Account formula – La Banque Postale, Visa Premier – La Banque Postale card
Premier visa card
7 % reduction on all offers from partner tour operators*$.
Account formula
With the postal bank account formula*$, you benefit from essential products and services (bank card, checkbook, online services, insurance means of payment, account statements and authorized discovered) at an advantageous rate.
- The opening of the account, the subscription of an account formula and the issuance of means of payment are subject to the acceptance of the file by the Postal Bank as well as to the authorization of the legal representative for minor customers. As part of a subscription by a new major client via the Labanquepostale website.fr, only the online monthly account statement, the Réalys, Visa Classic or Visa Premier cards in immediate debit are offered. The checkbook and the overdraft are not offered.
What is an account formula*$?
- The opening of the account, the subscription of an account formula and the issuance of means of payment are subject to the acceptance of the file by the Postal Bank as well as to the authorization of the legal representative for minor customers. As part of a subscription by a new major client via the Labanquepostale website.fr, only the online monthly account statement, the Réalys, Visa Classic or Visa Premier cards in immediate debit are offered. The checkbook and the overdraft are not offered.
- An offer bringing together most of the banking products and services
- Options to personalize your offer.
- Advantageous pricing compared to products subscribed outside account formula.
- An offer accessible from 12 years old
Discover the products and services included in the account formula.
To set your expenses
Payment card*$ of your choice:
- Visa Classic card
- Premier visa card
- Platinum visa card
- Infinite visa card
- Realys card
- The subscription of the account formula and the issuance of means of payment are subject to acceptance of the file by the Postal Bank as well as to the authorization of the legal representative for minor customers. The opening of the remote account cannot be made by a minor. As part of a subscription by a new major client via the Labanquepostale website.fr, only the online monthly account statement, Visa Classic or Visa Premier cards in immediate debit are offered. The checkbook and the overdraft are not offered. As part of a remote subscription to a 12-17-year account formula, only the online monthly account statement and the Réalys card are offered. The checkbook and the overdraft are not offered.
- Choice format: classic or wallet
- Choice renewal: automatic or on request
- Learn more about the checkbook
- The subscription of the account formula and the issuance of means of payment are subject to acceptance of the file by the Postal Bank as well as to the authorization of the legal representative for minor customers. The opening of the remote account cannot be made by a minor. As part of a subscription by a new major client via the Labanquepostale website.fr, only the online monthly account statement, Visa Classic or Visa Premier cards in immediate debit are offered. The checkbook and the overdraft are not offered. As part of a remote subscription to a 12-17-year account formula, only the online monthly account statement and the Réalys card are offered. The checkbook and the overdraft are not offered.
To manage your accounts at any time
Account statement :
- Monthly online or by mail
- Online decades* or by mail*
- Thematic classification* (optional)
- Online account statement
Consultation and management of accounts: on desktop or mobile.
- The first 3 alerts are free for customers with an account formula, then each alert is priced according to the tariff conditions in force.
* These products are not available when opening the account remotely but only in the context of a subsequent modification.
Keep a quieter mind
Insurance of means of payment*$ of choice:
Alliatys : covers you against the loss or theft of your means of payment (cards and checkbook) held at the Postal Bank.
Alliatys more : In addition allows alliatys guarantees, protection against the loss or theft of your means of payment (cards and checkbook) held in the postal bank as well as in other financial institutions. You also benefit from buying aid for replacing the nomadic product in the event of theft (subject to aggression or break -in), a key guarantee and paper in the event of loss or theft as well as a Guarantee Protection of identity against the risks of identity theft and damage to reputation on the Internet, of an accidental death package guarantee (lump sum capital of € 2,500 in the event of accidental death of the insured).
- Within the limits and conditions of the Alliatys information notice.
Discovered personalized*$
Preferential overdraft rate of 15.00 %
Non-perception threshold of interest in the maximum quarter of:
- € 6 for customers with a first visa card, visa platinum or infinite visa,
- € 3 per quarter for customers aged 18 to 25,
- € 1.50 per quarter for other customers.
- Within the limits and conditions of the Alliatys information notice.
Premier visa card
The international card to accompany you on a daily basis and on a trip, with high ceilings and extensive insurance and assistance guarantees.
Choose the Visa Premier card to be accompanied wherever you are, in France as abroad
The Visa Premier*$ card is an international high -end visa bank card.
- The opening of the account and the issuance of means of payment are subject to acceptance of the file by the Postal Bank.
Benefits
You benefit from discounts from a set of selected partners.
Guarantees
Insurance and assistance guarantees*$ complete.
- Within the limits and conditions provided for in the Information instructions for insurance and assistance of the Visa Premier card available on Labanquepostale.fr and in your post office.
Assistance
You also benefit from dedicated telephone assistance accessible 24/7.
50% reduction in the first year of contribution in account formula*$
- The issuance of means of payment is subject to acceptance of the file by the Postal Bank. Offer valid for any 1st subscription of a first visa card in account formula (excluding simplicity account formula) and limited to a single card per person and per account. Cumulative offer with the preferential rates applicable to young account formulas 18-25 years and with current promotional offers (excluding account formula and card alone) offered by Banque Postale. Tariff in force on 01/01/2023.
Take advantage of the first 6 months offered by opening an online account formula !
Advantages negotiated with our first partners.
The Visa Premier*$ card allows you to benefit from many advantages and discounts from a set of partners*$ in the areas of travel, leisure and shopping.
- The opening of the account and the issuance of means of payment are subject to acceptance of the file by the Postal Bank.
- All these offers are subject to the conditions of the first visa offers and to the general conditions of the Visa Premier partners. List of Visa Premier Partners and Detailed Conditions of offers on www.Visa.fr, space offers and advantages. Certain offers have a limited validity period or are only accessible in certain points of sale.
Permanent Visa Premier offers
Notice
Up to 25 % discount on your car rental.
For any rental in France, take advantage of a discount of up to 25 % on your paid rentals in agency and 10 % guarantee discount on your payments online.
First trip
7 % reduction on all offers from partner tour operators*$.
The Partner Voyetists First Voyages are: Asia, Costa Cruises, Fram, Jet Tours, Kuoni, MSC Cruises, Passion des Iles, Tui, Visitors…
- 7% reduction on the HT price on all partner tour operators, reserving for first trips. Excluding promotions, special offers, rental, ticket office and club med. For more information, please refer to customer service first trip to 03 44 62 38 62 (number not surcharged).
Pathé Gaumont cinemas
€ 9.70 Your Cinécarte.
In all the cinemas Pathé Gaumont de France, take advantage of the 7th art at a preferential price !
Visa Premier temporary offers from April 1 to September 30, 2023
Truffle
The garden, animal and house specialist.
11% discount on the purchase of the e-card that can only be used in Truffaut stores.
Spring
Your new luxury space and creators
15% back in store*$ the day of your choice and on your first online order*$ on the site www.spring.com
- Participant stores: Printemps Deauville (Exceptional closure until 05/26/2023), Spring Lille, Spring Lyon, Spring Nancy, Spring Paris Nation, Spring Parly 2, Spring Polygone Riviera, Printemps Rennes, Printemps Rouen, Printemps Marseille Les Terrasses du Terrasses Port, Spring Toulon Grand Var, Printemps Marseille La Valentine and Printemps Vélizy 2. The discount is applicable on all purchases made in the same day, excluding red point. Offer valid on presentation of your Visa Premier card and this Landing Page, subject to registration in the spring loyalty program and valid once per account. Cannot be added to the advantages, sales or other discounts or promotions in progress. See store conditions.
- Offer valid only during the first order, on the site www.spring.Com with the vipremier code outside Diptyque products, the gram, Gucci, Prada, Balenciaga, Chloé, Alexander McQueen, Manolo Blahnik, Bottega Veneta, Burberry, Hermès, Christian Louboutin Beauté, Moncler and Offwhite. Subject to registration of the spring loyalty program. The VIPREMIER promotional code must be seized when validating your basket in order to benefit from the offer. Offer reserved for Visa Premier and non -cumulative Visa card holders with other private offers, discounts, sponsorship program or current operation.
Our temporary offers from our partners as Showroomprivé, Wegoboard, Ice-Watch, Adidas*$, Demeco, Airbnb, Tefal and other temporary offers.
- Offer valid from April 1 to June 30, 2023.