee
• �� Civil liability guarantee abroad
• �� Rental vehicle warranty
• ��️ Interruption/travel cancellation guarantee
• ❄️ Snow and mountain guarantee

• �� Death / Disability Guarantee
• �� Transport delay guarantee
• �� Luggage delay guarantee
• �� Loss or Luggage Luggage Guarantee
• �� Civil liability guarantee abroad
• �� Rental vehicle warranty
• ��️ Interruption/travel cancellation guarantee
• ❄️ Snow and mountain guarantee

�� Open an account at Société Générale

For Open an account at Société Générale, You have two possibilities: make the online process, or make an appointment in an advisor with an advisor. Like many traditional banking, the Société Générale imposes 3 criteria For the opening of a current account:

• Be major and legal capacity
• Be a natural person
• Have a bank account in France

Whether you do the online or agency approach, you will need to bring these 2 supporting documents: 1 identity document and 1 proof of address. Here are the steps to open an account at Société Générale, online or in agency.

1. Fill out the online account opening form
2. Add your supporting documents directly (photos or digital)
3. Validate your file with electronic signature

1. Make an appointment with an advisor in the agency closest to you
2. Prepare your supporting documents
3. Complete your account opening request directly with the agency advisor

Société Générale additional products

In addition to its current account offer, Société Générale offers its customers investment, savings but also credit solutions. A complete offer, which we will detail together.

SG’s savings investments and savings investments

With Société Générale, you can choose the savings pod that corresponds to your need:

• an ordinary securities (CTO)
• A stock savings plan (PEA)
• A stock savings plan (SMEs)

• A booklet A: rate 3%
• A sustainable and solidarity development booklet (LDDS): rate 3%
• A popular savings book (LEP): rate 6.10%
• A young booklet: rate 2%
• A booklet account: rate 0.05%
• A Plus SG savings book: rate 0.05%
• Life insurance

Our opinion on SG’s placement solutions The advantage of Société Générale’s placement and savings solutions is, as an individual, you benefit from support with a regular connseiller. This allows all profiles, even the most novice, to be interested in this kind of product.

Simulate a credit with Société Générale

If you have a loan project, Société Générale offers solutions that correspond to any type of project: a rental investment, the purchase of a house or a car, the financing of its studies, carry out work at work self..

Know that you can make a Credit simulation directly on the Société Générale website.

Here are the credit solutions available at Société Générale:

• Fixed rate mortgage
• Relay credit
• Loan ultimately Optis
• Zero -rate loan
• Loan

• All projects: BFM Liberty Loan, BFM Loan Young Active, BFM Mobility Loan
• Finance his studies: Evolutionary student loan, apprentice craftsman loan, loan advance BFM, BFM pupil loan
• Auto project: car credit espresso, rental with purchase option (LOA), long-term rental (LDD), loan allowed for one euro (15-25 years), BFM Liberty Auto Loan loan
• Works Project: Credit Works Expression, Loan Young Active (18-29 years old)
• Credit group: Compact credit, BFM Perspective loan

Société Générale opinion: What to think of credit solutions ? Société Générale credit solutions are diverse and allow you to respond to any type of project. Regardless of your profile, Société Générale will have the offer for you: student, young active, retired. By borrowing from Société Générale, you are also guaranteed to be well accompanied with the help of a personal advisor.

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