How to pay an order on aliexpress

If a partial refund is made, the deadlines will be recalculated taking into account the amount of the reimbursement and the remaining months, but keeping the same time of initial interest.

How to pay in several times on Aliexpress

Normally, when we buy products, we have the possibility of making payments in several times, but it is possible to pay in several times on Aliexpress ?

The answer is yes, it is already possible to make payments staggered from Aliexpress itself, in addition to making the purchase with your credit card via your bank. Below, we explain how to do and what are the different methods.

PAYLATER: Discover the Alipay virtual card with financing

Alipay is an aliexpress payment system. Also known as the Chinese Paypal, Alipay is gaining popularity day by day, so much so that the launch of Paylater has recently been announced. PayLat is a private card, and its use is unique and exclusive to Aliexpress.

You can get it via BBVA, and with it you will have multiple advantages:

• At the end of the month, you can pay a single interest without interest.
• You are authorized to postpone your purchases up to 12 months.
• There is no emission or maintenance fees.
• You can request the card online and get an automatic response.

You don’t need to be a BBVA customer to use and request the virtual card.

Payments will be made by direct debit on the bank account that you provide. This facilitates the application, in addition to allowing you to verify what you have consumed and your limit via the BBVA application.

How to get the PayLater card ?

You can request paying virtual cards directly from your Aliexpress account, both via the browser and via the application. You will only have to enter your account and click here or look for the Alipay section there you will find the PayLater option where you can apply by clicking on “Request”. The platform will redirect you to a BBVA form where you will be asked to enter certain personal information such as the name, the telephone number, the identification number and the type of bank account.

The only restriction to apply for the PayLater virtual card is your age, as you must be over 18 years old. On the other hand, the limit of your virtual card can be between 75 and € 600 per month. You may be able to increase or reduce your credit, so please contact BBVA.

How can I use Paylater to pay in several times?

Once you have applied for the PayLater virtual card and it is active, you just have to add the products you want to buy from your basket and choose Paylater as a method of payment.

Once you have selected PayLat as payment method, the following options are displayed:

• Pay in a single payment.
• Finance the purchase in 3, 6, 9 or 12 months.

Please note, to finance a purchase the final amount must be less than 15 euros. In addition, to pay a single payment, there is no interest or minimum amounts.

If you want to know the day of the regulation, know that it is 25 of each month, when it is debited on the 5th of the following month.

Frequent questions about Paylater

Below, we will answer the questions most frequently asked by customers who wish or have already used PayLat virtual cards.

Can I use Paylater for all purchases?

You can buy any product with your PayLater virtual card, regardless of the amount or origin. However, please note that you can only finance purchases of a minimum of 15 euros.

Are there any interest in the use of PayLater?

The interest you pay is 18% per year, after 19.4%. To illustrate this, by buying a product of 600 euros and by making one year funding, you will end up paying 658.19 euros.

What happens if I don’t pay a deposit?

There are delay penalties, they are called delay interests. Its value is 30 euros, so on the 5th day of the month following the discount will not be carried out, but this penalty will be invoiced to you.

How does it work in the event of refund or cancellation?

This is a situation that happens frequently, so if the reimbursement was made the same month as the purchase, the money will not be deducted. If the refund is made after the payment date, that is to say after the 25th of the month, the money will be issued in the form of having at the end of the month.

If a partial refund is made, the deadlines will be recalculated taking into account the amount of the reimbursement and the remaining months, but keeping the same time of initial interest.

Can you cancel the Paylater card?

The answer is yes, you can cancel the card after the contract or on a later date, and in any case, additional costs will not be invoiced to you.

How to contact your bank?

To consult or speak to your bank, we invite you to call BBVA customer service. The number is 900 108 592, and during this call, you will be asked for your personal information in order to corroborate your data. If you prefer a less personal communication, you can do so via the BBVA application.

Finance your purchases with Oney

Oney is also used to finance Aliexpress purchases. This system is present in different online stores and its objective is to offer funding to customers.

For Oney you will have the possibility of postponing payments between 3 and 4 months with really low financing costs, as we present to you below:

• Payment in 3 months: TAEG 43.09 % (around € 3 every 100 €).
• Payment in 4 months: TAEG 37.34 % (around € 4 every € 100).

Are there conditions to postpone payments?

Yes, the following:

• Make a purchase between 50 € and 2,500 €.
• Pay with a Visa or Mastercard credit or debit card.
• Prepaid, virtual or American Express cards are not accepted.
• The card must have a validity date higher than the selected conditions.

How to get funding?

To defer your payments, only purchases whose amounts are at least 50 euros are required. Select Oney as a payment method, click on “Deferred payment with your card”, confirm your name, phone number and email and choose the deadlines.

Comparison between Paylater and Oney

Below, we will compare the two payment methods, so that you can decide which one suits you.

• Regarding interest, it is Paylater who has a lower one, since he is 18 % of Tin, compared to that of Oney, which is greater than 30 %.
• The minimum funding for paying is € 15, compared to 50 € for Oney.
• With Paylater, you can finance up to 12 months against 4 months for Oney.
• You can use one directly with your card, while to use PayLat, you must fill out a request. Following this line, Oney does not ask you for data, while with PayLat you must wait until your credit is validated.
• The financing limit with Oney is € 2,500 against € 600 with Paylater.

In conclusion, if you want to pay less and not finance more than 600 euros, it is better to use PayLat, although with this card you will have to make a request by offering your personal data to obtain a financing authorization.

On the other hand, if you do not wish to communicate your personal data and your purchases is greater than 50 euros, the option for you will be oney. As there are few requirements to get the card, the process is faster.

Other ways to seek funding

After explaining the above, we can conclude by saying that it is now easier to make payments for your products with these private virtual cards managed by BBVA. If you intend to make purchases whose price exceeds the limit of your card, you can contact your bank so that it allows you to finance payments and increase your limit.

Another alternative to this is to contact credit institutions that allow you to postpone payments, although this is not our favorite option because the security they offer is lower and, if you have difficulties with payments, you may have to pay more. Fresh and interest money.

How to pay an order on aliexpress ?

Aliexpress takes care of several payment methods: bank card, western union, or even paypal in some cases. Here is the procedure to pay for your purchase on the site.

Since the platform uses the dollar for transactions, you have every interest in using a Wise card when you go to the checkout: you will not have any costs if you use your dollar balance and you will benefit from the interbank rate in the event of conversion.

How to pay a purchase on aliexpress ?

As on any payment platform, start by selecting the product that interests you then click on “Buy” now “.

Then enter the address you want to have delivered and choose the payment method. Enter the requested information: card number ..

Finally, click on “Confirm” to validate your purchase.

Payment means accepted by Aliexpress

The options proposed for the settlement depend on the country in which you are, on the platform used to make the transaction, but also on the options activated by the seller.

On the mobile application, bank cards (Visa, Mastercard, Maestro, American Express), Qiwi, Ideal or Aliexpress Pocket¹.

If you pay via the website, the possibilities are more numerous:

• Bank card: maestro, visa, mastercard, American Express, credit card
• Payment
• Webmoney
• Western Union
• ideal
• Aliexpress Pocket

Note: other means of payment like Paypal can be offered if the seller has activated them in his shop.

Pay on Aliexpress: the procedure explained for the various means of payment

How to pay by bank card on Aliexpress ?

If you have already associated your bank card with the Aliexpress account, choose this payment method and confirm the payment once your product in your basket. You will have nothing else to do.

If the card is not associated with your account, you will have to enter the following information during the payment: card number, expiration date, CVV code, then last and first name of the holder.

Once the payment is made, the order will be checked by customer service within 24 hours.

How to pay with Paypal on Aliexpress ?

To be able to pay by Paypal on Aliexpress, three conditions must be met²:

• You will have to create a Paypal account.
• The seller must have activated the Paypal account for his shop.
• The shipping address must be located in one of the following countries: France, Germany, Italy, Israel, Netherlands, Norway, Portugal, Poland, Spain, Sweden, Saudi Arabia, United States, United Kingdom, United Arab Emirates.
• If necessary, the payment option by Paypal will appear. You can therefore select it and make your payment.

You will then be redirected to your PayPal account to make the settlement.

How to pay with western union on aliexpress ?

To pay with Western Union, you must send a mandate to one of the banks where Aliexpress has an account.

Select your article then finalize your order by selecting “Western Union” as a means of payment.

Then click on “Continue” to access the page containing information from the Aliexpress account. Print the latter and go to a Western Union agency to make the payment.

Once the money is sent, your order should place from “waiting for payment” to “paid” in 3 working days.

The regulations must be made within 24 hours after having recovered the Aliexpress account number.

Please note: when you fill out the Western Union form, mention the amount that the beneficiary must receive and not the one you have to pay. Otherwise, the costs will be deducted from this amount and the recipient will receive less than the price of the object.

How to set a purchase by transfer with Aliexpress ?

If the transfer is available, follow the procedure below to pay your order³:

1. On the command page: Click on “Bank transfer”.
2. Press “Continue” to recover the account number to which you will have to transfer.
3. Print the slip containing bank details.
4. Make payment from your bank: only US dollar transfers are accepted.
5. Once the transfer is made, your order should obtain the status “paid” within 7 days.

Note: your order must make at least $ 20 to be paid by bank transfer.

How to pay in euros on Aliexpress ?

On Aliexpress, all products and purchasing costs are in US dollars. However, it is possible to pay in one of the following currencies: Euro, Sterling, Rouble, Canadian Dollar, Australian dollar, Japanese yen or Swedish crown⁴.

To change the site of the site to euros, go to the country’s settings at the top right of your screen. In the “Currency” drop -down tab, choose “Euro (Euro)”.

The prices will then be indicated in euros. You can set with your French card while knowing how much you will pay.

The value of the articles in your basket will however be approximate, the latter having been converted from the dollar. The sum taken from your account will undoubtedly be different due to the exchange rate used by the issuer of your card.

Pay in several times with Aliexpress

French customers have the opportunity to pay their purchases in several times on Aliexpress. To benefit from this option, there are 3 conditions to be fulfilled:

• The order must make between € 50 and € 2,000 and all items must include the “in several time” lozenges
• You have to pay with a French bank card.
• The delivery address must be in France.

This option is paid. However, in some cases, Aliexpress can make you benefit from it for free. The items concerned have a “free” lozenge.

Use Wise for your purchases on Aliexpress

With Wise, pay for your purchases on Aliexpress with ease. Thanks to the multi-downtime account, convert your balance to US dollar to the market rate and avoid the increased price of your bank.

When you place your order, use the Wise card: it is available for 7 € shipping costs. If you use the dollars of your balance, you will not have any costs.

Finally, thanks to the American bank details of your Wise account, you will have no overload in the event of a reimbursement.

1. ALIEXPRESS ASSEMBER-What payment methods can I use on Aliexpress ?
2. ALIEXPRESS HELP – WHY I can’t pay via PAYPAL ?
3. ALIEXPRESS HELP – How to pay by bank transfer ?
4. ALIEXPRESS HELP – How to pay in my local motto ?
5. ALIEXPRESS ASSEMBLY – Payment in several times (France)
   Check for the last time on March 11, 2021

This publication is provided for general information only and does not aim to cover all aspects of the subjects it deals with. This is not the only source of advice on which you should rely. You must obtain professional or specialized advice before taking, or to abstain, to make any decision on the basis of the content of this publication. The information contained in this publication does not constitute legal, tax advice or other professional advice from Wise Payments Limited or its affiliated companies. Past results do not guarantee a similar result. We do not make any declaration, guaranteed, express or implicit, that the content of the publication is exact, complete or up to date.

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