How to place a check at Monabanq

Your check will be credited to your account upon receipt by Monabanq of your letter, two working days by priority letter.

Monabanq: deposit of species and checks in Crédit Mutuel

Monabanq is one of the few online banks that gives its customers the possibility of depositing checks and agencies, more particularly in CIC agencies. Recently, customers also have access to Crédit Mutuel agencies.

The collection of a check in an online bank is generally made by mail. The consumer must send his check by post. However, two online banks are an exception: Monabanq and Hello Bank.

Monabanq makes it possible to deposit your checks and species in the ATC Distributors. This avoids the potential risks of loss and theft that exist in the event of sending by mail, even if this solution remains available. Recently, the list of automatic distributors has extended to those of Mutual credit, The traditional bank to whom Monabanq belongs. Customers are therefore now much more likely to reside near one of these distributors than before.

Monabanq’s banking application allows geolocate distributors Available around you.

Good to know : Hello Bank, on the other hand, gives access to the agencies of the BNP Paribas to deposit a check or species. >> Find out more about Hello Bank

The number of authorized deposits depends on the banking offer chosen by the customer from Monabanq:

• Pratiq (€ 2/month) : unlimited checking of checks, no species deposit
• Pratiq + (€ 3/month) : unlimited checking of checks, 5 cash deposits/year
• UNIQ (6 €/month): unlimited checking of checks, 5 cash deposits/year
• UNIQ + (9 €/month) : unlimited checking of checks, 12 cash deposits/year

Each offer includes a bank account and a bank card. To learn more about the details of the offers, consult our article Monabanq.

How to collect a check in a distributor ?

Monabanq does not allow the customer to contact the agency’s bank advisor to collect the check or deposit species. It will be necessary to use the vending machine. The process is however very simple:

1. Introduce your Monabanq bank card
2. Select “Check deposit” or “species deposit”
3. Be guided by the instructions

Crédit Mutuel has put an explanatory video online on the deposit of checks and species in a distributor. The process is the same with a monabanq card.

Written by Claire Krust – Updated on 03/16/2023

How to place a check at Monabanq ?

Among all monabanq means of payments, the delivery of checks is a possible solution with this online bank!

First of all, note that, as in a traditional bank, certain steps are essential to ensure the proper collection of your check. Before transmitting it to Monabanq, it is imperative:

• Indicate the number of your account on the back of the check;
• To sign the back of your check.

If the check is in the order of two beneficiaries, that is to say in the name of Monsieur and Madame (and not Monsieur or Madame), it must be signed on the back by the two beneficiaries.

If the check is not properly endorsed, it can be returned by the services of Monabanq to its sender

Check deposit by mail

Once your check is properly prepared, it is possible for you to send it by mail, in a freed envelope, to the following address: Monabanq 59078 Lille Cedex 9.

Upstream of this shipment, be aware that it is recommended to fill a digital slip, directly online on the Monabanq website. This one tells your bank that you are about to put a check on the account of your choice. When the check is received within 4 calendar days following the entry of this slip, it is credited on the day of the seizure, which sometimes makes it possible to avoid debtor interests linked to a overdraft. If the check is received within a period between 4 and 10 calendar days, it is credited on the day of reception less on 4 calendar days. Beyond 10 days after filling the digital slip, the check is simply credited on the day of its reception by the Monabanq services.

To fill this digital slip, simply indicate the check number, its amount and its transmitter, in the online space provided for this purpose.

Check deposit in Crédit Mutuel or CIC agency

Another option: if you have a monabanq bank card, know that you can also put your checks from the automatic counters of Crédit Mutuel or CIC. To do this, introduce your card into the ticket distributor and let yourself be guided by the instructions indicated on the screen. The deposit of your check is then treated within 1 to 2 working days. On the other hand, the operation is well credited on the account on the date of real deposit in agency.

Good to know: the procedure is the same to carry out a species deposit !

Place a check at Monabanq

Place a check in an online bank may seem tedious to do but it is very simple. At Monabanq, you can even choose between two possibilities How to place a check.

Put the check before the deposit

Before depositing a check, Don’t forget to pay it by registering your signature, the date and account number on the back of the check. The signature on the back of the check attests that you acknowledge that the person who owed you money has fulfilled their debt.

Place a check in an automatic counter

With online bank monabanq, You can deposit a check or species In one of the 2,000 automatic distributors of tickets to the CIC network in France. But how to put a check in an automatic ticket dispenser ?

See the Monabanq offer
Nothing could be simpler, just go to a CIC automatic counter with your bank card and your acquitted check (dated and signed on the back with your account number). Then insert your credit card into the automatic distributor. Push the button Card account check and other account . With the digital keyboard, enter the amount of the check you wish to deposit. Then take the ticket printed by the automatic counter and insert it with the check in the envelope provided by the automatic counter. All you have to do is close the envelope and insert it into the deposit system (a deposit box opens in the middle of the automatic distributor). Remember before you start to take the receipt ticket printed by the automatic counter. Your check will be credited to your Monabanq bank account in a working day.

Place a check by mail

You can also drop a post by post in Monabanq. Just insert your acquitted check in a freed envelope accompanied by a check for checking printed by you in your online customer area. All you have to do is close the freed envelope and send it to the following address:

Monabanq Banking Service
59 078 Lille Cedex 9

Your check will be credited to your account upon receipt by Monabanq of your letter, two working days by priority letter.

Rather than printing a check for checking, you can fill a digital slip online. In addition, with the digital slip, your check will be credited instantly to your account as soon as you validate the Monabanq digital slip.
See the Monabanq offer

Place a check digitally with the Monabanq digital slip

The digital slip replaces the slip to print with you. To record a digital slip, simply complete an online form in the Monabanq customer area. This form is in the tab Manage my accounts Then in the left column Bank transactions, click on Check Then Check. You just have to choose your account to credit, indicate the number of checks that you wish to send by mail, the check, her Rising and the name of the transmitter (optional).

See the Monabanq offer
The Monabanq digital slip allows you to credit your check the same day on your bank account provided that Monabanq receives the check by mail within 4 days. After this period, the check will be credited on the day of its reception. So be careful not to send your envelope with a green letter stamp but with a priority letter stamp if you want your check to be credited the same day at the following address:

Monabanq Banking Service
59 078 Lille Cedex 9

If after 10 days, the check is not received, the digital slip is canceled and the check will be credited during its reception by Monabanq.

Place species in the monabanq online bank

With the ATMs of the CIC, you can also deposit species, the procedure is the same as the deposit of checks. You can deposit liquid money free 5 times a year at Monabanq in a CIC counter with your bank card. From the 6th deposits, it will cost you € 5 per operation.

See the Monabanq offer

Monabanq is the most suitable online bank for those who wish to leave their traditional bank. With the deposit of checks and species at the automatic counter, customers keep a physical link with their online bank. It is also the closest online bank to its customers with dedicated advisers to answer all your questions and even help you fill out your income tax return. Find in our tab Guide How to place a check in other online banks with a comparative table of the various possibilities for depositing check for each online banks.

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