Boursorama’s Welcome card: the bank account without income condition, stock market offer from Boursorama: Presentation and comparison
What is the free market of Boursorama’s free card
Welcome
0 €/month
Boursorama Welcome card: the bank account without income condition
The Visa Welcome Boursorama offer is what ? It is the free card without income taxation of Boursorama Banque. Entry -level offer, the Visa Welcome Boursorama card allows you to discover the online bank for free and to significantly reduce its bank costs. What differences between the Ultim card and the Boursorama Welcome card ? Overview of the Welcome Boursorama card offer !
Without income conditions
Without banking domiciliation
First deposit: 50 €
�� Visa Welcome Boursorama card: the free stock market offer
With its offer Free Welcome visa without income conditions, Boursorama Banque presents itself as one of the cheapest online banks of the market. An attractive offer, especially for its fees abroad, that will suit all budgets.
The Welcome card
0 €/month
Without condition and without obligation
A free card to discover the online bank
✔️ Visa card with systematic authorization
✔️ First deposit: 50 €
✔️ Ceiling of withdrawals: € 400 over 7 days
✔️ Payment ceiling: € 5,000 over 30 days
✔️ Authorized discovered: € 2,500/month (After 3 months of seniority))
✔️ Visa Classic Travel Insurance
✔️ Payments and withdrawals of Euro Zone: Free
✔️ Payments excluding euro zone: free
✔️ withdrawals excluding euro zone: 1 free withdrawal per month · 1.69% beyond
✔️ Mobile payment: Google Pay + Apple Pay
- The most of the Visa Welcome offer from Boursorama
- Accessible without income condition : the Welcome offer is aimed at everyone and especially people with limited income.
- Systematic and real -time balance card : it will suit people wishing to control their budget.
- 100% free payments abroad : the most travelers find their account.
- Classic Visa Insurance : ideal for being covered abroad.
What is the price of the Welcome Boursorama card ?
There Welcome card as is the Ultim Boursorama Ultim card is free and without income conditions. A boon for student profiles, entrepreneur or traveler having no fixed income. Only compulsory deposit and ceilings vary from one offer to the other. The Welcome card being intended for a less easy audience than that of the Ultim card being a premium card.
Boursorama Welcome: costs details
There Welcome card is Immediate flow and systematic authorization. For each banking transaction, the account balance is questioned. In the event of an insufficient balance, the transaction can be refused. A real plus for people who wish to control their budget to the nearest euro.
Conversely, the Visa Welcome is not accepted for all types of transactions and all countries.
Welcome card ceilings
THE Visa Welcome ceilings are quite reduced. The holder can however request an increase in the ceilings of his Welcome visa card to online bank. This issues different payment and withdrawal levels according to credit movements on the bank account, or outstanding savings products. THE Payment ceilings can reach up to € 5,000/month and withdrawal up to € 400/7 days.
Welcome card insurance
There Visa Welcome Boursorama card has travel insurance similar to a classic visa. As a result, the offered coverage is minimal (death and disability). As for Visa Welcome assistance, it protects the card holder and its beneficiaries in the event of illness or hospitalization with transport/repatriation guarantees, coverage of hospitalization and assistance costs (childcare, costs accommodation, etc.)).
THE Discovered bank by default is 0 € with the Welcome Boursorama card, It can be changed up to € 100 if you have € 1,000 in outstanding. You can modify this ceiling afterwards within the limit of € 1,000 maximum With Welcome Boursorama.
Overview costs are 8% for an authorized overdraft and 16% for an unauthorized overdraft. Boursorama also levies € 8 of intervention commission within the limit of € 80 per year.
�� My Free Boursorama card
�� The conditions of access to the Boursorama Welcome account
To open a Welcome Boursorama account, the conditions of access are quite flexible. Any major major and tax resident in France can Open a Welcome Boursorama bank account.
- No minimum income
- No obligation to domicile your income
- First payment: 50 €
- Free card condition: 1 Use per month
There Free Welcome visa in particular is attached to Conditions of use. The account holder must indeed pay a transaction per month in order to benefit from 0 € of subscription on its visa WELCOME card. A condition after minimal and not very restrictive, especially if you make your Visa Welcome card like its main CB.
�� Opinion on the Welcome Boursorama offer: advantages and disadvantages
The Welcome Boursorama offer is one of the most competitive offers on the market with the Fosfo of Fortuneo offer. Let’s make a quick point of Reviews on Boursorama Welcome.
- Bank account without income conditions
- Free Welcome visa card
- Ergonomic and intuitive mobile application
- Overdraft
- Free payments in France and abroad
- Access to stock market financial products (savings, credits, insurance, etc.))
- Boursorama customer service available by phone, online customer area, app, e-mail
- Only 1 free withdrawal per month abroad, then 1.69% commission
- Visa Welcome card with systematic authorization;
- Free bank card under use condition (1 transaction/ month, failing that € 5/ month)
- No species deposit
- Limited ceilings of the Visa Welcome Boursorama
⚖️ Boursorama Welcome or Ultim: which free card to choose ?
Bank account without income conditions, free bank card, reduced foreign costs are all assets of the Welcome card and Ultim card. You hesitate between one and the other ? Discover the Differences between the Welcome and Ultim card.
Make this card
0 €/month
Welcome or Ultim card : what Free Boursorama Card Choose ? The Ultim card is distinguished from the Welcome card in that it allows access to more premium services : we find with theBoursorama Ultim offer higher withdrawal and payments as well as a Visa Premier insurance cover. Also, the Welcome card will be suitable for younger and less spending profiles, while the Ultim card is indicated for traveler profiles, people with more comfortable income or those wishing to have a Premium offer at low prices and be better covered abroad. One will recommend both to Profiles looking for an extra card : no obligation to domiciliation of income, flexible access conditions and mild conditions of use.
�� My Free Boursorama card
�� FAQ: Offer and card Welcome Boursorama Banque
�� How to benefit from the Welcome Boursorama Welcome offer ?
L’Boursorama welcome offer of € 80 is available for any Welcome or Ultim account opening; Unavailable for the metal card. To benefit from it, it is imperative to fulfill certain eligibility conditions: to be a new BNAQUERA BOURSORAMA customer, to be major and capable, to be a tax resident in France.
�� What is the amount of the 1st payment at Welcome Boursorama ?
The minimum amount of outstanding the opening of the Welcome Boursorama account must be minimum of € 50. It will be € 300 with an Ultim Boursorama card.
✅ How to open a Welcome Boursorama account ?
The procedure ofBoursorama Welcome account opening is 100% online. The future customer must follow a series of key steps:
- Go to the online subscription form or download the Boursorama app;
- Choose the type of bank account, individual or joint account;
- Fill in personal civil status information;
- Validate the subscription via the received SMS;
- Sign the contract electronically;
- Send the necessary supporting documents (identity card, proof of address) via a scan on his mobile phone;
- Study of the opening request within 5 days by the Boursorama Banque services;
- Make a 1st payment on the Welcome account.
What is the free market of Boursorama’s free card ?
Accessible to everyone and free, the Welcome banking offer from Boursorama Banque has something to seduce people looking for a free card. But what is what is hidden behind this banking offer at 0 € ? What is the Welcome Boursorama card entitled ? Ceilings, fees abroad, open authorized. Overview of the Visa Welcome offer from Boursorama.
Welcome
0 €/month
International visa card with systematic authorization
Google Play: ⭐ 4.8/5
Apple Store: ⭐ 4.8/5
✔️ A free card without income conditions
✔️ Visa Classic insurance abroad
✔️ Free payments abroad
❌ An overdraft authorized after 3 months of seniority only
❌ Only 1 free currency withdrawal per month
❌ Person in banking not accepted
Updated data in September 2023
�� Welcome Boursorama card: free offer presentation
With l’Welcome offer, Boursorama Banque offers a free offer and open to all, allowing to benefit from the advantages of a online bank And to take advantage of low bank charges, in France and abroad.
There Boursorama Welcome card has assistance and insurance guarantees of a Visa Classic card allowing a refund up to € 46,000. Furthermore, the Welcome card is at systematic authorization, which means that the transaction will be automatically refused if the account is not sufficiently supplied.
Please note that the recourse to the authorized bank overdraft with the Welcome card causes agios billing in the amount of 7 % per year (16 % in the event of an unauthorized banking overdraft).
We have gathered everything there is to know about the Boursorama Welcome card in the table below:
The Boursorama Welcome card
Welcome
0 €/month
✔️ No income condition
Quick online subscription
�� Welcome offer ::
�� Card type ::
International visa card with systematic authorization
�� Speed ::
✔️ Immediate debit | ❌ Delayed
☂️ Insurance cover ::
✔️ Visa Classic insurance
⏳ Discovered authorized after 3 months ::
✔️
Subject to acceptance by the bank
��️ Withdrawal ceilings ::
�� Payment ceilings ::
Up to € 5,000/30 days
�� Withdrawal from euro zone ::
✔️ Free and unlimited
�� Withdrawal outside the euro zone ::
1 free withdrawal per month
1.69% beyond
✈️ Payments abroad ::
✔️ Free and unlimited
�� Mobile payment ::
✔️ Google Pay
✔️ Apple Pay
Updated data in September 2023
�� Open a Welcome Boursorama account: what conditions ?
Open to all, Boursorama Banque aims to be a Accessible bank, And its entry -level offer is no exception: without income conditions, the offer Welcome bank card is also free, under the condition of use per month. Good news for people paying attention to their budget !
Welcome
0 €/month
✔️ No income condition
�� 1st deposit:
from 300 €
Updated data September 2023
�� What is Boursorama’s Welcome offer is worth: Notice and comparison
Our opinion on the Welcome Boursorama card
There Boursorama Welcome card is one of Best online banking offers current. Free, without income condition, at no cost even abroad, it constitutes a Bank card choice for students and young workers who wish to keep their hands on their budget.
Only downside, Relatively low withdrawal and payments as well as the rather restrictive authorized overdraft. Finally, the higher card range offered by Boursorama, the Ultim card, increasingly accessible, is in direct competition with the Welcome card and quickly becomes more advantageous for the biggest income.
Boursorama is not the only French online bank to offer a bank account without income condition. How to sound Welcome offer Is it in relation to its competitors ?
| �� Price and conditions | �� Benefits |
|---|---|
| Welcome card |
✔️ No income condition
- A free offer and without income conditions
- Reduced foreign costs
- Classic Visa Insurance
- Overdraft
- Sponsorship program + generous welcome offer
- Efficient mobile application
✔️ No income condition
✔️ Accessible card without income condition
✔️ Payments and withdrawals at no cost abroad
✔️ Unlimited and free ephemeral virtual cards
✔️ Mobile payment via Apple Pay, Google Pay, Samsung Pay
✔️ Access to MasterCard insurance and assistance
✔️ Promotional offers (welcome bonus, sponsorship)
✔️ No income condition
✔️ Free bank card without income conditions
✔️ Telephone customer service
✔️ Fresh removal all over the world in the BNP network
✔️ Check delivery service
Learn more
✔️ No income condition
✔️ Free card
✔️ Discovered authorized
✔️ Insurance of payment means included
✔️ Innovative and efficient mobile application
✔️ Virtual advisor available 24 hours a day, 7 days a week
✔️ no intervention commission
Updated data September 2023
Welcome from Boursorama Banque: the most interesting and accessible offer on the market It gives access to the Current Count Count and Visa Bank Card for free, without any income condition !
Systematic authorization card, limited ceilings and low bank costs: we will advise the Welcome card students and people wishing to keep their hands on their budget or wishing to test an online bank at low prices. If you want more flexibility and premium services, we advise you to look at the other cards offered by Boursorama Banque.
�� How to open a Boursorama Bank Welcome account ?
The opening of Boursorama Welcome account is very simple: everything is done online or on your smartphone in a few minutes.
| Steps | Details |
|---|---|
| 1. Complete the subscription form | Access the Online form and inform the requested information. |
| 2. Electronically sign your Boursoram account agreement | Validate your BOURTHORAMA BANK By signing your electronically contract. |
| 3. Provide supporting documents | Zero paperwork: only 3 supporting documents will be able to ask you |
| 4. Pay your first deposit to activate your Boursorama account | Once your account opening request has been validated by the Boursorama teams, pour the 300 € deposit for Activate your new Boursorama Banque account |
| �� Learn more | Open a Boursorama Banque account |
Updated data September 2023
THE vouchers To be gathered can be scanned or photographed using your phone and added to your Boursorama Bank account file.
| Vouchers | Details |
|---|---|
| An identity document | Passport, identity card, residence permit |
| A second identity document | Passport, identity card, residence permit, tax notice, driving license, birth extract, family booklet |
| Proof of address | Water, gas, electricity, tax notice or crous of less than 3 months |
| A rib | The RIB must be in your name and detained in another banking establishment located in a country of the European Economic Area, Switzerland, the United Kingdom or the overseas departments |
Updated data September 2023
All about the Welcome Boursorama card
What are the advantages of the Welcome Boursorama offer ?
The advantages of Boursorama Welcome card are the following :
- A completely free visa card
- An offer Without income condition (ideal for all budgets)
- No costs on payments abroad
- An assistance and insurance service included in the offer
- Access to an overdraft authorized after 3 months (under acceptance of the bank)
- 100 € offered
What differences between the Welcome Boursorama card and the Ultim card ?
There Boursorama Welcome card is the entry offer in the online bank range. The Ultim card is the intermediate range. The two offers are similar in terms of price and income condition. It is at the level of the ceilings that they differentiate themselves. Indeed, the card Welcome Boursorama Suitable for small budgets which do not want to spend much and which do not need a very high ceiling. The Ultim Elle offer is aimed at a little more expense clientele that needs higher ceilings !
Card review: Boursorama Welcome
Boursorama’s Welcome blue card is the most accessible French online bank payment card. Is this a discount card ?
➡️ Advantages, disadvantages, we tell you everything you need to know about the entry -level market of Boursorama.
- An without conditions bank card
- An adaptable authorized overdraft ..
- Payments at unlimited unlimited foreign
- Accessible to banking prohibitions
- (Correct) insurance of a classic visa
- The effective and practical mobile application
- A generous welcome offer
- No delayed flow
- … but accessible after 3 months of seniority
- Limited to 1 free removal in currencies per month
The conditions for obtaining the Welcome card
✅ The Welcome bank card by Boursorama is without any condition. The only constraint could be the initial deposit for the opening of the account of € 50. But it remains much more accessible than the € 300 requested by the Ultim card.
❎ However, The Welcome card does not exist in delayed flow. You will have to look at the side of the other online banks or the Ultim card if this option interests you.
➡️ In short, the Boursorama Visa Ultim bank card is currently The entry -level market of Boursorama by being the most accessible, even to banking prohibitions. Indeed, the credit card is at systematic authorization, which also prevents any exceeding.
Up to € 100 offered when opening a Boursorama account
Our opinion on the costs of the Welcome card
✅ The main advantage of Visa Welcome has been free and without conditions. But is this really the case and there are hidden costs ? Let’s see that ! ��
Boursorama account prices
| Account holding fees | Free |
| Intervention commission | Free |
| SEPA transfers, online | Free |
| Instant transfer | Free, unlimited |
| Checkbook | Free |
| Online bank check | Free |
| Debute interests (Agios) | Allowed : 7 % Unauthorized : 16 % |
| Outside CB renewal | 10 € |
| Card contribution in case of inactivity | 5 €/month |
Summary of account fees at Boursorama
➡️ In order to facilitate your reading, we have selected certain costs which seem to us the most important. In short, as long as your account is not in incident and you use your Welcome card once a month, your account and your Boursorama bank card are 100% free. More information in our detailed opinion.
The costs of the Boursorama Welcome card abroad
✅ Payments outside the euro area are free and unlimited. On the other hand, withdrawals are limited to Only one offered per month ; beyond, it will cost you 1.69% of the amount withdrawn. It’s a bit fair if you go on vacation in a country using the liquid a lot. If this is often the case, I invite you to consult our selection of the best bank cards to travel.
Up to € 100 offered when opening a Boursorama account
Visa Welcome card insurance
Assistance, guarantee and insurance cards services are often overlooked. However, this is the main point of comparison between a basic and premium map. See rather ! ��
✅ The Visa Welcome card insurance from Boursorama are completely correct and for good reason: they are identical to a Classic Visa.
The Welcome blue card does not include Essential Protection Boursorama And Premium (cf. below). Included at the Ultim Metal card, these insurances are optionally € 0.99 and € 4.99 per month respectively.
➡️ Synthesis, The Boursorama Welcome card offers classic visa insurance by adding the protection of means of payment. As with all the other ranges of bank cards, simply pay completely or partially paying expenses related to your trip to take advantage of its guarantees: transport, hotel, car rental, etc
Up to € 100 offered when opening a Boursorama account
Welcome visa card: the ceilings
✅ While the conditions for moving a credit card in a traditional bank are generally left to the discretion of advisers, Boursorama is transparent on its operation: The ceilings adapt to your income or assets Depending on the table below. ��
Comparison with other Boursorama cards
✅ The Corner is the free market privilege space, in which you find The good deals of a large number of partner brands : discounts, cashback and vouchers. Membership of the Premium Service of The Corner is free for all Boursorama customers, even with the Welcome card.
Up to € 100 offered when opening a Boursorama account
Our opinion on Boursorama Banque
Impossible to give you a full opinion on a bank card without talking about the advantages and disadvantages of the bank which offers it.
✅ Fortunately, Boursorama is one of the best banks in French lines:
- It is a very complete general bank, quite capable of becoming your main account.
- It will be 15 years that Boursorama is the cheapest online bank in France.
- The comfort of a French bank with access to regulated savings: booklet A, LDDS, PEL, etc
- It offers among the best offers of personal or real estate credits.
- But it is not necessarily the best for investments: PEA, life insurance, etc ..
Up to € 100 offered when opening a Boursorama account
Boursorama customer reviews on the app and the Welcome card
✅ The Boursorama application is still at the forefront of ergonomics As his excellent notes on the AppStore (4.9/5 of more 175,000 opinions) or Google Play (4.6/5 on 90,000 opinions) prove to. Customers are quite rave about the qualities of the application, the bank card or the overall bank: practical, stable and secure.
❎ Only a few criticisms are made on Customer service which is impossible to reach via the chat of the application, Unlike most mobile banks. However, you should not need to contact them as the application is easy to use. ��
Up to € 100 offered when opening a Boursorama account
Visa Welcome vs Standard Banks Cards Online
While it is rarely possible to find a free visa classic card with large French banks, it seems obvious that they cannot compete with the Welcome of Boursorama.
Nevertheless, what is the credit card to the standard cards of other online banks is worth ? ��
✅ In essence the Welcome card is very close to the Fosfo of Fortuneo card and even slightly below in terms of ceilings and costs abroad for withdrawals. On the Bforbank side, you have access to the delayed flow but subject to income conditions.
➡️ But nothing prevents you from opening several accounts if you are eligible in order to multiply the payment ceilings and the advantages. �� More information in our comparison of the best online banks.
Up to € 100 offered when opening a Boursorama account
Conclusion Welcome: an excellent free credit card ?
➡️ In conclusion, our opinion on the Boursorama Welcome card is positive. It is a very good bank card accessible without conditions and ideal for students or young workers.
✅ In the end, the Boursorama’s Welcome card is comparable to a Visa Classic card from a traditional bank, but better because it is free ! But also thanks to its original vertical design as well as all the advantages offered by the French online bank, including an application at the top and a current account. ��
Up to € 100 offered when opening a Boursorama account
Faq
How much is the Visa Welcome card from Boursorama ?
The Boursorama Visa Welcome card is 100 % free, under one condition: Use the card once a month. Otherwise 5 € fee will be dedicated to you.
Visa Welcome or Visa Ultim: what differences ?
Overall, there are large differences between a visa Welcome and Ultim card, in addition to their appearance. Insurance, guarantees and assistance are much better with the Ultim card, just like the ceilings or the features offered by the card premium stockwark.
How to deposit a check with the Boursorama Welcome card ?
To make a check, go to the “Checks” section, then click on the “Make a Digital Check” tab “.
Once the discount has been made online, it will be necessary to send the check by post.
Do not forget to sign the checks on the back and register the account number on which you want the check to be cashed.
Finally, the letter must be freed but it is not necessary to send a registered letter.
What insurance with the Boursorama Welcome card ?
The Visa Welcome card from Boursorama offers the same levels of guarantees, insurance and assistance as a Visa Classic card, including:
– Death and disability guarantees: up to € 46,000 per family and per event.
– Travel insurance: medical expenses abroad and repatriation.
– Insurance of stock market payments.
Antoine was heritage advisor and private banker before joining Finance heroes. He puts his service and his experience in the banking environment at your service.
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