Guide: how to pay by bank card on phone? ��, pay without contact with a card or a phone – finance for all

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Pay without contact with a card or phone

Contents

1 Pay without contact with a card or phone

To pay in store, there are several methods today. From traditional species to the essential bank card via the aging check, everyone finds their account (banking). The last one in terms of settlement is the mobile method. Via a special application, it is indeed possible to pay by placing the phone on the card terminal, like contactless payment by bank card.

TPE Guide Telephone 2023: How to pay by bank card on smartphone ? ��

CB or bank card payment by phone

Connectbanque offers here a Detailed guide to the phone payment terminal In order to better understand how your business can be paid by bank card directly on phone.

We share all the advantages and disadvantages of payment by bank card on the phone as well as the actors offering a Virtual TPE Free provided for this purpose.

First of all, it is good to know that there are many suppliers on the market offering very small businesses to pay by phone like Sumup Air, Zettle Reader, Yavin or Vivawallet.

All different from each other with variable commissions fees. Be careful all the same, because it is a tiny number of banks that offer an online TPE, as a rule, the actors who provide this type of service are specialized for this purpose.

�� Definition TPE on phone: a CB payment by phone
�� Use of an application for payment CB on phone: get paid easily remotely
1. ✅ The advantages of a TPE on phone for bank payment
2. ❌ The vigilance points of CB payments via a TPE on phone
1. ✔️ VIVAWALLET: The ideal payment solution by CB on phone
2. ✔️ Easytransac: An attractive mobile phone solution
3. ✔️ Gocardless: the application of TPE by phone beyond borders
�� Definition TPE on phone: a CB payment by phone

A virtual payment terminal is a bank card payment system, software installed on phone that allows the merchant to get paid directly on your smartphone or and sometimes make remote sales (ecommerce site). CB payments on phone are secure and directly listed on the business account of the company.

Payment by credit card on phone concerns both merchants, craftsmen or restaurants, the entrepreneur who moves such as VTC drivers, taxi or even bed drinters. Payment can be made on contactless smartphone or by inserting the secret code of the bank card. In the event of a problem to validate a VAD, the call of an advisor available to you can be done to help you in your approach.

Only entrepreneurs with a professional bank account can have a virtual VSE And this is sometimes the case for associations according to the actor providing the payment terminal.

�� Use of an application for payment CB on phone: get paid easily remotely

TPE on phone is a help For companies, it allows them to save considerable time and especially to let the company have the control over its remote payments. In order to pay by bank card on phone, a merchant contract is concluded between the company and the supplier of Portable TPE.

The seller directly enters the customer’s data on his phone and invites him to pay the amount required. The virtual payment terminal is a payment application by bank card installed directly on your mobile phone allowing to collect payments by CB. A card number can be requested for safety.

In conclusion, it is the merchant who collects payments by bank card directly from his mobile phone.

✅ The advantages of a TPE on phone for bank payment

Now let’s find out what are the advantages and disadvantages of this payment method bank card by phone And thus understanding why pay by phone is recommended and secure:
- The cost of TPE by phone: free
- 100 % mobile count only 120g of your smartphone
- A reinforcement in cash with a CB payment from the phone
- Remote payment and without contact by bank card via the phone
- Bank directors accessible to companies
- No need for printer with an electronic invoice for each payment
- Little transaction fees
❌ The vigilance points of CB payments via a TPE on phone
- Requires WiFi connection
- Contactless payment ceiling can be limited: 50 euros
�� What is the price of a TPE for payment by bank card on phone ?

As a rule, the installation of a mobile payment reader is affordable or even free to purchase, But generates commission fees During each transaction made with the bank card collection application. Virtual TPE is free software that does not necessarily require paying a subscription per month.

In other words, pay by bank card with your mobile phone is simple And many suppliers offer this solution. It is also possible to rent a TPE adapted to your mobile payment application for easier.

Connectbanque offers you The 3 best CB payment solutions by mobile phone that exist on the market:

✔️ VIVAWALLET: The ideal payment solution by CB on phone
- A free professional account without subscription
- 0.4 to 1.5 % commission / free transaction fees
- Bank card reader in the form of a mobile application
- Remote payment and contactless payment ceiling of 50 euros
- Service approved by Visa and Mastercard
- Available on Apple Pay and Google Pay
- Local iban
- An intuitive dashboard
✔️ Easytransac: An attractive mobile phone solution
- A single rate of 1.2 % and 0.15 euro commission or a customizable rate on request
- No installation fees
- Offer without subscription and without commitment
- Single and secure payment link
- Several types of payment accepted
- Payments in several times or delayed
- Web application
- Contactless payment up to 50 euros with 3D Secure
- Electronic receipt
- SEPA direct debits included from 0.15% costs + € 1.90
✔️ Gocardless: the application of TPE by phone beyond borders
- 1 % + 0.20 Commission central
- Subscription from 0 euro
- No mobile application
- Remote and contactless payment
- Punctual payments
- Possibility to program recurring payments
- International payments
�� Conclusion on TPE and CB payment by phone

After this explanatory guide, you will find that payment by bank card on phone is practical and has more advantages than disadvantages for companies. Indeed, payment by bank card via telephone is therefore advantageous and at attractive price for any business.

A saving of time and energy as well as a Gesture for the planet thanks to 100 % digital automatic receipts after each transaction. VSEs on phone adapt according to the needs of the company, but also of the situation of the customer who can be remote.

Thanks to this telephone collection application, you will be paid in time and will have the possibility of Programming remote payments contactless or direct debits for the payment of your invoices for example. Regarding contactless payment, the Customer receives a validation request for their CVC number directly on the application. Thus, asking the customer the number of his cryptogram allows him to carry out transactions beyond 50 euros.

For information, if your supplier offers a monthly subscription, the mobile phone payment application also allows program samples directly via the account of your customer after agreement.

Pay without contact with a card or phone

New payment technologies allow you to pay your purchases using your mobile phone or approaching your bank card of a specific terminal to register your payment with a merchant.

The principle of “contactless” payment is developing at high speed in traders. And for bank cards, the payment ceiling went from 30 to 50 €.

Contactless payment technology

Contactless payment uses short distance radio waves between the sensor and the receiver. This is “NFC” technology (Near Field Communication).

These two devices exchange data by simple merger of a card or phone near the terminal of a payment terminal without physical contact.

Logo displayed at the store entrance and on the payment terminal.

The merchant must be equipped with a payment terminal using NFC technology. The customer must be equipped:
- or a bank card with NFC technology. More and more banks incorporate this technology into their new bank cards. When the card is compatible, an NFC logo is present on the card;
- Either with an NFC mobile phone equipped with a SIM card with NFC technology and have subscribed and downloaded a “contactless” application.
The contactless payment ceiling increased to € 50 on May 11, 2020.
The COVVI-19 health crisis Accelerated the increase in the contactless payment ceiling. The previous ceiling being 30 €, Traders’ payment terminals must be reprogrammed, as well as all contactless bank cards in circulation.

For payments less than 50 euros

For small amounts, the passage of his bank card or his mobile phone near the contactless terminal is enough. There is no confidential code to enter. After a few seconds, payment is reported as accepted by light and sound signals and a payment ticket is published.

For payments greater than 50 euros

With a bank card, It is necessary to insert it into the merchant’s card reader and enter your confidential code on the keyboard, such as a conventional bank card payment.

Mobile phone, You must enter a confidential code (specific to the mobile payment service) on the mobile phone, then pass the mobile phone in front of the terminal to validate the payment. A light and sound signal indicates the validation of payment and a payment ticket is published.

Contactless payment with the mobile phone is capped at € 300.

In parallel with the NFC system, two commercial brands have launched free applications to pay with a smartphone. During payment, a ticket on which a QR code appears (a sort of barcode to store digital information) is issued. The application scans the code and offers payment from the smartphone. A code is requested to actually activate payment.

The merchant’s mobile phone becomes the payment terminal

Another new contactless payment system under development: the mobile phone or the merchant’s tablet has a cash application and a mini payment terminal.

Several projects are developed, both by banks and by start-ups in the field of new technologies.

Contactless payment in practice

A capped payment amount

To limit the risk of fraud in the event of loss or theft of the bank card, Contactless payment, and therefore without entering the confidential code, is limited to € 50 (it was 30 € maximum until May 10, 2020).

To limit the abusive uses of contactless payment, in particular in the event of the flight of the card and fraud, the banks have defined different ceilings;

– or a maximum number consecutive contactless payment,

– or a maximum amount payments without consecutive contacts,

– or a maximum amount of payments without contacts on A given period.

The amounts of these ceilings therefore vary according to the banks. The carrier must therefore at the time of receipt of his card, inquire with his bank on the ceiling and the reimbursement conditions if he was the victim of fraudulent use.

You should also know that if these ceilings are crossed, the wearer will have to use his card in a conventional way, by entering the card in the payment terminal and by typing the secret code.

During contactless payment, the merchant gives you an operating ticket mentioning the “contactless bank card”. The amount of the transaction is debited from your bank account under the same conditions as other payments by bank card.

Hold a contactless bank payment card … without knowing it

We listen to in France 60 million CB cards with contactless technology On more than 70 million CB cards in circulation. You identify it with the “contactless” logo affixed to the top of the card.

Is it possible to have the NFC function deactivated allowing contactless payment ?

You can send your bank a request to deactivate the remote payment function of your bank card. The procedure may vary from one establishment to another. Most often this deactivation will be made from a distance. Conversely, some banks provide cards equipped with a default NFC chip by default. The carrier must ask his bank to activate this contactless payment function. In the first case, you can ask your bank that it remakes another card without this NFC chip. According to banking establishments, this card reissue will be invoiced to you or not. Some banks have chosen not to equip their bank cards with a default NFC chip. This technology is offered as an option.

The CNIL has imposed improvements on the safety of contactless bank cards

To reduce the risks linked to possible hacking of the data contained in the NFC chip, the CNIL (National Commission for Data Protection) has issued proposals to improve the security of personal data contained in cards. Since the end of 2012, banks have equipped the cards with new fleas which no longer allow to disclose the name and first name. And access to transactions history was deleted from the end of 2013. However, the card number and its expiration date could always be fraudulently intercepted, in the absence of encryption of data exchanges.

Apple Pay, Google Wallet, Samsung Wallet… All about platforms to pay with your phone

Replacing your bank card with your smartphone to pay a supermarket checkout, it’s no longer a view of the future. Between Apple Pay, Google Wallet or Samsung Wallet, many services to offer to pay with your phone in contactless. What are the compatible banks ? What are the differences between services ? Here is our full file on payment via NFC.

To pay in store, there are several methods today. From traditional species to the essential bank card via the aging check, everyone finds their account (banking). The last one in terms of settlement is the mobile method. Via a special application, it is indeed possible to pay by placing the phone on the card terminal, like contactless payment by bank card.

Pay with your phone, how it works ?

Payment via a smartphone is made by placing the device on a bank card terminal. Thanks to NFC technology allowing the transmission of data to a short distance, as well as a dedicated application on the device, the phone will work like the without contact of a credit card.

Once configured, whether with an iPhone or an Android smartphone, it is generally enough to approach the phone of the payment terminal, having chosen the bank card to be used, and possibly identify with biometrics (Face ID, reader imprint, etc.)). This solution works even when the smartphone is not connected to any mobile network or Wi-Fi.

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What are the stores compatible with contactless payment on its laptop ?

All brands that offer terminals compatible with contactless payment by bank card are also compatible with this payment solution with a smartphone. The NFC chip of your bank card operating in the same way as that of your smartphone or connected watch. The best way to ensure the compatibility of the terminal, other than asking for the merchant, is to read what was written on it at the time of the regulation. If the device asks to ” card “And not” insert it “Is that he takes into account contactless payment.

Free and without ceiling

Unlike contactless payment with a bank card, which is limited to 50 euros per payment for cards issued since 2020, contactless payment with a smartphone has no ceiling. It is therefore possible to pay 50, 100, 200 euros or more with your smartphone. This can also be dangerous in case of fraud, the person holding the identifiers of your account being able to empty an account with another smartphone. Fortunately, today’s identification procedures are more advanced and make it possible to largely avoid this kind of incident.

In principle, payment using a contactless service does not involve any additional costs. It is always preferable to check the prices charged by your bank well even if no bank present in our practical comparator of additional costs for this type of use.

Pay without contact with Google Wallet on its Android phone

Formerly known as Google Pay, Google Wallet is the universal solution offered by Google on Android. It has been available in France since December 2018. To operate, Google requires an Android 5 smartphone.0 lollipop or more recent and compatible with NFC of course. Too bad it is one of the services in France to offer the least compatible banks, but it is also the best integrated solution on Android whether with a compatible smartphone or smartwatch. Note that this solution is not exclusive to bank cards, but now includes transport, loyalty and gift cards.

Google Wallet (ex Google Pay)

What security for Google Wallet ?

Google Wallet (ex Google Pay) records bank details in an encrypted and secure manner in Data Centers special. The smartphone stores a virtual identifier created from these contact details, corresponding to the recorded bank card. It is this identifier that is transmitted to the payment terminal, without the merchant being able to read the original banking information.

Biometric identification is only requested for transactions of an amount greater than 50 euros.

What are the banks compatible with Google Wallet ?

Pay without contacts Samsung Wallet

Samsung also offers its own contactless payment solution on Android, in competition with Google Wallet, in particular by the fact that the platform accepts other types of cards and document, in particular those of identity such as passport. This service is only compatible with smartphones from the Galaxy S7, Note 8 and A5 2017 series and was, as the Google solution, named Samsung Pay.

It has the distinction of using two different technologies, the NFC on the one hand like its competitors and the MST (Magnetic Secure Transmission) on the other hand. The latter makes it possible to imitate the magnetic strip of the bank card, and is therefore compatible with all payment terminals, especially in the United States where this method of settlement is very widespread. Note that in France, Samsung has chosen not to use MST technology.

Samsung Wallet (Samsung Pay)

What security for Samsung Wallet ?

The Samsung Wallet application stores an identifier corresponding to the recorded bank card. It is this identifier that is transmitted to the payment terminal. Thus, the data of the card itself is never transmitted or even stored in the application and even less on the servers of Samsung.

To pay, it is necessary to use a biometric identification by the iris scanner or the fingerprint reader. Too little secure, facial recognition is not compatible with Samsung Wallet.

What are the banks compatible with Samsung Wallet ?
- Balance Bank
- Orange Bank
- N26
- Revolut
- Fortuneo
- Lydia
- Postal bank
- My French Bank
- BCP Bank
- Savoy Bank
- Popular bank
- Palatine Bank
- Savings bank
- Crédit Cooperative
- Agricultural credit
- Credit North
- Aumax for me
Garmin Pay

More confidential than other third -party mobile payment platforms, Garmin also launched his Garmin Pay brand in particular for Garmin watches lovers. It allows users to pay with their connected watch or their Garmin activity bracelet, without having to take out their wallet or phone. Like Samsung Pay integrated into Samsung Wallet, payment information is never stored on the watch or bracelet. As with other platforms, just add a payment card compatible with the Garmin Connect Mobile application, then select the payment card to be used to make a purchase. Users can also follow their payment history and manage their payment cards directly from the application.

What are the banks compatible with Garmin Pay ?
- Mutual credit,
- Caisse d’Epargne
- Popular bank
- Balance Bank
- Fortuneo
- Cic
- Lydia
- Revolut
- SG
Paylib

Paylib is the mobile payment solution created by a group of French banks. Each actor implements this solution differently, and there are as many paylib applications as there are compatible banks. It also means that you will not have access to an interface bringing together all your bank cards if you are a customer of several banks.

The service guarantees that the use of Paylib is free and compatible with the phones equipped with the NFC with a version of Android greater than 4.4.

What are the banks compatible with Paylib ?
- Balance Bank
- Postal bank
- My French Bank
- SG
- Hello Bank
- Monabanq
- LCL
- Agricultural credit
- BNP Paribas
- Crédit Mutuel Arkea
- Popular bank
- Savings bank
- Mutual credit
- Cic
Apple Pay

The only contactless payment service compatible with the iPhone is Apple Pay. It is also an exclusive service to the smartphone since Apple Pay is not compatible with Android. Launched in 2016 in France, Apple Pay quickly got ahead and turns out to be compatible with a large number of banking establishments.

To use Apple Pay, it is necessary to have an iPhone 6 or more recent. It is also possible to associate an Apple Watch with your iPhone to facilitate payment in stores.

What security for Apple Pay

Apple stores an identifier corresponding to the data from the bank card in an encrypted manner on a secure chip within the central processor of the device. A second unique identifier is generated with each regulation, all in order to ensure that banking information is never transmitted to the merchant. No information is stored on Apple servers.

The identification is done with Touch ID or Face ID before any transaction.

What are the banks compatible with Apple Pay ?
- Balance Bank
- Postal bank
- My French Bank
- SG
- Hello Bank
- Monabanq
- LCL
- Orange Bank
- Revolut
- N26
- Fortuneo
- Lydia
- Bunq
- BCP Bank
- Carrefour Bank and Insurance
- Savoy Bank
- Popular bank
- BNP Paribas
- Boon
- Caisse d’Epargne
- Mutual credit
- Crédit du Nord group
- HSBC
- Aumax for me
Our online banking comparator

In order to find out the other online banks available in France and those compatible with phone payment systems, we invite you to consult now Our online banks comparator. You will also find our detailed opinions for each of them.

The best online banks

The cheapest bank

Up to 150 € offered For the opening of an account with the BRS150 code
The best online bank

Up to 180 € offered : € 80 for any 1st account opening + € 100 in case of banking mobility
The most modern bank

Up to € 230 offered + 100 € of vouchers offered

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After checking, on my mobile, the NFC is only activated when my mobile is unlocked. Very practical option of mobile, I find.

Whatever happens, beyond 30 euros, a confirmation will be requested, either the imprint, or the code. With Paylib Société Générale, it is also quite possible to request a systematic confirmation of the 1st euro. I don’t know Samsung Pay, Google Pay or Apple Pay.. Difficult for me to design to use something other than its banking app when it is well done and available rather than giving information to an American or 1 Korean.. At a time when the big fashion is the protection of personal data, I remain quite surprised that Apple, which forces its app, does not risk anything and worse than it does not shock customers

Thank you so we do the same ! You can also go back the info to Gpay !

I confirm for small amounts no need to unlock the smartphone. Suddenly I activate the NFC, pay with Gpay then deactivate the NFC with each payment. Strongly that your request for setting up the amount or the unlocking compulsory for payment be integrated into GPAY.

Even for small payment ? You can try it and tell us please
For Gpay, it’s your choice, actually. On mine, you have to unlock the mobile.
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Yes that’s why my message starts with “Gpay” .
You have to be old to pay ��..
Not on iPhone. The NFC is activated only when validating payment.

“Apple and Google also offer means to erase the memory of its phone remotely with” Locate my iPhone “and” Locate my device “.” Samsung also figure everything with Knox by the way Samsung Pay no longer works once the rooted or unlocked smartphone is even if we come back to the original system. Samsung also offers its own services to control remotely, erase, lock. His smartphones

With what’s going on lately, I prefer to pay the old one: with tickets.

For the “flight of the phone” part, this indication is partially false for Gpay:

However, in cases of Apple Pay and Google Pay, it should be kept in mind that banking data is stored in a quantified manner and necessarily ask for a biometric identification of the phone

Indeed, with the NFC on, and even if the Tel is locked, the payments of -30 € pass without confirmation, there must still be a cumulative limit there. Which means that if the Tel is stolen with the NFC activated the thief will be able to pay. I also wanted to configure Gpay to request a unlocking of such for any payment greater than € 1 but it is unfortunately not configurable. I contacted Google who had to put my request to the teams in the Dev loads, it will be a year and nothing has moved:/ In addition, I wonder, but I am not certain, that is what Case of theft of Tel, if we oppose our “real” physical CB, and it also makes the virtual CB generated by Gpay, where you have to go to your GPay account to delete the card attached to the account ?

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How to know if the terminal is compatible or not ? In the tutorials they say that if the symbol with waves is present, it’s good. While like you, my payments are refused in most of the stores I have tested . So I go for a keké to want to pay with my phone .

Hi Frandroid is banks like the postal bank or the Mutuel Crédit will be compatible with Google where Samsung Pay

Payment by CB in 8 to 10 days to come. Desirable internet payment. Reservation insurance to pay.

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Yes, Google is present only at online banks, where Apple is present in “old” banks: p

contactless is the right answer that avoids any questions

I have been using GooglePay with Boursorama for several months and I’m very happy. But Google must improve it by allowing to configure the maximum amount that can be adjusted without unlocking the smartphone. On the other hand I look forward to that the DABs are equipped with the NFC to definitively leave my CB at home.

After verification it is only in the USA. In France the Paypal account appears well in the Google Pay application, my mistake, but we cannot use it to pay. It should happen in France according to the articles on the web but without date announced.

It seems that the Internet barely arrives in certain patelins ! An Alsatian

Exact ^^ We can pay in several times via Paypal in the USA too, the integration is much stronger.

Ah good ? In the USA or in France ? Because I have never been able to link my pp with my Google Pay ^^ (I have never really tried to tell the truth).

Apple Pay, Google Pay, Paylib, Samsung Pay: How to pay with your phone | Sendigital

The CB is techno, like your mobile (rather consumer by the way) now if you want to abolish exchange rates, lances in finance �� My banker does not punctuate me with exchange costs, on the other hand a ruble n ‘ is not a globetrotter Euro��

troll. The Direct Frite Cornet with the Applewatch once, very practical president

Abroad if it is Europe they use the euro eh. And then “local currency” I do not see the interest of the largest is money, apart from being filed by exchange rates. And then we are on a tech site then the monaie in paper and scrap you will return

Lol, who may know that one day it will be offered to us �� but we will have the right to also refuse a priori

checked? And your bank has taken care of. On the other hand you are right. Detect the personality through his payment method is very real. that you have fun to brandish your mobile to pay, because it’s top practical, ok that it serves something, apart from satisfy your ego, well no��

No, it’s reality. The bank of course reimbursed me afterwards, but I still ended up with my blocked cb and my account uncovered. Apparently, you manage to detect people’s personality according to the means of payment they use, it’s interesting. For my part, using technology to accelerate and secure everyday formalities, on the contrary, makes it possible to release more time for social and family relationships. But maybe I lie to myself by not recognizing the social virtues of filling the checkbook heel and double control of identity documents, or of this moment when the cashier rubs for the third time the CB against its wool sweater so that the card is finally read by the machine

What you say is false. I also underwent fraudulence transactions, my bank managed 100%, it is responsible . Following his accounts is now within the reach of a child. that our new generation wants to put everything in its mobile, from floor to ceiling, why not. that this is not in your interest but just mercantile and virtuous for them, that is the real. The sad observation, every day it is unfortunately that people say neither hey nor thank you, put the network in the queue at the supermarket, will no longer buy 95 cts their bread with a smile, and click to have it delivered it . And to have what the time they think they have won? 2h /d on the network, 3:15 to streaming technology is wonderful and must serve the need (medical, assistance, handicap, etc.) not the fainance of today’s consumer

On the other hand Apple Pay only worked once on 3 attempts for me, in a monoprix. I tried in two other traders (including a grocery store) and the payment has been refused. How to know if Apple Pay is compatible with their payment terminal ?

And a little local currency, no better ?

You are very lucky. Personally, I paid one day on a website that stored my payment information and then which had its database hacked. Suddenly in the space of an hour my account was emptied (up to the max ceiling). And I do not mention the PB with the cards at the end of their life (silent card). I do not dwell on the fact that you accumulate small pieces of paper as proof payment, and that you cannot see the transactions on your account that 2/3 days after. Anyway, you do as you want, nobody forces you to pay with your phone, continue with your CB if you like why not. We recognized the 3rd age which paid with their checkbook, in qq year we will recognize them because they will continue to pay in cb ��

At Lidl sometimes you have to sign the paper goes out on its own but it becomes very rare (update of terminals ?))

Ah well I know well ! My first wife was from.

Bouzie is a way of saying in the bouzeux (tenth degree) but yes I live in Besançon. As much here it is pretty well inked as much in the jura it is not yet that

Compared to my post of 2 months ago, I noticed that Paylib, abroad, spent everywhere while Apple Pay is quite often refused. I therefore use in terms of either my iPhone or a note (same bank for both)

The Comtoise is tough ��
I tell them payment by card, because if I tell them “by mobile” they do not know what to do.
Yes Yes Yes. You do everything with your laptop, even poop. Go zou��

40 years of CB all over the world and no worries. and 24/24 blocking if problem, anywhere, and so fraudulent, it is my bank that manages. So if you got to the point that even get your bank card out of you, well it’s perfect for you. It is true that today modern man travels naked, just with his mobile in the line of the buttocks. Good weekend

Yes but I live in Bouzie (frank Comté) in some corners the contactless payment comes only by phone you think ��

Ah good ? I pay very often with my Apple Watch, super practical and apparently it is perfectly integrated.

But, everything is wrong in this comment. No payment limited to 30 € but on the card ceiling, no code to enter but biometric identification, communication of a virtual card number usable only once so much more secure, and the NFC of your card you cannot Disable it instantly, so your info is duplicable at any time.

I had to pay a hundred times, but I have never been signed with paper. In my opinion it is rather the trader who was not confident

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Bin those who wanted it and found it too flesh will take it, I don’t really see where you want to come in fact sorry

If Apple Passe are x at 50% you will see if people will be objective in their choice��

“The people” may not have remained as remained as you seem to think so. There is competition, with different offers and prices for customers who have different expectations and needs, who choose according to. Yes they choose, not everyone has 3 Qi.

A because you think ‘choose’? Let’s go good. The number of people who go to the banks for a demand just because the CB is in metal and offered is huge. Just a good package and hop. The choices are they who dictate them.�� Not understood the principle?

Paypal is Google Pay compatible.

The world has not evolved . My big father only bought cars that could allow him to drive with his hat. And the General de Gaulle had raised his DS to carry his kepi.. When to my neighbors, they go to ‘ike*’ because there is a playground for the little ones and a snack offered at 3 € for their moves

I am not sure I understand, in fact each chosen according to their criteria/desires and that does not call any judgment that’s all

You know very well, however, the undercurrent implants that the illuminati will set up to transform us into cattle and enslave us !

In the same way that the presence of fiber in an apartment is one of the criteria of choice, the assumption of payment by mobile by a bank is also one.

My bank has been compatible Apple Pay since 2016 it seems to me, but it’s only a few months since I really use it on a daily basis. With my uncompromising CB the payments pass twice out of three, while with Apple Pay it goes all the time, so since I adopted the payment without contact via my phone, and it’s much more practical all account do. I do not know what differs between the two but hey via the CB it does not pass all the time.

Difficult not to understand your expression “but of course. And these are the others, not you.”Especially since you respond directly to my post. Where is in your expression, which I have just recalled, the precision that you generalize? I may not have understood what you thought, not being a telepath, but I understood what you wrote.

You did not understand the meaning of the ‘you’ done in your own experience. question around you. All of them say that they are excellent drivers, all will tell you that they do not spend 2h40/day on social networks, all will tell you that they do not watch Netfix more than 3 hours/day, that they do not Deverrouille not their mobile 287 times a day, or that they sleep next to their ontop. They will tell you that these are ‘the others’, not ‘you’ here is the meaning of you.