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What are the advantages of the Premium bank card
Does a premium card are really worth it compared to a standard card ? What are its advantages and how to choose it ? We answer your questions.
Clear prices, 0 hidden costs
At Orange Bank, it’s simple: never unpleasant surprises, you know exactly what you pay. All your useful daily services, your guarantees, your insurances, are included in our prices. And in addition, our bank accounts are accessible for everyone, without income conditions.
Terms
Account holding fees
Subject to holders of the standard card to make at least 1 payment or withdrawal/month with their Orange Bank mobile card or mobile payment. Otherwise, € 5 account holding fees. See conditions in contractual documentation.
Account holding fees
Income conditions
Our offers
Terms
Premium card
Paid card issued after Orange Bank agreement. See conditions and prices in force in contractual documentation.
Premium Pack Offer
As of 02/02/2023, for any 1st subscription to the Premium pack, the subscription to the grouped offer of Premium Pack Services is € 7.99/month for the first 3 months instead of € 12.99/month. Unchanging advantage with any other advantage relating to the price of the premium pack. See prices on Orangebank.Fr.
Standard card
Standard card issued after Orange Bank agreement. See conditions in contractual documentation.
Banking mobility with Orange Bank, it’s so simple
With our free bank mobility service, you can change the bank without worrying about administrative procedures. Transfer of your savings, your transfers and permanent samples, you have nothing to do, we take care of everything.
Your most frequent questions
How to open an account ?
Now, by a 100% online approach
Only a few steps to open your Orange Bank account
- Choice of offer: Choose your card and select the associated services.
- Quick form: Fill out your personal info in a few minutes.
- Signature of the contract: Sign your contract online thanks to a code received by SMS.
- Adding your supporting documents: Take your supporting documents from your smartphone or download them.
- Make your first payment
How to connect to the Orange Bank app ?
Is it your 1st connection to the Orange Bank app ?
- If so, here is the approach to follow for your 1st connection:
- If you have not already done so, start by downloading the app
- Then enter the identifier received by email when opening your account
- Enter the activation code received by SMS
- All you have to do is customize your 6 -digit access code
What are the advantages of the Premium bank card ?
Insurance, free withdrawals abroad, cashback … The advantages included with a premium bank card are numerous. If, before, its price was dissuasive, online banks made it possible to make this card more affordable, or even free.
Does a premium card are really worth it compared to a standard card ? What are its advantages and how to choose it ? We answer your questions.
What is a premium card ?
A premium, or first bank card, is a high -end card. It can be a Mastercard, Visa or American Express card. It allows its holder to benefit advantageous tariff conditions and more services.
It works like all bank cards. You make your payments and withdrawals. It can be with immediate or delayed flow. And generally, it is a system with systematic authorization.
But compared to a standard card, the difference is played out in terms of price, conditions of obtaining and of course its advantages. The Premium card is more expensive than a standard card. Some banking establishments offer it free of charge, but the holder must meet certain conditions.
What are the advantages of a premium card ?
The advantages of a premium card vary from one type of card to another and from one bank to another. Online banks are sometimes more generous than conventional banks, with offers that stand out.
The advantages that we find most of the time:
- Preferential tariff conditions: Free operations abroad, lower or even zero banking costs on certain transactions ..
- Less restrictive conditions of use: higher payment or withdrawal ceilings, more free withdrawals to distributors (especially for online banks).
- Insurance and assistance services: Insurance for your trips or purchases, assistance in the event of an accident, insurance on your means of payment which intervenes in the event of loss or theft.
- Privileges offers: cashback or unpublished discounts with partner brands ..
What are the advantages of an Orange Bank Premium card ?
Holders of an Orange Bank Premium card benefit from Privileges services and benefits. The objective of our card: accompany you every day, for small and large expenses, wherever you are.
Insurance of our Premium card
We have thought of services that will be really useful to you. Our premium card is offered with travel insurance and assistance. It covers you during your stays in France and abroad. Protection also extends to family members. In the event of a problem or unexpected you are compensated with our guarantees:
- Delay, loss or theft of luggage;
- Trip cancellation ;
- Delay in transport;
- Death or disability;
- Snow and mountain;
- Rental vehicle.
And, if necessary, we are there to assist you in the event of a claim with the transport or repatriation guarantees, reimbursement of medical expenses and legal assistance.
It also includes insurance for your purchases. Your purchases are guaranteed 36 more months with the manufacturer’s warranty extension. You are compensated in the event of accidental breakdown or theft. Your online purchases are also protected with the good delivery guarantee.
And the last part of our insurance offer: insurance of your payment methods. It protects you against the consequences of the loss or theft of your card or checkbook.
Our exclusive advantages and discounts
Our Premium MasterCard card allows you to enjoy privileges offers. With cashback (refund), 5% of your Orange purchases and invoices are reimbursed to your account.
You also have access to discounts from brands around the world with the MasterCard Travel Rewards ™ program. And to live unique experiences in France and abroad, this is the Mastercard Priceless Cities ™ program.
Our thoughts to facilitate your operations
With our premium card, your withdrawals and payments abroad are free. It also works when you pay with your mobile. Whatever the motto, or the number of payments, we do not take any commission. Your transfers in euros, to a country in the euro zone, are also free.
To note
During your trips, some foreign banks apply costs to withdraw to their distributor. The costs are announced before validating your withdrawal.
Finally if your card disappears following a flight or loss, we send you a new card … for free and within 72 hours.
How to choose your premium card ?
The choice of your card depends on your Purchase habits, the use you want to make of it and the price. You must first list all the criteria that are important to you.
If you travel often, perform Free operations abroad will be a real plus. If you have a small budget, you will necessarily be tempted by a free card. But we must not forget to study banking costs. A free card can ultimately be expensive.
To save on your purchases, the cashback program must be part of your conditions. Your average monthly expenses are also an element to take into account. All cards do not offer by the same ceilings. Online banks can offer adjustable ceilings according to your needs.
With your list, you can easily Compare premium banks and make your choice.
How to get a premium card ?
It all depends on the bank. Traditional banks sometimes impose income conditions. If your salary does not reach the requested threshold, you cannot take out a premium card. The minimum income requested varies according to the bank: from € 1,600 to € 2,500 on average.
Online banks require no income level, but the card can be paid.
Another alternative: duo offers or packs allow two premium cards for two beneficiaries. You share the cost of the card with the person of your choice. If one of your loved ones has subscribed to this offer, he can make you enjoy it. This is the case with our premium pack: you have 2 premium cards for you and a loved one and up to 5 cards plus for your children.
A premium card at Orange Bank
Getting a premium card at Orange Bank has never been easier.
If you are already holding a standard card, you can change card from your customer area or mobile app.
For those who have not yet joined the Orange Bank adventure, you can subscribe to our card online, in less than 10 minutes:
- You enter your personal information
- You sign your online contract
- You send your supporting documents: a copy of your identity document and a recent proof of address
All you have to do is make a first payment and receive your new card.
Our premium card takes care of you
Our discounts, advantages and services are designed to make your life easier and help you save on a daily basis. Orange or future subscriber, solo or family customer, with our premium card live the bank more simply.
Take advantage of the best of the bank: a simple and practical mobile app, insurance with your payment card, orange cashback and abroad, financing solutions for your projects.
Orange Bank – SA with capital of 898 775 712 € – 67 rue Robespierre – 93107 Montreuil Cedex – 572 043 800 RCS Bobigny – Orias n ° 07 006 369 (www.orias.Fr).
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