Cashback Société Générale Opinion: To read before using it!, The SG cashback
Cashback SG
Interesting when increasing the reduction percentages by brands.
Otherwise, it is better to use the coupons for businesses most of the time (due to the impossibility of the cumulative).
Otherwise, it is imperative to follow reimbursements because of frequent dysfunctions in these steps.
Cashback Société Générale Opinion: What to know !
You want to have a Société Générale cashback opinion Before you register for the program ? Good news, you are in the right place ! Société Générale’s cashback program allows you to benefit from a partial reimbursement ranging from 0.5 to 20%. Currently, the cashback is valid in more than 800 e-commerce and 25 physical brands everywhere in France.
The cashback rate varies according to the brand where you are going to shop with your bank card. Open to everyone, this program is free and without commitment. To help you make an opinion, we have studied this offer in order to learn more about the cashback rate, the partner network and its operation.
We start with a summary table of points to know to make an opinion on the Cashback Société Générale:
Cashback Société Générale Opinion:
The points to know
✔️ 1,500 physical points of sale
✔️ Large brands / eCommerce sites
✔️ Diversity of nseignes
✔️ Cashback average rate: 7%
✔️ Retable from 20 € accumulated
– Limited partner signs
Société Générale cashback review: in summary !
Our opinion on the Société Générale cashback is positive. You can benefit from an attractive cashback rate of up to 20% and the average rate is efficient. Free and without obligation, this program is open to everyone. Physical stores and online sales sites are very varied. The heir to the Grande Avenue program has many advantages.
Our opinion Société Générale Cashback in summary:
- A large number of partner brands
- Diversity of brands
- Cashback rate up to 20% (7% on average)
- Simple program operation
- Immediate discounts on E-Cartes Gifts ✔️
Société Générale Cashback opinion: Detailed analysis !
After a summary of the opinion on the Société Générale cashback, here is our detailed analysis on the program : our opinion on the brands of the partner network, the cashback rate, registration and finally the procedure to obtain a partial reimbursement of your purchases. And we start immediately with all the points to know before joining the Cashback program of Société Générale:
Cashback Société Générale Opinion:
detailed points
Société Générale Cashback opinion: Partner brands
Our opinion on the Société Générale cashback and its partner network is positive. The number of physical and online brands is interesting (more than 800) and the sectors are very varied (furnishings, beauty, everyday life, etc.)). The cashback is compatible in stores, on online sales sites and via the applications of partner merchants.
Société Générale’s current cashback program is the heir to the Grande avenue program set up in 2014. Previously only online purchases were compatible with cashback, but today the program has been extended to purchases in 1500 physical points of sale.
To meet the needs of its customers, the bank got closer to various brands ::
- Transport and trips (Airbnb, Cap’vacances, flight grant, etc.))
- Beauty (Lancôme, Sephora, Beauty Success etc.))
- Clothes and accessories (H&M, Pimkie, Undiz, etc.))
- Food and everyday life (Carrefour, Monoprix, Marks & Spencer, etc.))
- Furniture and decoration (Ikea, Maisons du Monde, La Redoute, etc.))
Whenever you make a purchase in one of Société Générale’s partner brands, you accumulate euros and you can amortize certain bank charges.
This collaboration between banks and shops is a winner-win. Cashback allows the bank to encourage its customers to use their bank card as a means of payment and brands benefit from a boost to attract new customers.
Now that you know our opinion on the Société Générale cashback and its partner network, we will approach the issue of the reimbursement rate.
Société Générale Cashback opinion: the reimbursement rate
Our opinion on the Société Générale cashback concerning the reimbursement rate is positive. This is one of the best cashback rates on the banking market (up to 20%). The average cashback rate is efficient as much on online sites and applications as in the physical stores of the partner network.
As soon as you make a purchase in a partner shop with your Société Générale Bank Card (online or in store), you get a partial refund of your purchases. The average cashback rate is 7%, but it varies from one brand to another: you will not be able to enjoy the same advantage everywhere.
For example, you can benefit up to 13% cashback on your purchases made with your bank card on the online sales site for Zaful clothing and 3% in Celio stores. According to Société Générale, its cashback program allows its customers to obtain an average of € 100 per year, because the cashback rate can reach 20% in certain stores.
As we have seen, Our opinion on the Société Générale cashback and its reimbursement rate is positive, But what about the operation ?
Société Générale Cashback opinion: operation
Our opinion on the Société Générale cashback on its operation is positive. Registration is both simple and quick. The choice of a brand of the partner network is varied. Make your shopping in stores as on compatible online sales sites is child’s play and the procedure for cashback is very efficient and fast.
Operation of cashback
Societe Generale
To benefit from the Société Générale cashback you are obliged to register for the program directly online and validate your email address using an activation code to finalize your membership.
This free and non -binding program is open to all holders of a Société Générale Bank Card (VPay, Visa Classic, Gold Mastercard, Visa Premier, etc.)). Customers of the Kapsul formula launched in January 2020 by Société Générale are also eligible for this offer, as are the customers of the Sobrio formula.
Then you must choose the partner brand where you are going to make your purchase. The physical sites and stores of the partner network are listed on the Société Générale cashback program and the associate cashback rate is indicated. Just make a purchase with your Société Générale bank card in one of the 1,500 partner points of sale or on one of the 800 online sales sites of the Bank’s partner network.
Once the payment is made, the cashback is donated to a dedicated kitty and you are alerted by e-mail of the amount recovered. The amount of your update updated kitty is accessible from your online customer area.
As soon as you have accumulated € 20, you can transfer your kitty to your current account. The cumulative cashback each year will allow you to amortize certain bank charges such as the cost of your payment card and your account holding costs for example.
In case you make an online purchase, You must go through the site of the Société Générale program to then be redirected to the merchant site of the partner network. For better efficiency, we advise you to close the programs open simultaneously and keep only your browser open to the Cashback Société Générale and that of the merchant.
When you make a purchase in a physical store like Calio for example, remember to check that cashback’s offer is valid that day. If this is the case, as soon as payment with your Société Générale bank card is validated then 3% of the total amount spent in the Celio store will be donated on your cashback kitty.
Same principle if you make a purchase on a compatible online sales application. As soon as you have recovered minimum € 20 in your kitty, a transfer can be made on your current account.
In addition, Société Générale’s cashback program can also operate in the form of a reimbursement in euros in certain brands. For example, if you make a purchase on the Weight Watcher site, your prize pool will be credited with € 4 whatever the amount spent.
Thanks to the Société Générale cashback program, You can also take advantage of immediate discounts on gifts gifts from certain brands of the partner network Like Zalando or Multi together Made in France. To take advantage of it, just go to the cashback section of Société Générale to find out the brands compatible with this offer, make your choice and connect you.
Afterwards, you choose the amount and a return to % will be applied. In addition, some brands offer promotional codes that make it possible to obtain an immediate reduction and this offer can be combined with the cashback via the Société Générale program.
Fast and easy operation of the program allows us to make a positive opinion on the Cashback Société Générale.
Cashback Société Générale Opinion: In conclusion
Our opinion on the Société Générale cashback is positive. The program deserves your attention for several reasons. There are many partner brands and all sectors are represented (fashion, beauty, travel, etc.)). The cashback rate is one of the largest on the market today and the program operation is simple.
At the start, the Cashback program of Société Générale avenue was reserved for holders of the Jazz bank card and only concerned online purchases. Today, The offer has been extended to all of the bank customers and to more than 1000 physical points of sale in France. Very appreciated by customers, the program now has around 300,000 registered.
If we compare Société Générale’s cashback to other banks’ programs, Société Générale rose among the best thanks to its reimbursement rate of up to 20% and its offer open to all customers. Indeed, other programs are not compatible with all bank cards such as the one offered by American Express which only concerns the Platinum card or the Orange Bank cashback compatible only with the premium card.
Regarding the number of brands, that proposed by Société Générale is satisfactory given the average rate of cashback by 7%, but other programs are valid in all businesses such as that of N26, Revolut or Bank Casino.
The only disadvantages we have observed: the absence of bonuses for new program members and a limited number of brands compared to other programs (5000 for the cashback program of the Neobanque Max for example).
Société Générale’s program is evolving in a universe already reached maturity, Occupied by well -established pure players (IGRAAL, POULPEO, EBUYCLUB) and certain specialized banks and cards. With its cashback and entry -level account formulas, Société Générale wishes to compete with neobanks by offering its customers innovative services.
Our opinion on the Société Générale cashback is positive because it is competitive and its progression curve is constant.
A suggestion or the desire to give your opinion on the Cashback Société Générale ? Put us a little comment, we will be happy to answer you or bounce back on your remarks !
4 comments on “Cashback Société Générale Opinion: What to know ! »
Interesting when increasing the reduction percentages by brands.
Otherwise, it is better to use the coupons for businesses most of the time (due to the impossibility of the cumulative).
Otherwise, it is imperative to follow reimbursements because of frequent dysfunctions in these steps.
Very explicit article
THANKS
On the other hand, not to find anything on the complete list of participating stores
I use my card for my online or store purchases I have not seen any cashback gain to date I would prefer the simpler jazz points
Christel SCHENCK September 29, 2021 Reply
Good evening,
Thank you very much for this investigation and the detail provided.
It helped me in my decision
Again thank you for existing
Sincerely
Christel
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