Blue e-card: where to get a free virtual bank card

Please note, some drawbacks also exist:

Disposable virtual bank card: where to find a free ?

Online trade goes up a gear. Unfortunately, the number of frauds goes in the same direction and you have to be vigilant when you make your purchases on the web. There disposable virtual bank card is a way of reducing the risk of hacking with an ephemeral coordinate system. To put it simply, we generate banking contact details (16 digits as on a CB, with secret date and code) for single use. Once the transaction has been made, your contact details will no longer be reusable.

Below, we will explain to you how to get this virtual e-card at the best price, and what are its advantages. All establishments do not offer such a solution, so you have to choose the good bank upstream to take advantage of this service. If you are a big online buyer, it is a good way to be safe: your contact details, even in case of hacking of the database of an e-commerce site, will not be reusable.

What is a disposable virtual bank card ?

The principle of the disposable virtual bank card (or ephemeral virtual card) is to secure online purchases with ephemeral contact details. With these, you are therefore not at risk of seeing your bank details are used by computer hackers during your purchases: if they are stolen, they will no longer be usable. You reduce the risk that a site starts to charge you every month a subscription that you do not want.

After the transaction you made on the e-commerce site, the codes of the temporary bank card generated are no longer valid. This 16 -digit code with expiration date and verification code is impossible to distinguish conventional bank card data (some sites nevertheless detect this type of card and are likely to block payment). Logically, it will be necessary to recover the contact details from a mobile banking application.

Please note, do not confuse disposable virtual card and virtual card short. These are simple visa and mastercard cards issued in virtual form (via a mobile app) generally in neobancs or online banks. They allow you to take advantage of the advantages of your card (except withdrawals) immediately on your smartphone via Apple Pay, Google Pay, Samsung Pay and online payment.

Unlike their disposable variants, virtual cards remain available until their termination. You can if your establishment allows them to be used as “semi-jetable” virtual cards. That is to say cards that you are likely to terminate at the slightest problem. Nevertheless for ordinary people, it is better to go directly through disposable virtual cards which avoid oversights by forcing you to use bank data only once.

Disposable virtual cards generally have the mention “available” (in English), “disposable” or “ephemeral” in the application. The online reference bank on this point is fortuneo. It offers a very easy -to -use ephemeral bank card. Below, a video overview of its operating mode.

How is a disposable virtual card used ?

Disposable virtual cards are normally found in your bank or neoban application. If you are on iPhone, it is also possible, with certain establishments, to also put these cards on your Wallet Apple Pay. As soon as you need to make a payment, just go to your application, find the card and display the figures for the latter.

Copy all the data before sticking it in the payment fields when validating the order. The card is for single use. In the event of subsequent payment, the site on which you have entered these contact details will therefore no longer take money. You can spend both your smartphone and via a computer.

You have in some banks the possibility of defining the validity duration or the ceiling of the virtual card. This is the case for example at Fortuneo or Société Générale. The British neo-banque revolut, it opted for the simplest system: the codes are automatically renewed with each use. That said, the neobank is not as complete as Fortuneo for example.

From the Revolut mobile application, you can create a “virtual” bank card or a “ephemeral virtual” bank card. The first can be used several times while the second will be automatically self-designed at the end of a single transaction. This feature is however reserved for paid customers Revolut Premium and Metal.

Why use such a card ?

You will quickly understand, the real advantage of a virtual bank card is to be able to pay for your online purchases with increased security. Rather than having to enter the code of your everyday bank card with each purchase, it is better to opt for a disposable virtual card which changes each purchase and therefore limits the risk of hacks and abusive subscriptions.

In case of fraud, the pirate or the malicious site can in no case use the expired codes to take money. In other words, you will never have to oppose your main card again, reserved for store payments and withdrawals – and you will also not have to make your insurance play in case of proven fraud. Often, insurance does not cover you for these frauds, so it is real safety.

In which cases are they advised not ?

Disposable virtual cards have limitations that normal cards have not. This is their main interest, but if you forget them, you may find yourself in delicate situations. For example, avoid using a disposable virtual card in the event of purchase from a merchant who will require your card when recovering the order.

It was once strongly advised not to order your plane or train tickets for this reason – it has however become rare that these traders require the credit card for withdrawals (the order number, or customer reference is generally sufficient). These cards will not work for vehicle rental, or to make reservations / card fingerprints.

You cannot in any case use a disposable virtual card for a recurring subscription like Netflix, Apple One, Spotify, or OneDrive. For the latter, using your standard bank card or a dedicated virtual card has much more sense. Finally disposable virtual cards are not accompanied by a physical card: they are purely virtual.

This means that you will not be able to insert them into a payment terminal – and you will not be able to withdraw money in a ticket distributor with. Contactless purchases are possible, as long as your bank lets you use your disposable card with Apple Pay, Google Pay or Samsung Pay. We must still keep something in mind: apart from neo-banks that are turned to the digital uses of tomorrow, traditional banks are still not very developed on these technologies.

The alternatives

Not all banks offer a disposable virtual bank card, so you have to turn to alternatives to the blue e-card to secure your purchases. Fortunately, banks have muscled their game in recent years. On the one hand, we have the 3D Secure system which has grown largely on a majority of websites.

The latter requires confirm all transactions via single use SMS or validation via a physical terminal. It is a way to have double security, beyond the code of the bank card to ensure the identity of the principal. But beware, if a hacker recovers your contact details, he will find a way to steal money by buying via sites without the 3D Secure. Another method to secure your online purchases is to use an electronic portfolio that buffs between the merchant site and its personal bank account.

In France, there is the Paylib solution (available at Boursorama Banque, Hello Bank!, etc.) which allows you to create your online account, and connect your bank account. Globally, the Paypal solution remains the most popular. We connect his bank account to the latter, and it is the latter who will then pay on e-commerce sites.

It will simply be necessary to enter the PayPal login and password on the site’s payment interface to authorize the transaction. Finally if your bank offers it, Applem Pay, Samsung Pay and Google Pay also deliver a payment method as practical as it is secure, contactless and online. We will tend to advise you if you buy on the internet, and if the site in question accepts this payment solution.

Revolut or n26: how it works ?

Revolut is a neobank accessible exclusively on smartphone (iOS and Android) – it allows you to open a bank account in 8 minutes. It is enough to take a photo of your identity document to order a card and activate your bank account in stride. Once it is done, even before the “physical” card arrives at home, it is already possible to generate virtual bank cards.

If you want a secure solution of blue e-card and your bank does not offer it, the revolut neo-ban. Below, we have done a three-step test to show you the ease with which we can create a virtual bank card on the Revolut application-the procedure is not or less simple on N26:

• The first step is to generate a bank card. You have the choice between a “virtual” bank card or a “physical” card. In our specific case, we therefore opted for the virtual card.
• Once we have selected it, Revolut offers two possibilities: either a virtual bank card without expiration date which can be reused several times, or a disposable virtual bank card. The latter’s codes are for single use: a payment and then it disappears. Revolut explains it well in his FAQ: “Information of the [ephemeral virtual] card automatically change after each payment, adding an in addition to online transactions and thus protecting you from fraud on the Internet”
• We have chosen the virtual bank card. In a few seconds, the card is created – and it is possible to use it immediately for a transaction. At any time, it is possible to delete it if we no longer need it. Revolut offers maximum security, for a minimum risk. All without any additional cost.

However, it should be noted that this Revolut virtual card is only accessible to holders of a Revolut Premium or Revolut Metal account. These two formulas are chargeable, unlike the standard account of the neo-ban. You can learn more about the options available at home in our review on revolut here.

Below, we have put the screenshots to illustrate this procedure. Revolut has simplified the course for the comfort of its customers. Creating and deleting a card is done in a few simple steps, transparently. It will cost you absolutely nothing, you can be quiet. It’s just a good method to secure your purchases on the Internet, thanks to the virtual card.

Online banks on the niche

Very few online banks offer virtual bank cards. Network banks do not hesitate to invoice this service: Société Générale requests 12 € per year for the “Virtual Card” option, while Crédit Mutuel requires a contribution of € 36 per year to benefit from extras like E -Withdrawal. Only Fortuneo offers an ephemeral virtual bank card and it is free.

The only online bank to offer a free and virtual bank card service is fortuneo. The latter allows its customers to create virtual cards for free, and without limit. For each of them, it will be necessary to connect to their personal space, create a virtual card, associate a maximum amount and a validity period. This can be done from personal space on the Fortuneo site or from the mobile application.

Note that Boursorama Banque offers a virtual card, but not disposable. From the pandemic, the online bank creates you when registering a virtual card which allows you to quickly make your first purchases. This is a way of not losing the customer who needs a payment solution to pay for their purchases.

Essential to secure your online purchases

The virtual bank card is not compulsory to secure its online purchases. Disposable virtual cards are simply an alternative and transparent means of better controlling the safety of its online payments. With a disposable virtual card, we have a single -use code automatically renewed. Which avoids oversights and other throbbing that facilitates the work of computer hackers.

You should know that in most cases French banks provide insurance (without deductible) against online fraud. Customers are reimbursed completely within a few days as soon as a fraudulent transaction has been noted and reported. That said, faced with the increase in abuses in recent years, banks are increasingly cautious to reimburse in the event of fraud. It is therefore better to be equipped upstream.

They may require conditions – and refuse refund in some cases. This strategy is more responsible. Most bank frauds are indeed linked to an ignorance of the security of online payments, or to reckless. The latter can, for example, materialize by purchases observed on fraudulent sites.

Suddenly, if we can say that they are not essential, disposable virtual bank cards are still very practical to never find themselves in a delicate situation with a bank that does not want to reimburse your imprudence. Not essential, therefore, but strongly advised.

Blue e-card: where to get a free virtual bank card ?

A blue e-card is a banking service that generates temporary bank card codes to pay on the internet safely. Also called virtual card, the e card blue is available in online banks and traditional French banks. But which bank to choose for his blue e-card ? How the virtual card service works ? Are there free virtual cards ? Here is a detailed article to find out everything about the e card blue with comparabanques.

�� Free virtual bank cards in 2023

Online payment is an automatic practice for many individuals. But how to secure bank transactions carried out with an e-merchant ? The answer is Subscribe to a blue e-card service. Several banks in France have a virtual card service. But Can we find a free virtual card ? What are the traditional banks or online banks offering a nomad card to make all its payments on the Internet ? Comparabanques presents his selection of banks with a blue e-card and those not currently offering this banking service.

Our selection of the best virtual bank card offers

Banks	�� Virtual card price	�� Total price: Current account + e-card
�� Fosfo, Gold Mastercard, World Elite Mastercard Discover	✔️ Free	✔️ Free Income conditions for Gold and World Elite Mastercard cards
�� Standard, Plus, Premium and Metal revolut Discover	✔️ Free	✔️ Free (Standard) No income conditions
�� The whole Visa and Mastercard range Discover	Optional: 12 €/year Free with an infinite visa	From 8.20 €/month (Sobrio)

Updated data August 2023

Free virtual bank cards on online banks

The best online banks offer free bank cards as well as a panel of very diverse financial products (insurance, savings, credit, etc.)).

However, Few online banks offer a blue e-card service in their catalog of tenders. In fact, there are two online banks to offer a service nomadic blue e-card ::

• Fortuneo, who is doing well with his free virtual bank card ;
• Hello Bank which offers a paid virtual card ( 60 €/year !) as part of its Hello Prime offer. Note that the Hello Bank web card is a credit card with complete services (online payment, but also mobile payment, immediate debit/delayed debit).

Make this card	Make this card

The nomad card offer of traditional banks

Traditional banks are a little more likely to offer a blue e-card service in their banking offers. In the majority of cases, the virtual card proposed is attached to a remote bank offer with a bank account + a Visa or MasterCard bank card.

Of all traditional banks, only Banque Postale and Crédit Mutuel offer a free nomadic blue card (under conditions) :

• There E Carte Bleue Banque Postale is a free service for high -end bank cards visa platinum and infinite. While for Visa Classic and first bank cards, the individual must pay € 13/year. Note that the virtual card has delivery insurance on all purchases made on the internet
• There e Crédit Mutuel Bleue Free “Payweb Card” is accessible for all bank card ranges from the bank. 3 Payweb Card formulas are available: Payweb Card Unique, Payweb Card Multiple, Payweb Subscription.

Other traditional banks offer the E Carte Bleue service in their offers, but the virtual card is paid. However, with rare exceptions, the Price of a virtual bank card generally remains accessible . Under condition of paying a low annual subscription, the individual can benefit from peace of mind on all his online payments.

We can thus cite among the cheapest, the E Carte Bleue Société Générale Accessible at 12 €/year. There e CAFE D’EPARGNE BLEU, as well as E Carte Bleue Banque Populaire, are both at an identical price of € 12.50 of annual subscription. Only the E Carte Bleue de la BNP Paribas holds the top of the pavement with an annual subscription of € 52/year. A high price that is generally found for a classic bank card contribution. However, it is not possible to choose between credit or debit card, virtual cards are generally immediate debit cards.

⚙️ A nomadic blue e-card: how it works ?

At a time when purchases on the Internet are taking precedence over physical shopping in stores, a e Carte Bleue To all its usefulness and legitimacy. A virtual card is simply the intangible version of its physical bank card, of which it takes up the same characteristics: payment ceilings, type of debit or insurance. However, the E Carte Bleue has a temporary bank card number. Thus, the individual can make all his payments online safely without having to communicate the number of his main bank card.

But how a virtual card works ?

Payment with e Carte Bleue (or e-card payment) works in the same way as for a conventional blue card. Except that the user will use software provided by his bank to Create temporary bank card codes. So during any online purchase, the Blue card service Allows you to generate:

• a disposable bank card number (16 digits);
• A unique safety cryptogram

1. a disposable bank card number (16 digits);
2. A unique safety cryptogram (virtual card codes are no longer valid once the expiration date has exceeded. Thus, even in case of hacking of its virtual credit card, the user’s bank account is preserved.

�� How to create a virtual bank card at no cost ?

For join the Bleue Carte Service And Create your virtual bank card, Just contact the customer service of its current bank directly. Or Compare the best e free blue cards Available on the market. On this point, you should also know that the service E Carte Bleue is not created strictly said by the bank. These are the interbank networks, visa, mastercard or American Express, which offer the virtual card service to French banks. The latter market it at a price fixed freely.

There Fortuneo free virtual card is, for example, a good alternative to pay your purchases safely. Free, it is also available on the three free bank card offers from online banking. The interested customer must just activate the “Internet protection” option present in their online space. Subsequently, the use of Blue card service is carried out from the Fortuneo customer area.

That being said, the steps to create a virtual bank card are almost similar to all banks:

• adhere to Blue card service Online (activation of the option on the customer area), by phone or directly in a bank branch. The bank sends a identifier and a password within a few days to activate the Bleue Carte service;
• The virtual card holder must then download special software, or access an online customer area that is also called “nomadic access”.

�� Blue e-card service: user manual

Let’s see in detail how to use his e Nomadic credit card to pay an online purchase ::

1. Install the blue e-card software provided by its bank or access its nomad access (online customer area). Note that the Bleue Carte service is accessible all over the world and 24 hours a day, 7 days a week;
2. Validate the request (depending on the banks, double authentication is necessary 3D Secure);
3. Generate it Single use bank card numbers ;
4. Copy these numbers to the merchant’s website and validate online payment;
5. The amount of the transaction is directly levied from the bank account of the holder of the e Carte Bleue.

✅ | ❌ virtual credit card, advantages and disadvantages

The use of The blue e-card option of his bank presents multiple assets for the individual:

• there Safety of banking transactions is obviously the main argument to highlight to encourage the use of a virtual bank card. Using temporary credit card codes, real numbers of his bank card are protected from any risk of fraud. And even if hackers steal the codes of the blue card, they will not be able to rebate them
• An e Carte Bleue is a Extension of the Visa or Mastercard card attached to the bank account. The particular has the same payment ceilings and the same guarantees as those of the main credit card;
• there virtual card is available on all Visa or Mastercard interbank networks;
• the virtual card allows you to pay the majority of online purchases in France and abroad.

Please note, some drawbacks also exist:

• there e Carte Bleue does not work for certain types of purchase where the presentation of a bank card is necessary: ​​train or plane ticket, booking of show tickets or hotel reservation;
• Payment in several times is not possible with a Nomad bank card ;
• It is also not possible to use the virtual card for direct debit payments. The codes of the e card blue having a limited lifespan. The individual cannot therefore pay his electricity, telephony subscription or any other recurring payment.

��️ Virtual card: a single -use bank card to pay on the internet

Let’s see a few scenarios that may arise using an E Carte Bleue to pay for your online purchases.

Payment problems on his virtual credit card, what to do ?

It may happen for x reasons that online payment with a virtual card does not work.

Case 1: The amount of the transaction exceeds the balance of the bank account. A simple glance on its customer area makes it possible to determine whether its account is creditor or debtor; Case 2: The amount of the transaction exceeds the payment ceilings of his bank card. Just change this constraint via your online customer area or by sending your request to your banking advisor;

Case 3: There is an opposition on the main bank card. In the event that his first blue card is already the subject of an opposition following a flight, loss or fraudulent use, the bank account is blocked. There e Carte Bleue cannot work;

• Case 4: The e-commerce site does not accept the virtual bank card. This situation is however extremely rare;
• Figure 5: It can be a technical problem linked to maintenance of the E Carte Bleue from his bank.

Is it possible to reimburse a purchase with a virtual bank card ?

There he credit card is a virtual extension of the main bank card. Which implies as a reminder, that it has the same conditions of guarantees and insurance. The individual can therefore request a refund of his order, in the event of the delay in delivery or defective goods.

�� Blue e-card fraud: is there a risk on its online payments ?

The virtual card is an online payment system created precisely to limit the risks of bank fraud. Thanks to Temporary credit card codes, The risks of being hacking his bank account are almost nuns. There are some precautions for use to take:

• simply renew the codes of his virtual bank card each use;
• each e card blue is associated with a validity period. It is advisable to define it over a very short period depending on the purchase;
• banks with the Blue card service Very often offer double authentication (3D Secure type). The individual receives an SMS containing a code to insert to create the creation of a new virtual card code.

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Virtual bank card: how it works ? How to get it for free ?

The virtual bank card, or blue e-card is A dematerialized bank card and only accessible on your customer interface or the app of your bank. A virtual bank card is An ideal solution to avoid any risk of fraud during your internet purchases.

We will approach in this article how to obtain this type virtual service and bank card, the use that can be made of it, as well as the potential costs and the advantages of obtaining a free virtual bank card.

�� What is a virtual bank card ?

Virtual card: a dematerialized and ecological bank card

The fact that the virtual card is dematerialized helps reduce your carbon footprint and thus have a lasting and ecological approach By saving the creation of additional bank card. Therefore, the virtual card is only a Online bank card.

The virtual bank card to deal with the risk of fraud

Payments established on the Internet do not only represent advantages: indeed, there is A risk of fraud that can represent a risk for the security of your bank account. By paying online, it is possible to be robbed of your card numbers and subsequently have fraudulent payments.

Know that it is possible tohe challenge and refund in the event of payment not authorized by bank card to your bank. To know what to do and how to contest a fraudulent payment, we invite you to consult our complete guide on Unknown bank card payments.

Optimal security for internet purchases with a virtual bank card

Faced with this substantial risk, some online and neobank banks have set up a service in their establishments that makes it possible to overcome this type of fraud. This service corresponds to the provision ofA free virtual bank card with a single -use card number.

The method is simple: for each online purchase, an ephemeral bank card number is generated on your virtual card: this is different for each purchase made online. Thus, in the event of fraud, the thief will not be able to trace your bank details and carry out fraudulent transactions.

However, not all banks offer this service, but using a virtual bank card Allows you to block the latter in a few clicks in case of fraud without impacting your physical bank card.

With a virtual bank card, you can perform your online purchases safely thanks to this virtual payment method.

�� How the virtual bank card works ?

A virtual bank card allows purchases on the web but also on mobile contactless payments

The use of a virtual bank card concerns exclusively online purchases or contactless purchases with mobile payments of the Applepay or Googlepay type type. In this, it makes it possible to establish payments with all types of online traders but also with mobile payment terminals who accept contactless payment.

Its use is therefore exclusively for online or contactless purchases. With a virtual bank card, It is not possible to withdraw from the species Or pay in store with your confidential code.

If it is a regular need and you are not used to making online payments then the use of a virtual bank card may not be essential.

Note that the virtual card is not always free or included in your banks formula. Indeed, some banks impact costs when creating a virtual bank card. It is therefore to be taken into account when choosing a bank or neobank.

The virtual bank card is not suitable for certain purchases or payments

There are a few cases to take into account in the use of the virtual bank card. In reality, e-card is not appropriate for certain types of purchases. For example, when booking in a hotel, you may be asked of Present the payment card used when booking.

In this case, we recommend you to favor a payment with a physical bank card Because if the virtual card has a single -use number, you will not be able to justify your payment.

�� How to use a virtual bank card ?

Virtual bank card: 100% virtual service thanks to your bank’s application or customer interface

In order to make good use of your virtual bank card, the bank offering this means of payment can offer you the use of an application dedicated to online transactions. Within the app, you will have to enter your contact details necessary for the transaction and specify the expiration date of the number which will be assigned for each of the payments made.

Make your purchases on the Internet at all times with a virtual bank card

This means of payment allows you to establish your purchases at any time as a conventional bank card and at any brand or merchant online.

The same ceiling as a conventional bank card with a virtual card

It is important to emphasize that the virtual bank card has the same ceiling amount as the physical banking card. Besides, The ceiling is also configurable For most cases via your customer interface or the app of your bank. In some cases, the ceiling of the virtual bank card is dissociated from that of your conventional card and thus makes it possible to increase your capacity of payments.

�� How to get a free virtual bank card ?

The virtual bank card is not available from all banks. It is therefore necessary to contact the various establishments which offer this means of payment, but also inquire about any costs and the advantages that this service represents according to each bank.

In some banks, the virtual card is billed at a few tens of euros per year. However, it is possible to obtain a free virtual bank card with certain online or neo-banks banks.

We have selected for you The 6 best online banks offering a free virtual bank card.

�� Fortuneo: a free account with a free virtual bank card with temporary numbers

Among the online banks, Fortuneo is the only one that offers A free virtual card ideal for your online purchases Because it gives you the opportunity to obtain temporary card or single -use numbers.

Fortuneo offers these customers for free An option called “Internet Protection” to its current account without account holding costs. Added to this is, A free classic mastercard card also and € 80 offered when opening your bank account.

⚡️ Hello Bank! : a free virtual bank card with the Hello Prime offer

Online bank Hello Bank! offer a free virtual payment card included With its Hello Prime offer.

This virtual bank card allows:

• Immediate blockage & unlocking
• Possibility to choose an immediate or delayed flow for your virtual card
• Visualization of payments in real time by the virtual card
• modular ceilings up to € 1,200 over 30 days
• activation or deactivation of online or store payment
• Online payments but also in store with Apple Pay and Paylib and at no cost around the world
• �� 80 € offered when opening a Hello Prime account

Note that the Hello Bank virtual bank card! is also without commitment.

✔️ Revolut: free virtual bank cards and without additional costs

Our 3rd solution lies on the Revolut neoban which offers A unaccompanied current account and a visa card accompanied by free virtual bank cards. Note that the Revolut virtual card does not have temporary or single -use numbers. However, in case of fraud, it is possible to block your virtual bank card without impacting your physical payment card.

In addition, beyond your revolut virtual bank card, you will be able to travel without bank charges on your payments and withdrawals all over the world, have a multidism account as well as invest in cryptocurrencies.

Revolut, with its offer of free virtual bank cards, is therefore an ideal solution to manage your purchases on the web all over the world as well as your subscriptions.

✔️ WISE: A free and multi-two free virtual bank card

Wise, is a multi-two account that allows you to obtain a completely free virtual bank card. This virtual card Allows you to pay in foreign currencies at no cost and thus reduce your bank charges on payments outside the euro zone.

You can create your Wise multi-you account in a few minutes and then get Your free virtual bank card By following this link below.

✔️ PCS Virtual Card: a prepaid virtual card dedicated to online purchase

Online shopping followers ? This virtual PCS payment card is made for you. Originally well known for its rechargeable prepaid cards, PCS also offers a virtual bank card to facilitate online expenses of its customers.

With its infallible security system, this virtual payment card allows you to make your purchases on the Internet freely and without having to worry about the risk of fraud or hacks.

For only 4 € 90, you can get this virtual bank card with:

• A virtual payment card that allows you to buy online with 0 risk of fraud
• A ceiling available which can go up to € 10,000 for this virtual card

What allow you to spend online in peace with this PCS virtual bank card.

✔️ Finom: the account for companies with free virtual bank cards

If you are a professional, it is also possible to obtain a free virtual card With the online pro account, Finom.

Finom’s professional account is without commitment, with a first free formula and improves customer experience and the management of your cash flow by having:

• A French RIB
• Free Mastercard virtual bank cards
• Cashback up to 3% on your professional purchases
• SEPA transfers at no cost
• Free withdrawals up to 2,000 euros per month
• An intelligent dashboard to follow your professional activity
• Billing and accounting software included