Lydia account: payment with friends on the current account, create a Lydia – Lydia user account: how it works

Create account Lydia

A lot of Promotional codes related to the opening of Lydia account are shared by individuals on dedicated websites. It is also possible to ask a loved one being a customer of Lydia, he can precisely sponsor you so that everyone can benefit from the Lydia sponsorship program.

Lydia account: payment with friends on the current account

Created in 2011, Lydia revolutionized the world of online payments thanks to their application. Lydia extends her expertise by marketing bank cards. Find out how to open, unlock or even close a Lydia bank account. You will also find how to generate your bank account statements.

  • Lydia Discovery: 0 €/month
  • Blue Lydia: € 4.90/month
  • Black Lydia: € 9.90/month

Playstore note: 4.1/5 in the Playstore
Apple Store note: 4.6/5 in the Apple Store

�� What are the steps to open a Lydia account ?

For Open a Lydia account, simply Download the application. As soon as you have returned your name and surname as well as secure the application with a password, Your Lydia account can be used to carry out transactions, feed your cards and make payments online via a virtual card.

“I want to open a free Lydia account”

Before making a hastily decision, our experts highly recommend Test the Discovery version of Lydia. A free version which directly gives you the possibility of making payments, Create virtual cards via the application and finally to navigate through the different tabs in order to familiarize you with Lydia. If you are interested, it is not only possible but advised toOpen a free lydia account.

How to go to Lydia Bleu or Lydia Noir services ?

In order to Go to Lydia Bleu or Lydia Black Lydia Services, you should Carry out identity verification Using your passport and the camera of your mobile. You will be asked to take yourself in Video selfie. What’s more, You will be sent to you by SMS to confirm your phone number. Once these 2 operations have been carried out, go to: “Cards” then “Order Lydia Bleu” card ” and voila.

⚠️ Identity verification can take between 24h to 48 hours.

�� Lydia Blocked account: how to do ?

It can happen Block her Lydia account with bad manipulation, or that Lydia themselves block your account.

Your account can be blocked for the following reasons :

  • You entered a Wrong password 3X in a row;
  • Lydia has locked your account For security reasons;
  • You have yourself requested blocking your account.

Before all attempts to unlock, you will have to make the famous KYC (Know Your Customer) so that Lydia can check your identity.

You will need to take a video selfie so that the Lydia security teams check. ⚠️ Verification can take between 24 hours to 48 hours.

If unfortunately, your account was blocked by Lydia themselves, You will need to contact the technical support to unlock the situation. To make sure that there is no problem with your account, Be sure to update the Lydia application.

If you yourself decided to block your account, you will also need Contact Lydia support To unlock your account.

❌ How to delete my Lydia account ?

For multiple reasons, you want Close your Lydia account, Here are the steps.

  1. Go to the Lydia application.
  2. Click Profile> At the top left on your photo.
  3. Swipe to the bottom to click on “Delete the account”.

You should Send an email to the Lydia support Coming:

  • his name and surname;
  • the telephone number associated with its Lydia user account;
  • The reason for closing your account.

You are not satisfied with the services offered by Lydia ? Consult other online banks or other neobancs thanks to our comparison of the best banks in 2023.

�� How to make an instant transfer with my Lydia account ?

Lydia is one of the online banks offering “Moments Payments”, Instant transfers. To do this, you must fill out at two conditions ::

  • have a checked account;
  • make sure that the issuing bank has this technology.

⚠️ Costs must be taken into account For those who do not have a Lydia subscription. For free lydia users, Allow € 1 fee per transaction.

For make a transfer with Lydia, You can follow these steps.

  1. Open your application.
  2. Click on the blue button in the middle at the bottom.
  3. Select “pay” at the top right.
  4. Then select a contact directly or insert the IBAN from this.
  5. Send the amount you want and voila.

�� How to print a Lydia account statement ?

To get your Lydia bank statements, Go to the application and then in the “Accounts” tab. Then swipe to the bottom where you will find “account statement». You will find all your account statements sorted per month that you can directly Share or download in PDF.

If it is not possible to Generate a Lydia account statement, Check that you are not offline or even have transactions during the month in which you want to generate a statement.

�� Is Lydia a bank ?

Yes, Lydia is now a neobank, surfing on the growing wave of online banks. Lydia was able to follow this trend, especially with young people with almost 70% of its customers between 18 and 30 years old.

Lydia Solutions is a simplified joint -stock company which was created in 2011, specializing in computer programming. Lydia offers many banking services such as Bank account creation, online and contactless payment, consumer credit or the Lydia prize pool online.

��‍♀️ FAQ on Lydia Banque

�� Where to withdraw money from my Lydia bank account ?

With your Lydia credit card, You can withdraw money for free in all banks within the limits of your Lydia subscription.

⚠️ Please note, Bank charges can be applied according to banks.

�� Why Lydia takes me 1 € ?

THE 1 € direct debit is a very highly used security to validate your addition of a bank card related to the application. There is actually no sample, but a simple test. A request of € 1 is made and Subsequently canceled without you needing to do anything.

�� Can we open a joint account on Lydia ?

Yes, thanks to the “Duo” version of Lydia, it is possible to open a Lydia joint account in just a few clicks. No document is compulsory Even if it is recommended to verify identity using your passport or CNN. Easily customizable, you can order two bank cards which will be connected directly to this same Lydia bank account.

�� Where to find a Lydia promo code ?

A lot of Promotional codes related to the opening of Lydia account are shared by individuals on dedicated websites. It is also possible to ask a loved one being a customer of Lydia, he can precisely sponsor you so that everyone can benefit from the Lydia sponsorship program.

�� Open a Lydia account now !

Create account Lydia

Jeanne Gazanion 4/3/23 update

Lydia is a mobile application offering services aimed at facilitating daily life, such as the possibility of paying with your mobile in store, organizing prize pools on your phone, sharing your accounts and withdrawing money without exchange costs in the whole world. The application also allows payment between individuals.

Step 1: Install the Lydia �� application

Before creating his Lydia account, the user must install the Lydia application on his phone. To do this, just go.

  • On the App Store If the user has an Apple brand phone (iPhone);
  • On the Play Store, If the user has an Android phone.

After typing ” Lydia “In the search bar, find the Lydia application in the results list, then select” Download ” Or ” Install »».

Step 2: Create a Lydia user account

To create an account, the user launches the Lydia application on his phone. Lydia’s home screen is displayed. The user must then.

  1. In the first screen, enter your phone number, then click on “Let’s go !“”.
  2. A verification code is sent by SMS to verify that the user has the number. The user is invited to enter this code to go.
  3. In the 3ᵉ screen, check the boxes then click on “I’m registering“”.
  4. The user can then check their profile or jump this verification. It is advisable to continue with verification to take full advantage of Lydia. The user will then have to bring an identity document and be able to speak out loud to carry out the video selfie.
    1. If the user refused to verify the profile, A quick presentation page is displayed. He must enter his name, first name, email address and email address confirmation to validate the entry, as well as his date of birth. The user can accept communications if he wishes (recommended).
    2. If the user has opted for verification of the profile, He must follow the instructions (see status “verified” profile). It only has to provide an email address and its confirmation. The user can accept communications if he wishes (recommended). The user is invited to configure biometrics. It is the simplest and easiest way to authenticate in the application. In the event that the user refuses, he can define a security code for the application. This 4 -digit code will be requested before each payment from Lydia;

    The user will then immediately have access to his new Lydia account.

    Special cases and error messages ��

    Instead of creating an account, a message “Hello [First name]” is displayed, with a name that is not that of the user.

    If the user uses a new number, this number has previously been assigned by the operator to another Lydia user. In this case, the user can contact Lydia teams by sending an email explaining the situation to [email protected].

    If the user remembers having entered an erroneous first name during a previous registration, he can connect then modify his first name in the settings of his profile in the application. Otherwise, the user can contact Lydia teams by sending an email explaining the situation to [email protected].

    • Feed a Lydia account
    • Create a common account (duo or group)
    • Delete your account
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