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Closing your Monabanq bank account

Monabanq is part of the Crédit Mutuel group. It is one of the First online banks in France. The company offers banking services to really competitive prices, For all individuals. Since its creation in 2006, Monabanq has expanded its range of products and services. It now offers insurance. The service is therefore complete: bank accounts, check accounts, savings accounts, online services, everything is there. Take out a contract with Monabanq and Keep an eye on your information 7 days a week, wherever you are. How to do if, despite all these advantages, you want to close your Monabanq bank account ? Here are some indications for everything to go without incorrect.

Conditions to terminate your Monabanq bank account

Closing an account at Monabanq can be done at any time. Indeed, it is an indefinite contract, but without commitment. It is therefore enough to write a termination letter and send it to Monabanq.

A secure shipment to close your Monabanq account

Favor registered mail shipping with acknowledgment of receipt. Thus, there will be no dispute about the date of sending: the mail of the mail is proof of disagreement in case of disagreement. Take the trouble to send a registered mail A/R, it is also Prove that the recipient actually received it. These documents are proofs admitted to a court.

An envelope which contains the mail and the means of payment

The account holder must restore the means of payment available to him. The whole will be effective in a 30 -day period after receipt of the termination letter. It’s important to Read the Account Convention To find out what are the exact fence terms.

A Monabanq bank contract is not subject to any commitment

Article R312-4-4 of the Monetary and Financial Code supervises this very specific termination. A contract related to a current account can be stopped at any time at no cost. You are in the open ? You will of course have to manage the refund of the sums used.

Termination procedures for a Monabanq account

Formulate your request in writing and respect a 30 days notice. If you are cotitular From the Monabanq bank account, then you must send together or separately (but to identical dates) your respective termination requests. Following your request, Monabanq has a period of two months to reimburse you the pro rata of unused paid services. It is imperative that your account has a sufficient balance during the entire termination period.

Transfer procedures can take up to three months. It is recommended to leave a small sum of money on the account during this time.

Subscriber’s obligations

If, for one reason or another, you prefer not to attach the cut card to your termination mail, it is possible to make a declaration on honor. Specify that you have destroyed your payment card by yourself. Ideally, join a photograph of the cut card.

Nothing prevents you from filing the elements in your possession either, directly in a Crédit Mutuel agency. In this case, Ask for a receipt to the employee who receives your deposit. This document must be dated and stamped by Monabanq.

Please note: plan extra fees Sometimes important, if your balance is debtor during termination (costs and commissions related to the interventions of the establishment).

Do not forget certain legal notices, to insert in your mail:

• Identify,
• Signature,
• Contact details,
• Account number and associated card number.

Address and contact to close your Monabanq bank account

To send your recommended and termination, write to:

Monabanq
Customer service – termination
59078 Lille Cedex 9

You can also reach them by phone at 0 800 006 526, Monday to Friday from 8 a.m. to 9 p.m. On Saturday, this service renowned for its responsiveness can be reached from 8 a.m. to 4 p.m. Are you encountering difficulties ? Exchange in visio or by chat. To do this, go directly to your MONABANQ personal space and let yourself be guided and solve your bank account. A specific contact link is provided for visitors who are not yet customers.

3 reflections on “Closing your monabanq bank account”

November 8, 2018 at 2:27 p.m

I would like to settle my account and I would like to know the exact address to send the check cordially

July 22, 2016 at 6:55 p.m

Good morning.
I had the same concern as the previous commentary..
Is there a way to terminate knowing that I have not yet sent the requested documents and that I have paid by a bank card from a loved one..

February 12, 2016 at 6:38 p.m

What I don’t like about Monabanq and that is why I do not continue to open an account by the Internet: I do not have a bank account. I completed the whole form with all my personal data, I gave the 150 euros agreement with a friend’s bank card. Arriving at the sending of documents, what do I see? You must send a RIB of the bank card served for the account request. How to do if you don’t have a bank account precisely and that is why we apply by the Internet? I hope that the 150 euros are not debited from my friend’s account without me doing nothing.
I phone to ask not to cancel this request, the advisor told me that it is not possible? How not possible? You have made me fill a folder with all my personal data and the number of my friend’s card and this is not possible to cancel and delete all the data?

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Need to terminate your contract, your subscription, your subscription ? Consult the explanatory termination sheets for free.net, the help site to terminate. Take advantage of information validated by a team of professionals.

Send your termination letters with acknowledgment of receipt to the right postal addresses. Anxious to facilitate these formalities, our team regularly updates its contents. Download an example of a termination letter and finalize your procedures in a few minutes.

The registered letter with acknowledgment of receipt is essential in the context of a termination procedure ! Indeed, sending your termination letter legally proves that the recipient received your mail on a specific date !

Latest explanatory

Sports room, legal protection or gas subscription, our daily life is a series of contracts. Many of them are tacit renewal. Here is all the information to succeed in your efforts. How to send a registered letter with acknowledgment of receipt ? What are the mentions not to forget ?

When you have to send and how many days before the date ? How does the withdrawal right consist ? What termination address ? We answer all your questions and give you the essential elements to make a legally valid termination letter.

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You are already a customer ?
Prepare your customer identifier that will be requested (11 digits) and contact us at
0 800 076 176

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